Privacy Policy
Facts
What does Capital Property Lending, LLC, do with your personal information? Why?
Financial companies choose how they share your personal information. Federal law gives clients the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include, but is not limited to:
• Social Security number and income information
• Account balances and payment history
• Credit history and credit scores
When you are no longer our client, we continue to share your information as described in this notice.
How?
All financial companies need to share clients’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their
clients’ personal information, the reasons Capital Property Lending chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
• Does Capital Property Lending share? Yes
• Can you limit this sharing? No
For our marketing purposes – to offer our products and services to you
• Does Capital Property Lending share? Yes
• Can you limit this sharing? No
Joint Marketing with Other Financial Companies
• Does Capital Property Lending share? No
• Can you limit this sharing? We do not share
Non-Affiliates to Market to You
• Does Capital Property Lending share? No
• Can you limit this sharing? We do not share
Sharing with Affiliates
Affiliates’ Everyday Business Purposes
This covers information about your transactions and experiences.
• Does Capital Property Lending share? No
• Can you limit this sharing? We do not share
Affiliates’ Everyday Business Purposes (Creditworthiness)
This covers information regarding your credit history or financial standing.
• Does Capital Property Lending share? No
• Can you limit this sharing? We do not share
Affiliates to Market to You
• Does Capital Property Lending share? No
• Can you limit this sharing? We do not share
Additional Information To limit our sharing
Call (248) 455-4111.
Please Note: If you are a new client, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our client, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Email us at info@capitalpropertylending.com or call us at (248) 455-4111.
Who Are We?
Who is providing this notice?
Capital Property Lending, LLC • 22800 Hall Rd, Suite 220A • Clinton Township, Michigan 48036
What We Do
How does Capital Property Lending protect my personal information?
We use industry standard physical, electronic, and procedural security safeguards to protect from loss, misuse, or unauthorized alterations. We support encryption whenever we prompt you to transmit sensitive information.
How does Capital Property Lending collect my personal information?
We collect your personal information, for example, when you:
• Apply for a loan
• Give us your contact information
• Provide your mortgage information
• Show us your government-issued ID
• Show us your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. For information on state laws, see the Other Important Information section.
Other Important Information
Texas clients: In addition to federal protections under the GLBA, Texas residents have rights under the Texas Data Privacy and Security Act (TDPSA), including the right to know what personal data we collect, access and correct your data, delete certain data (subject to exceptions), and opt out of the sale of personal data, targeted advertising, or profiling. To exercise these rights or for more information, contact us at info@capitalpropertylending.com or (248) 455-4111. We will respond to verifiable requests within 45 days (with possible extensions).
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
Non-Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products and services to you.
Phone: (248) 455-4111
Email: info@capitalpropertylending.com Fax: (248) 455-6689
Hours: Monday-Friday 9:00 a.m. – 7:00 p.m. ET Saturday 10:00 a.m. – 3:00 p.m. ET
