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★★★★★ Trusted by thousands of local homeowners since 1997

Helping Colorado Homeowners

Retire on Their Terms.

Designed for homeowners 62 and older, a reverse mortgage lets you stay in the home you love while accessing the funds you need for retirement.

No commitment. No fees. Just clarity.
Since 2011

Helping Americans afford retirement

62+

The age you may qualify to begin

$0

Monthly mortgage payments required*

1 min

To check your eligibility online

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- Welcome to Springer Home Solutions, LLC
A local team that treats you like a neighbor, not a number

Welcome to The Springer Team. We’re a family-owned team of Colorado natives with 56 years of combined lending and real estate experience. We help homeowners 55 and older use their home equity with Home Equity Conversion Mortgages (HECMs), including HECM for Purchase, and we also offer HELOCs and DSCR loans for investors. When you call, you talk to us directly, not a call center or a big bank. We’ll take the time to explain your options in plain language so you can make the right choice for you and your family.

- Let Us Explain
How reverse mortgages work, in simple terms

No jargon, no pressure — just the three things most homeowners want to understand first.

What is a Reverse Mortgage?

A reverse mortgage is a financial tool that allows qualified homeowners to tap into that equity without selling their home or taking on a traditional monthly mortgage payment.

Who can qualify?

62 years or older, live in the home as primary residence, have sufficient equity in the property, and continue to pay taxes, insurances, and maintenance.

How can funds be used?

Reverse mortgages can create a reliable stream of income, helping to cover daily expenses, healthcare costs, or lifestyle needs and even home improvements.

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- How It Works
The three main types of reverse mortgages
01
HECM

The most common reverse mortgage program in the U.S., offering multiple disbursement options — a lump sum, monthly payments, or a line of credit.

02
Proprietary / Jumbo

Offered by private lenders and typically designed for homeowners with high-value properties that exceed FHA lending limits.

03
Single-Purpose

Offered by state, local, or nonprofit organizations for specific uses such as home repairs or paying property taxes.

- Why Homeowners Choose It
Built to give you flexibility, security, and peace of mind in the years you've worked hard for.
01
Supplement retirement income

Create a reliable stream of income that helps cover daily expenses, healthcare costs, or lifestyle needs.

02
Remain in the home you love

Access your home equity without selling the property, allowing you to stay right where you are.

03
Flexible payment options

Choose between a lump sum, monthly installments, or a line of credit that grows over time.

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- Quick 1-minute loan request
See if a reverse mortgage is right for you.

Fill out the quick loan request to start a conversation about your needs. No credit check, no obligation.

Speak to a local mortgage professional
No obligation, no credit check
Competitive rates & fees
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Let's get your loan done right.

A quick call with a local advisor is the easiest first step. No pressure, no credit check.

Speak to a local mortgage professional
No obligation, no credit check
1-Minute request
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