Tim Ash is a highly experienced mortgage professional with more than 25 years of success in residential lending. As a Branch Manager and Trainer at First Link Mortgage, Tim brings a hands-on, client-focused approach backed by deep industry expertise and a long-standing reputation for delivering trusted guidance, competitive pricing, and reliable execution. Licensed in California, Nevada, Georgia, and Washington, Tim is committed to helping borrowers and referral partners navigate today’s mortgage landscape with confidence.
Specializing in purchase and refinance transactions, Tim has extensive experience with FHA, VA, and conventional financing, along with a strong ability to structure solutions for unique and more complex lending scenarios. He takes the time to understand each client’s goals, assess their financial picture, and recommend loan options tailored to their specific needs. His business is built largely through referrals from past clients and a broad network of professional partners, reflecting the trust he has earned through consistent service and results.
Tim also brings significant expertise in HECM reverse mortgages for both purchase and refinance. He works closely with financial planners, advisors, CPAs, attorneys, real estate professionals, seniors, and their families to provide education and clarity around reverse mortgage programs and how they can be used strategically. For Realtor partners, Tim helps create opportunities for clients age 62 and older to purchase homes with greater flexibility and enhanced buying power.
Known for listening well, communicating clearly, and following through on his commitments, Tim is dedicated to helping clients make informed financial decisions that align with their long-term goals. His combination of experience, integrity, and service makes him a valuable resource to borrowers, families, and industry partners alike.
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Licensed in CA, NV, GA, and WA | NMLS #250376 | CA DRE Broker License #01243970
