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Juan-Carlos Sotomayor

Managing Principal
NMLS#: 2531334

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Juan Carlos Sotomayor brings more than 20 years of experience across real estate, lending, development, and capital structuring. Throughout his career, he has worked with homeowners, investors, builders, and real estate professionals to navigate financing solutions ranging from conventional residential mortgages to construction, bridge, DSCR, and private capital lending.

His background combines practical real estate experience with a disciplined approach to financing and execution. Having worked across multiple areas of the industry, Juan Carlos understands that every transaction requires clarity, structure, and strategic decision-making tailored to each client’s objectives.

At Zynergi Capital, his focus is centered on delivering intelligent financing solutions with professionalism, transparency, and long-term relationship value.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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