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Licensing

Disclosures and License Information

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Capital Property Lending, LLC is an Equal Housing Broker. We do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Federal Consumer Credit Protection laws or the Service Members Civil Relief Act. Capital Property Lending, LLC does business in accordance with federal and state laws regarding fair lending and consumer protection. We comply with all fair lending laws and regulations, including but not limited to not the Equal Credit Opportunity Act (ECOA), Truth In Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), the Gramm Leach Bliley Act (GLBA), and the Fair Housing Act (FHA).

Trade Names: We operate under the following trade names in select jurisdictions.
• Capital Property

Capital Property Lending, LLC is a licensed mortgage broker in the following states:

California: DFPI – Financing Law License
Colorado: Mortgage Company Registration
Florida: Mortgage Broker License
Georgia: Mortgage Broker/Processor License
Idaho: Mortgage Broker/Lender License
Michigan:
• 1st Mortgage Broker License
• 2nd Mortgage Broker Registrant
Minnesota Residential Mortgage Originator License
New York: Mortgage Broker Registration
Oregon: Mortgage Lender License
South Carolina: DCA – Mortgage Broker License
Texas: SML Mortgage Company License

Additional Disclosures:

Disclaimer: This site is not authorized by the New York State Department of Financial Services; no mortgage solicitations or loan applications for properties in New York are facilitated here; loans are arranged through third-party lenders.

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.

Texas clients: In addition to federal protections under the GLBA, Texas residents have rights under the Texas Data Privacy and Security Act (TDPSA), including the right to know what personal data we collect, access and correct your data, delete certain data (subject to exceptions), and opt out of the sale of personal data, targeted advertising, or profiling. To exercise these rights or for more information, contact us at info@capitalpropertylending.com or (248) 455-4111. We will respond to verifiable requests within 45 days (with possible extensions).

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