{"id":3290,"date":"2021-08-19T03:14:13","date_gmt":"2021-08-19T03:14:13","guid":{"rendered":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/?page_id=3290"},"modified":"2026-08-05T07:31:11","modified_gmt":"2026-08-05T14:31:11","slug":"learning-center","status":"publish","type":"page","link":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/learning-center\/","title":{"rendered":"Learning Center"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1783000202411{padding-top: 75px !important;padding-bottom: 120px !important;background-color: #FBFAF7 !important;}&#8221;][vc_column]<style>.vonk_6a968b7276145{font-size:.9em;font-weight:600;text-transform:uppercase;letter-spacing:1px;}<\/style><h1 class=\"vonk-heading vonk-heading-plain vonk-text-2xl vonk-text-center vonk_6a968b7276145\"><span class=\"vonk-heading-inner vonk-inline-block\">Learning Center<\/span><\/h1><div class=\"vonk-spacing vonk-w-100 vonk-clear\" style=\"height:10px;\"><\/div><style>.vonk_6a968b7276fe3{width:700px;font-size:40px;font-weight:700;}@media (max-width:767px){.vonk_6a968b7276fe3{font-size:35px;}}<\/style><h2 class=\"vonk-heading vonk-heading-plain vonk-text-2xl vonk-text-center vonk-max-w-100 vonk-mx-auto vonk_6a968b7276fe3\"><span class=\"vonk-heading-inner vonk-inline-block\">Learn everything you need to know about buying a home.<\/span><\/h2><div class=\"vonk-spacing vonk-w-100 vonk-clear\" style=\"height:20px;\"><\/div>[vc_column_text text_align=&#8221;center&#8221; width=&#8221;500px&#8221;]Please read through the articles below to help you learn more about the home buying process.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1636134507228{padding-top: 80px !important;}&#8221;][vc_column]<div class=\"vonk-post-cards vonk-post-cards-blog_3 vonk-relative\"><div class=\"vonk-post-cards-inner\"><div class=\"vonk-post-cards-loop vonk-post-cards-grid vonk-row vonk-clr\"><div class=\"vonk-post-cards-entry col col-1 span_1_of_3 post-3579 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/a-step-by-step-guide-to-shopping-for-a-new-home\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Shopping-for-a-New-Home.jpg\" class=\"vonk-align-middle\" alt=\"A hand points toward a small wooden house model with a pink roof among other similar house models placed on a textured surface, suggesting the concept of choosing a home or property selection.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Shopping-for-a-New-Home.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Shopping-for-a-New-Home-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Shopping-for-a-New-Home-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Shopping-for-a-New-Home-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/a-step-by-step-guide-to-shopping-for-a-new-home\/\" class=\"vonk-inherit-color-important\">A Step-by-Step Guide to Shopping for a New Home<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-2 span_1_of_3 post-3648 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/first-time-homebuyers-checklist\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/checklist.jpg\" class=\"vonk-align-middle\" alt=\"A smiling woman with long blonde hair sits indoors on a cushioned bench, writing in a red notebook. She wears a black shirt and denim shorts. There are colorful pillows and a plant in the background.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/checklist.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/checklist-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/checklist-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/checklist-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/first-time-homebuyers-checklist\/\" class=\"vonk-inherit-color-important\">First-Time Homebuyer\u2019s Checklist<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. Determine Your Budget:&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-3 span_1_of_3 post-3715 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/understanding-cash-to-close\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/holding-money.jpg\" class=\"vonk-align-middle\" alt=\"A person in a light gray suit holds out a stack of U.S. hundred-dollar bills secured with a rubber band, while their other hand rests on a white table.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/holding-money.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/holding-money-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/holding-money-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/holding-money-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/understanding-cash-to-close\/\" class=\"vonk-inherit-color-important\">Understanding Cash to Close<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-1 span_1_of_3 post-3681 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-get-preapproved-for-a-mortgage\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/stamping-paper.jpg\" class=\"vonk-align-middle\" alt=\"A person stamps a document on a clipboard at a desk with a laptop, phone, and globe in the background.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/stamping-paper.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/stamping-paper-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/stamping-paper-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/stamping-paper-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-get-preapproved-for-a-mortgage\/\" class=\"vonk-inherit-color-important\">How to Get Preapproved for a Mortgage<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-2 span_1_of_3 post-3576 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/5-strategies-to-save-for-a-home\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/home-saving.jpg\" class=\"vonk-align-middle\" alt=\"A transparent piggy bank contains soil and a small green house figure made of grass, symbolizing saving money for a home or eco-friendly housing investments.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/home-saving.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/home-saving-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/home-saving-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/home-saving-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/5-strategies-to-save-for-a-home\/\" class=\"vonk-inherit-color-important\">5 Strategies to Save for a Home<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-3 span_1_of_3 post-3637 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/expenses-first-time-home-buyers-need-to-save-for\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Piggy-Bank.jpg\" class=\"vonk-align-middle\" alt=\"A light blue piggy bank wearing black eyeglasses sits on a wooden surface against a plain, beige background.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Piggy-Bank.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Piggy-Bank-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Piggy-Bank-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Piggy-Bank-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/expenses-first-time-home-buyers-need-to-save-for\/\" class=\"vonk-inherit-color-important\">Expenses First Time Home Buyers Need to Save For<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>If you are getting ready to purchase your first home, there are a few expenses that you need to prepare&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-1 span_1_of_3 post-3643 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/finding-the-right-location-to-buy-a-home\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Map.jpg\" class=\"vonk-align-middle\" alt=\"A person in a sweater and hat sits in a car passenger seat, holding a map while pointing out the windshield, suggesting they are navigating or giving directions during a road trip. Sunlight streams through the window.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Map.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Map-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Map-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Map-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/finding-the-right-location-to-buy-a-home\/\" class=\"vonk-inherit-color-important\">Finding the Right Location to Buy a Home<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>They say that buying a home is all about location, location, location. But what if you do not know what&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-2 span_1_of_3 post-3710 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/understanding-an-appraisal-contingency\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Price-of-Home.jpg\" class=\"vonk-align-middle\" alt=\"A wooden house model and stacked blocks spelling PRICE are balanced on a seesaw, symbolizing the relationship between property value and price.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Price-of-Home.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Price-of-Home-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Price-of-Home-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Price-of-Home-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/understanding-an-appraisal-contingency\/\" class=\"vonk-inherit-color-important\">Understanding an Appraisal Contingency<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>When buying a new home, you have the chance to put in a number of contingencies to the purchase contract&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-3 span_1_of_3 post-3702 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/should-i-buy-or-rent\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Buy-vs-Rent.jpg\" class=\"vonk-align-middle\" alt=\"Three wooden blocks stacked with the words BUY OR RENT? next to a gray calculator, a pen, and colorful push pins on a desk, representing a decision-making concept.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Buy-vs-Rent.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Buy-vs-Rent-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Buy-vs-Rent-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Buy-vs-Rent-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/should-i-buy-or-rent\/\" class=\"vonk-inherit-color-important\">Should I Buy or Rent?<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-1 span_1_of_3 post-3670 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-much-income-do-i-need-to-buy-a-house\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/putting-money-into-jar.jpg\" class=\"vonk-align-middle\" alt=\"A person in a denim shirt drops a coin into a glass jar filled with coins. Stacks of coins, a notebook, and a hand using a calculator are visible on the table in the background.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/putting-money-into-jar.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/putting-money-into-jar-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/putting-money-into-jar-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/putting-money-into-jar-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-much-income-do-i-need-to-buy-a-house\/\" class=\"vonk-inherit-color-important\">How Much Income Do I Need to Buy a House?<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-2 span_1_of_3 post-3729 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/what-you-need-to-know-about-cosigning-a-mortgage\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/woman-thinking.jpg\" class=\"vonk-align-middle\" alt=\"A woman with long brown hair, wearing a white shirt, stands in profile against a green chalkboard, looking thoughtful with her finger resting on her chin.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/woman-thinking.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/woman-thinking-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/woman-thinking-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/woman-thinking-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/what-you-need-to-know-about-cosigning-a-mortgage\/\" class=\"vonk-inherit-color-important\">What You Need to Know About Cosigning a Mortgage<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-3 span_1_of_3 post-3707 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/popular-loans-for-buying-a-home\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Conventional-Loan.jpg\" class=\"vonk-align-middle\" alt=\"A light blue piggy bank labeled Conventional Loan sits on a table next to stacks of U.S. dollar bills, against a dark background.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Conventional-Loan.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Conventional-Loan-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Conventional-Loan-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/Conventional-Loan-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/popular-loans-for-buying-a-home\/\" class=\"vonk-inherit-color-important\">Popular Loans for Buying a Home<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Finding a great deal on your home purchase requires that you understand the different types of home loans available. Here&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-1 span_1_of_3 post-3674 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-buy-a-house-with-no-money-down\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/couple-looking-at-home.jpg\" class=\"vonk-align-middle\" alt=\"A couple stands outdoors with their arms around each other, looking at a modern house in the distance under a bright, hazy sky.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/couple-looking-at-home.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/couple-looking-at-home-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/couple-looking-at-home-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/couple-looking-at-home-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-buy-a-house-with-no-money-down\/\" class=\"vonk-inherit-color-important\">How to Buy a House with No Money Down<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Do you dream of homeownership but can\u2019t come up with the required down payment? Don\u2019t worry. You may be eligible&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-2 span_1_of_3 post-3633 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/do-i-need-a-realtor-to-buy-a-house\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/realtor.jpg\" class=\"vonk-align-middle\" alt=\"A man holding a folder speaks to a smiling woman and man across a desk in an office. A computer, phone, and office supplies are visible on the desk.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/realtor.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/realtor-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/realtor-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/realtor-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/do-i-need-a-realtor-to-buy-a-house\/\" class=\"vonk-inherit-color-important\">Do I Need a Realtor to Buy a House?<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>When you are ready to make a new home purchase, the first thing to consider is who you want on&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-3 span_1_of_3 post-3667 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-much-do-i-need-for-a-house-down-payment\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Down-Payment.jpg\" class=\"vonk-align-middle\" alt=\"A smiling couple sits on a couch, looking at a laptop together. The woman holds a white mug, and both appear relaxed and engaged. Large windows in the background let in natural light.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Down-Payment.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Down-Payment-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Down-Payment-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Down-Payment-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-much-do-i-need-for-a-house-down-payment\/\" class=\"vonk-inherit-color-important\">How Much Do I Need for a House Down Payment?<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years,&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-1 span_1_of_3 post-3653 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/a-home-appraisal-checklist\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Appraisal.jpg\" class=\"vonk-align-middle\" alt=\"A smiling person wearing a blue shirt and cap holds a red clipboard, standing in a kitchen next to a sink and countertop with tools and plants visible in the background.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Appraisal.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Appraisal-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Appraisal-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Appraisal-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/a-home-appraisal-checklist\/\" class=\"vonk-inherit-color-important\">A Home Appraisal Checklist<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Searching for and finding the perfect new home is just one step of the home buying process. Once you find&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-2 span_1_of_3 post-3718 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/what-is-an-fha-mortgage-insurance-premium\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/FHA-loan.jpg\" class=\"vonk-align-middle\" alt=\"A wooden house-shaped cutout with FHA LOAN written on it sits on a wooden desk next to a notebook, glasses, a keyboard, and a fountain pen.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/FHA-loan.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/FHA-loan-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/FHA-loan-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/FHA-loan-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/what-is-an-fha-mortgage-insurance-premium\/\" class=\"vonk-inherit-color-important\">What Is an FHA Mortgage Insurance Premium?<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>FHA mortgages are great for homebuyers without a sizable down payment or with low credit. Each situation is unique and&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-3 span_1_of_3 post-3658 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/a-home-inspection-checklist\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Inspection.jpg\" class=\"vonk-align-middle\" alt=\"A man in a suit shows a couple an oven in a modern white kitchen. The couple looks closely at the appliance while the man holds a clipboard and gestures toward the open oven door.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Inspection.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Inspection-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Inspection-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Home-Inspection-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/a-home-inspection-checklist\/\" class=\"vonk-inherit-color-important\">A Home Inspection Checklist<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>When purchasing a home, it is always a good idea to have it professionally inspected. Many lenders even require it&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-1 span_1_of_3 post-3726 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/what-to-look-for-in-a-neighborhood-when-buying-a-house\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/neighborhood.jpg\" class=\"vonk-align-middle\" alt=\"A young boy wearing a helmet rides a red scooter on a sidewalk, while an adult woman walks beside him, gently holding his arm. They are in a residential neighborhood with houses and greenery in the background.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/neighborhood.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/neighborhood-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/neighborhood-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/neighborhood-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/what-to-look-for-in-a-neighborhood-when-buying-a-house\/\" class=\"vonk-inherit-color-important\">What to Look for in a Neighborhood When Buying a House<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Evaluating a potential new home\u2019s features is just one part of finding the perfect place to buy. You should also&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-2 span_1_of_3 post-3582 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/buydown-to-reduce-your-mortgage-interest-rate\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/points.jpg\" class=\"vonk-align-middle\" alt=\"A football scoreboard displays Home: 14, Guest: 0 with 0:00 time remaining, under a clear blue sky.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/points.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/points-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/points-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/points-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/buydown-to-reduce-your-mortgage-interest-rate\/\" class=\"vonk-inherit-color-important\">Buydown to Reduce Your Mortgage Interest Rate<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>If you are buying a home, you have probably looked at all kinds of ways to reduce your monthly mortgage&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-3 span_1_of_3 post-3587 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/buying-a-house-without-a-real-estate-agent\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Without-a-Real-Estate-Agent.jpg\" class=\"vonk-align-middle\" alt=\"A man and a woman sit together on a couch, smiling and looking at a laptop screen. They appear relaxed and engaged, with natural light coming through a window behind them.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Without-a-Real-Estate-Agent.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Without-a-Real-Estate-Agent-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Without-a-Real-Estate-Agent-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2020\/09\/Without-a-Real-Estate-Agent-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/buying-a-house-without-a-real-estate-agent\/\" class=\"vonk-inherit-color-important\">Buying a House without a Real Estate Agent<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-1 span_1_of_3 post-3663 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-long-does-it-take-to-buy-a-house\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Calendar.jpg\" class=\"vonk-align-middle\" alt=\"A close-up of a desk calendar displaying multiple months, with dates slightly blurred. The calendar rests on a wooden surface in soft, natural light.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Calendar.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Calendar-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Calendar-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/02\/Calendar-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-long-does-it-take-to-buy-a-house\/\" class=\"vonk-inherit-color-important\">How Long Does It Take to Buy a House?<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-2 span_1_of_3 post-3677 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-determine-if-you-are-in-a-buyers-market-or-sellers-market\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/house-for-sale.jpg\" class=\"vonk-align-middle\" alt=\"A red and white For Sale sign is posted in front of a blurred, large two-story suburban house with white siding, black shutters, and a front porch.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/house-for-sale.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/house-for-sale-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/house-for-sale-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/house-for-sale-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-determine-if-you-are-in-a-buyers-market-or-sellers-market\/\" class=\"vonk-inherit-color-important\">How to Determine if You Are in a Buyer\u2019s Market or Seller\u2019s Market<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Being a savvy real estate buyer or seller requires that you know and understand the market conditions. This includes the&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-3 span_1_of_3 post-3684 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-get-your-house-ready-to-sell\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/console-table.jpg\" class=\"vonk-align-middle\" alt=\"A minimalist scene with a wooden bench against a white wall, holding a round white vase filled with dried grass on a white tray. The foreground shows the edge of a soft, light-colored blanket.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/console-table.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/console-table-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/console-table-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/console-table-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-get-your-house-ready-to-sell\/\" class=\"vonk-inherit-color-important\">How to Get Your House Ready to Sell<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>You\u2019ve mastered the process of home buying, but are you ready to be a seller when it\u2019s time to move&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-1 span_1_of_3 post-3690 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/negotiating-a-house-price-as-a-buyer\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/men-at-table.jpg\" class=\"vonk-align-middle\" alt=\"Two men sit across from each other at a table in an office setting, facing each other with serious expressions, hands clasped, and large windows in the background letting in natural light.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/men-at-table.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/men-at-table-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/men-at-table-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/men-at-table-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/negotiating-a-house-price-as-a-buyer\/\" class=\"vonk-inherit-color-important\">Negotiating a House Price as a Buyer<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-2 span_1_of_3 post-3687 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-know-when-you-should-buy-a-house\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/family-moving.jpg\" class=\"vonk-align-middle\" alt=\"A family is moving into a new house; a man wheels a box on a dolly, a woman loads a van, and two children carry boxes up the walkway. The house has a porch and is surrounded by trees and bushes.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/family-moving.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/family-moving-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/family-moving-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/07\/family-moving-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/how-to-know-when-you-should-buy-a-house\/\" class=\"vonk-inherit-color-important\">How to Know When You Should Buy a House<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vonk-post-cards-entry col col-3 span_1_of_3 post-3721 type-post cat-226\"><div class=\"vonk-card vonk-card-blog_3\"><div class=\"vonk-card-inner vonk-flex vonk-flex-col vonk-flex-grow vonk-rounded vonk-surface-1 vonk-shadow-lg vonk-overflow-hidden\"><div class=\"vonk-card-media overlay-parent overlay-parent-1\"><div class=\"vonk-card-thumbnail vonk-relative\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/what-is-the-average-down-payment-for-a-home\/\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/down-payment.jpg\" class=\"vonk-align-middle\" alt=\"A burlap sack labeled DOWN PAYMENT stands upright on a white surface, surrounded by scattered gold coins, against a plain blue and white background.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/down-payment.jpg 800w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/down-payment-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/down-payment-768x512.jpg 768w, https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-content\/uploads\/2021\/08\/down-payment-415x276.jpg 415w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><i class=\"vonk-thumbnail-format-icon vonk-block vonk-right-0 vonk-bottom-0 vonk-mr-15 vonk-mb-15 vonk-absolute vonk-text-white vonk-text-center vonk-leading-none\" aria-hidden=\"true\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M64 464c-8.8 0-16-7.2-16-16V64c0-8.8 7.2-16 16-16H224v80c0 17.7 14.3 32 32 32h80V448c0 8.8-7.2 16-16 16H64zM64 0C28.7 0 0 28.7 0 64V448c0 35.3 28.7 64 64 64H320c35.3 0 64-28.7 64-64V154.5c0-17-6.7-33.3-18.7-45.3L274.7 18.7C262.7 6.7 246.5 0 229.5 0H64zm56 256c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120zm0 96c-13.3 0-24 10.7-24 24s10.7 24 24 24H264c13.3 0 24-10.7 24-24s-10.7-24-24-24H120z\"\/><\/svg><\/span><\/i><\/a><\/div><\/div><div class=\"vonk-card-details vonk-p-30 vonk-last-mb-0\"><h2 class=\"vonk-card-title vonk-heading vonk-text-lg vonk-mb-5\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/what-is-the-average-down-payment-for-a-home\/\" class=\"vonk-inherit-color-important\">What Is the Average Down Payment for a Home?<\/a><\/h2><div class=\"vonk-card-terms-list vonk-mb-15 vonk-text-xs vonk-font-semibold vonk-uppercase\"><a href=\"https:\/\/mega5.vonkdigital.com\/~timtialdo\/category\/learn\/\" class=\"vonk-hover-underline has-term-226-color\">Learn<\/a><\/div><div class=\"vonk-card-excerpt vonk-last-mb-0\"><p>One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house&hellip;<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;hero-section&#8221; css=&#8221;.vc_custom_1785852571432{padding-top: 80px !important;padding-bottom: 50px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; vonk_bg_color=&#8221;#fbfaf7&#8243;][vc_column css=&#8221;.vc_custom_1782312652361{padding-top: 40px !important;padding-right: 20px !important;padding-bottom: 40px !important;padding-left: 20px !important;border-radius: 20px !important;}&#8221; vonk_bg_color=&#8221;#000000&#8243;]<style>.vonk_6a968b7287ea4{width:500px;color:#fffefe;font-size:35px;font-weight:600;}<\/style><div class=\"vonk-heading vonk-heading-plain vonk-text-2xl vonk-text-center vonk-max-w-100 vonk-mx-auto vonk_6a968b7287ea4\"><span class=\"vonk-heading-inner vonk-inline-block\">Let's find your ideal financing solution.<\/span><\/div><div class=\"vonk-spacing vonk-w-100 vonk-clear\" style=\"height:30px;\"><\/div>[vc_column_text css=&#8221;&#8221; color=&#8221;#ffffff&#8221; width=&#8221;600&#8243; text_align=&#8221;center&#8221;]Start the quick 1-minute loan request and a local professional will take it from there.[\/vc_column_text]<div class=\"vonk-spacing vonk-w-100 vonk-clear\" style=\"height:30px;\"><\/div><style>.vonk_6a968b7288700{background:transparent;color:#ffffff!important;border:solid #363636 1px;}.vonk_6a968b7288700:hover{background:#b7b7b7!important;color:#ffffff!important;}.vonk_6a968b7288700 .vonk-button-icon{color:#ffffff;}<\/style><div class=\"vonk-flex-container vonk-flex vonk-gap-20 vonk-flex-col vonk-md-flex-row vonk-md-items-center vonk-md-justify-center vonk_6a968b72881df\"><div class=\"theme-button-wrap vonk-text-center vonk-clr\"><a href=\"\/quote\/\" class=\"vonk-button theme-button align-center vonk-mb-15 inline animated-theme-button hvr hvr-float\"><span class=\"vonk-button-inner theme-button-inner vonk-flex vonk-flex-wrap vonk-items-center vonk-justify-center\"><span class=\"vonk-button-icon vonk-icon-wrap theme-button-icon-left\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M168 80c-13.3 0-24 10.7-24 24V408c0 8.4-1.4 16.5-4.1 24H440c13.3 0 24-10.7 24-24V104c0-13.3-10.7-24-24-24H168zM72 480c-39.8 0-72-32.2-72-72V112C0 98.7 10.7 88 24 88s24 10.7 24 24V408c0 13.3 10.7 24 24 24s24-10.7 24-24V104c0-39.8 32.2-72 72-72H440c39.8 0 72 32.2 72 72V408c0 39.8-32.2 72-72 72H72zM176 136c0-13.3 10.7-24 24-24h96c13.3 0 24 10.7 24 24v80c0 13.3-10.7 24-24 24H200c-13.3 0-24-10.7-24-24V136zm200-24h32c13.3 0 24 10.7 24 24s-10.7 24-24 24H376c-13.3 0-24-10.7-24-24s10.7-24 24-24zm0 80h32c13.3 0 24 10.7 24 24s-10.7 24-24 24H376c-13.3 0-24-10.7-24-24s10.7-24 24-24zM200 272H408c13.3 0 24 10.7 24 24s-10.7 24-24 24H200c-13.3 0-24-10.7-24-24s10.7-24 24-24zm0 80H408c13.3 0 24 10.7 24 24s-10.7 24-24 24H200c-13.3 0-24-10.7-24-24s10.7-24 24-24z\"\/><\/svg><\/span><\/span>Request A Quote<\/span><\/a><\/div> <div class=\"theme-button-wrap vonk-text-center vonk-clr\"><a href=\"https:\/\/mobile.fairwaynow.com\/dr\/c\/vpqwn\" class=\"vonk-button theme-button align-center vonk-mb-15 inline hvr hvr-float vonk_6a968b7288700\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span class=\"vonk-button-inner theme-button-inner vonk-flex vonk-flex-wrap vonk-items-center vonk-justify-center\"><span class=\"vonk-button-icon vonk-icon-wrap theme-button-icon-left\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M64 80c-8.8 0-16 7.2-16 16V416c0 8.8 7.2 16 16 16H384c8.8 0 16-7.2 16-16V96c0-8.8-7.2-16-16-16H64zM0 96C0 60.7 28.7 32 64 32H384c35.3 0 64 28.7 64 64V416c0 35.3-28.7 64-64 64H64c-35.3 0-64-28.7-64-64V96zM337 209L209 337c-9.4 9.4-24.6 9.4-33.9 0l-64-64c-9.4-9.4-9.4-24.6 0-33.9s24.6-9.4 33.9 0l47 47L303 175c9.4-9.4 24.6-9.4 33.9 0s9.4 24.6 0 33.9z\"\/><\/svg><\/span><\/span>Get Preapproved<\/span><\/a><\/div> <\/div><div class=\"vonk-spacing vonk-w-100 vonk-clear\" style=\"height:30px;\"><\/div><style>.vonk_6a968b72889bb{color:#fefefe;font-size:14px;}.vonk_6a968b72889bb .vonk-list-item-icon-inner{color:#ffffff;background:#ffffff40;border-radius:10px;width:35px;height:35px;}.vonk_6a968b7288c23{color:#fefefe;font-size:14px;}.vonk_6a968b7288c23 .vonk-list-item-icon-inner{color:#ffffff;background:#ffffff40;border-radius:10px;width:35px;height:35px;}.vonk_6a968b7288d20{color:#fefefe;font-size:14px;}.vonk_6a968b7288d20 .vonk-list-item-icon-inner{color:#ffffff;background:#ffffff40;border-radius:10px;width:35px;height:35px;}<\/style><div class=\"vonk-flex-container vonk-flex vonk-gap-20 vonk-flex-col vonk-md-flex-row vonk-md-items-center vonk-md-justify-center vonk_6a968b7288860\"><div class=\"vonk-list_item vonk-m-0 vonk-max-w-100 vonk-mb-5 vonk_6a968b72889bb\"><div class=\"vonk-list-item-inner vonk-inline-flex vonk-flex-no-wrap vonk-items-center\"><div class=\"vonk-list-item-icon vonk-mr-10\"><div class=\"vonk-list-item-icon-inner vonk-icon-wrap vonk-inline-flex vonk-justify-center vonk-items-center vonk-leading-none vonk-child-inherit-color\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 5.9c1.16 0 2.1.94 2.1 2.1s-.94 2.1-2.1 2.1S9.9 9.16 9.9 8s.94-2.1 2.1-2.1m0 9c2.97 0 6.1 1.46 6.1 2.1v1.1H5.9V17c0-.64 3.13-2.1 6.1-2.1M12 4C9.79 4 8 5.79 8 8s1.79 4 4 4 4-1.79 4-4-1.79-4-4-4zm0 9c-2.67 0-8 1.34-8 4v3h16v-3c0-2.66-5.33-4-8-4z\"\/><\/svg><\/span><\/div><\/div><div class=\"vonk-list-item-text vonk-content vonk-flex-grow\">Mortgage guidance without the sales pitch<\/div><\/div><\/div><div class=\"vonk-list_item vonk-m-0 vonk-max-w-100 vonk-mb-5 vonk_6a968b7288c23\"><div class=\"vonk-list-item-inner vonk-inline-flex vonk-flex-no-wrap vonk-items-center\"><div class=\"vonk-list-item-icon vonk-mr-10\"><div class=\"vonk-list-item-icon-inner vonk-icon-wrap vonk-inline-flex vonk-justify-center vonk-items-center vonk-leading-none vonk-child-inherit-color\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M256 0c4.6 0 9.2 1 13.4 2.9L457.7 82.8c22 9.3 38.4 31 38.3 57.2c-.5 99.2-41.3 280.7-213.6 363.2c-16.7 8-36.1 8-52.8 0C57.3 420.7 16.5 239.2 16 140c-.1-26.2 16.3-47.9 38.3-57.2L242.7 2.9C246.8 1 251.4 0 256 0z\"\/><\/svg><\/span><\/div><\/div><div class=\"vonk-list-item-text vonk-content vonk-flex-grow\">No obligation, no credit check<\/div><\/div><\/div><div class=\"vonk-list_item vonk-m-0 vonk-max-w-100 vonk-mb-5 vonk_6a968b7288d20\"><div class=\"vonk-list-item-inner vonk-inline-flex vonk-flex-no-wrap vonk-items-center\"><div class=\"vonk-list-item-icon vonk-mr-10\"><div class=\"vonk-list-item-icon-inner vonk-icon-wrap vonk-inline-flex vonk-justify-center vonk-items-center vonk-leading-none vonk-child-inherit-color\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M0 24C0 10.7 10.7 0 24 0H360c13.3 0 24 10.7 24 24s-10.7 24-24 24h-8V67c0 40.3-16 79-44.5 107.5L225.9 256l81.5 81.5C336 366 352 404.7 352 445v19h8c13.3 0 24 10.7 24 24s-10.7 24-24 24H24c-13.3 0-24-10.7-24-24s10.7-24 24-24h8V445c0-40.3 16-79 44.5-107.5L158.1 256 76.5 174.5C48 146 32 107.3 32 67V48H24C10.7 48 0 37.3 0 24zM110.5 371.5c-3.9 3.9-7.5 8.1-10.7 12.5H284.2c-3.2-4.4-6.8-8.6-10.7-12.5L192 289.9l-81.5 81.5zM284.2 128C297 110.4 304 89 304 67V48H80V67c0 22.1 7 43.4 19.8 61H284.2z\"\/><\/svg><\/span><\/div><\/div><div class=\"vonk-list-item-text vonk-content vonk-flex-grow\">1-Minute request<\/div><\/div><\/div><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1783000202411{padding-top: 75px !important;padding-bottom: 120px !important;background-color: #FBFAF7 !important;}&#8221;][vc_column][vc_column_text text_align=&#8221;center&#8221; width=&#8221;500px&#8221;]Please read through the articles below to help you learn more about the home buying process.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1636134507228{padding-top: 80px !important;}&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;hero-section&#8221; css=&#8221;.vc_custom_1785852571432{padding-top: 80px !important;padding-bottom: 50px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; vonk_bg_color=&#8221;#fbfaf7&#8243;][vc_column css=&#8221;.vc_custom_1782312652361{padding-top: 40px !important;padding-right: 20px !important;padding-bottom: 40px !important;padding-left: 20px !important;border-radius: 20px&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"class_list":["post-3290","page","type-page","status-publish","hentry","entry","has-media"],"_links":{"self":[{"href":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-json\/wp\/v2\/pages\/3290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-json\/wp\/v2\/comments?post=3290"}],"version-history":[{"count":4,"href":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-json\/wp\/v2\/pages\/3290\/revisions"}],"predecessor-version":[{"id":7853,"href":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-json\/wp\/v2\/pages\/3290\/revisions\/7853"}],"wp:attachment":[{"href":"https:\/\/mega5.vonkdigital.com\/~timtialdo\/wp-json\/wp\/v2\/media?parent=3290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}