About Us

Your Goals · Our Expertise · One Simple Path Home

Buying a home should feel exciting, not overwhelming. At MSB Home Loans, we believe the mortgage process can actually be simple—when you have the right team by your side.
We’ve been helping people achieve their homeownership dreams since 1998. That’s over 27 years of walking families through every type of market—the booms, the busts, and everything in between. We’ve seen it all, and we’ve helped hundreds of buyers navigate it successfully.
What makes us different? As an independent mortgage brokerage, we’re not tied to any single bank or lender. We shop your loan across multiple wholesale lenders to find the best rates and terms for your specific situation. Our job isn’t to push you into whatever product makes us the most money—it’s to find what actually works best for you. Our 100% paperless application process make it efficient and fast!

We specialize in helping:

First-time homebuyers who need patient guidance through unfamiliar territory
Veterans and military families (we hold a record 16-day VA loan closing)
Self-employed borrowers who need creative solutions
Buyers with credit challenges who’ve been told “no” elsewhere

Whether you’re looking at conventional loans, FHA, VA, USDA, or need something more flexible like bank statement loans for self-employed income—we have options that big banks simply don’t offer.
We’re licensed in both Florida and Michigan, so whether you’re buying locally or relocating between states, we can help.

Our promise is simple: We’ll explain everything in plain English. We’ll return your calls—even on evenings and weekends. And we’ll always put your goals ahead of closing a deal. If we can’t help you, we’ll tell you honestly.

With a 4.9-star rating, our clients consistently say the same things: responsive communication, genuine care, and a knack for making complicated things feel easy.
Ready to start your journey home? Let’s talk.