{"id":1980,"date":"2023-07-16T22:00:21","date_gmt":"2023-07-16T22:00:21","guid":{"rendered":"http:\/\/demo1.vonkdigital-mortgagewebsites.com\/?page_id=1980"},"modified":"2026-08-03T08:06:21","modified_gmt":"2026-08-03T15:06:21","slug":"mortgage-calculator","status":"publish","type":"page","link":"https:\/\/mega5.vonkdigital.com\/~johnhudson\/mortgage-calculator\/","title":{"rendered":"Mortgage Calculator"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row full_width=&#8221;stretch_row&#8221; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1752510072602{padding-top: 15% !important;padding-bottom: 15% !important;background-image: url(https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/uploads\/2025\/07\/modern-house-background.webp?id=5987) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; vonk_bg_overlay=&#8221;color&#8221; vonk_bg_overlay_color=&#8221;accent&#8221; vonk_bg_overlay_opacity=&#8221;75%&#8221;][vc_column]<style>.vonk-heading.vonk_6adf51ab3ff7e{width:700px;color:#FFF;font-size:var(--vonk-text-4xl);font-weight:900;}<\/style><h2 class=\"vonk-heading vonk-heading-plain vonk-text-2xl vonk-mb-20 vonk-text-center vonk-max-w-100 vonk-mx-auto vonk_6adf51ab3ff7e\"><span class=\"vonk-heading-inner vonk-inline-block\">Smart Mortgage Calculators to Guide Your Next Move<\/span><\/h2><style>.vonk-animated-text.vonk_6adf51ab40c1e{color:#fffefe;}<\/style><div class=\"vonk-animated-text vonk-m-0 vonk-text-xl vonk-text-1 vonk-font-semibold vonk-leading-none vonk-typed-text-wrap hidden vonk_6adf51ab40c1e\"><span class=\"vonk-animated-text__before vonk-typed-text-before vonk-before\">Get answers to questions like:<\/span> <span class=\"vonk-animated-text__inner vonk-typed-text-inner vonk-typed-text-css vonk-inline-block vonk-max-w-100\"><span class=\"screen-reader-text\"><span>What would my payment be?<\/span><span>Would I qualify for this loan? <\/span><span>Is there a benefit to refinancing?<\/span><span>Would it be better to rent or buy?<\/span><span>Would this investment property cash flow?<\/span><\/span><span class=\"vonk-animated-text__placeholder vonk-ph vonk-inline-block vonk-invisible\"><\/span><span class=\"vonk-animated-text__content vonk-typed-text\" aria-hidden=\"true\" data-settings=\"{&quot;loop&quot;:true,&quot;showCursor&quot;:false,&quot;typeSpeed&quot;:40,&quot;backDelay&quot;:500,&quot;backSpeed&quot;:0,&quot;startDelay&quot;:0}\" data-strings=\"[&quot;What would my payment be?&quot;,&quot;Would I qualify for this loan? &quot;,&quot;Is there a benefit to refinancing?&quot;,&quot;Would it be better to rent or buy?&quot;,&quot;Would this investment property cash flow?&quot;]\"><\/span><\/span><\/div>[vc_column_text css=&#8221;&#8221; bottom_margin=&#8221;40px&#8221; width=&#8221;600px&#8221; text_align=&#8221;center&#8221; color=&#8221;#FFF&#8221; font_weight=&#8221;500&#8243;]Instantly estimate your monthly payments, home affordability, and refinance savings.[\/vc_column_text]<style>.vonk_6adf51ab40fca{gap:15px;}.vonk-button.vonk_6adf51ab41189{border-radius:var(--vonk-rounded);padding-block:12px;padding-inline:40px;background:#FFF;color:#000!important;font-size:var(--vonk-text-sm);font-weight:600;}.vonk-button.vonk_6adf51ab41189:hover{color:var(--vonk-accent)!important;}.vonk-button.vonk_6adf51ab41711{border-radius:var(--vonk-rounded);padding-block:12px;padding-inline:40px;font-size:var(--vonk-text-sm);font-weight:600;}.vonk-button.vonk_6adf51ab41711:hover{background:rgba(255,255,255,0.1)!important;color:#FFF!important;}<\/style><div class=\"vonk-flex-container vonk-flex vonk-gap-20 vonk-flex-wrap vonk-justify-center vonk-mb-10 vonk_6adf51ab40fca\"><a href=\"#calculator\" class=\"vonk-button theme-button vonk-mb-15 inline local-scroll-link vonk_6adf51ab41189\" title=\"Calculator\"><span class=\"vonk-button-inner theme-button-inner vonk-flex vonk-flex-wrap vonk-items-center vonk-justify-center\">Explore Calculators<\/span><\/a> <a href=\"#quote\" class=\"vonk-button theme-button minimal-border white vonk-mb-15 inline local-scroll-link vonk_6adf51ab41711\" title=\"Browse All Cities\"><span class=\"vonk-button-inner theme-button-inner vonk-flex vonk-flex-wrap vonk-items-center vonk-justify-center\"><span class=\"vonk-button-icon vonk-icon-wrap theme-button-icon-left\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 576 512\"><path d=\"M64 80c-8.8 0-16 7.2-16 16V416c0 8.8 7.2 16 16 16H512c8.8 0 16-7.2 16-16V96c0-8.8-7.2-16-16-16H64zM0 96C0 60.7 28.7 32 64 32H512c35.3 0 64 28.7 64 64V416c0 35.3-28.7 64-64 64H64c-35.3 0-64-28.7-64-64V96zm96 64a32 32 0 1 1 64 0 32 32 0 1 1 -64 0zm104 0c0-13.3 10.7-24 24-24H448c13.3 0 24 10.7 24 24s-10.7 24-24 24H224c-13.3 0-24-10.7-24-24zm0 96c0-13.3 10.7-24 24-24H448c13.3 0 24 10.7 24 24s-10.7 24-24 24H224c-13.3 0-24-10.7-24-24zm0 96c0-13.3 10.7-24 24-24H448c13.3 0 24 10.7 24 24s-10.7 24-24 24H224c-13.3 0-24-10.7-24-24zm-72-64a32 32 0 1 1 0-64 32 32 0 1 1 0 64zM96 352a32 32 0 1 1 64 0 32 32 0 1 1 -64 0z\"\/><\/svg><\/span><\/span>Request A Quote<\/span><\/a> <\/div>[vc_column_text css=&#8221;&#8221; text_align=&#8221;center&#8221; color=&#8221;rgba(255,255,255,0.7)&#8221; font_size=&#8221;xs&#8221;]No commitment. No fees. Just clarity.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1785769579255{border-radius: 20px !important;}&#8221; local_scroll_id=&#8221;calculator&#8221; el_id=&#8221;calculator&#8221;][vc_column]<div class=\"vonk-spacing vonk-w-100 vonk-clear visible-phone\" style=\"height:120px;\"><\/div><div class=\"vonk-shortcode vonk-clr\">\t\t<div class=\"vcs-root\" id=\"vcs-1\" data-vcs\n\t\t\t style=\"--vcs-accent:#3eb8be\">\n\t\t\t<div class=\"vcs-shell\">\n\n\t\t\t\t<div class=\"vcs-masthead\">\n\t\t\t\t\t<div class=\"vcs-masthead__copy\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-eyebrow\">Mortgage calculators<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<h1 class=\"vcs-headline\" data-vcs-headline><\/h1>\n\t\t\t\t\t\t<p class=\"vcs-subhead\" data-vcs-subhead><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-ratebadge\">\n\t\t\t\t\t\t\t<span class=\"vcs-ratebadge__dot\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<span data-vcs-ratebadge>Estimates only \u00b7 not a rate quote<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<div class=\"vcs-tabsbar\" data-vcs-tabsbar>\n\t\t\t\t\t<div class=\"vcs-tabs\" role=\"tablist\" aria-label=\"Choose a calculator\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\"\n\t\t\t\t\t\t\t\tclass=\"vcs-tab\"\n\t\t\t\t\t\t\t\trole=\"tab\"\n\t\t\t\t\t\t\t\tid=\"vcs-1-tab-purchase\"\n\t\t\t\t\t\t\t\taria-controls=\"vcs-1-panel-purchase\"\n\t\t\t\t\t\t\t\taria-selected=\"true\"\n\t\t\t\t\t\t\t\tdata-vcs-tab=\"purchase\">\n\t\t\t\t\t\t\t\tPurchase\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\"\n\t\t\t\t\t\t\t\tclass=\"vcs-tab\"\n\t\t\t\t\t\t\t\trole=\"tab\"\n\t\t\t\t\t\t\t\tid=\"vcs-1-tab-afford\"\n\t\t\t\t\t\t\t\taria-controls=\"vcs-1-panel-afford\"\n\t\t\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\tdata-vcs-tab=\"afford\">\n\t\t\t\t\t\t\t\tAffordability\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\"\n\t\t\t\t\t\t\t\tclass=\"vcs-tab\"\n\t\t\t\t\t\t\t\trole=\"tab\"\n\t\t\t\t\t\t\t\tid=\"vcs-1-tab-refi\"\n\t\t\t\t\t\t\t\taria-controls=\"vcs-1-panel-refi\"\n\t\t\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\tdata-vcs-tab=\"refi\">\n\t\t\t\t\t\t\t\tRefinance\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\"\n\t\t\t\t\t\t\t\tclass=\"vcs-tab\"\n\t\t\t\t\t\t\t\trole=\"tab\"\n\t\t\t\t\t\t\t\tid=\"vcs-1-tab-rentbuy\"\n\t\t\t\t\t\t\t\taria-controls=\"vcs-1-panel-rentbuy\"\n\t\t\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\tdata-vcs-tab=\"rentbuy\">\n\t\t\t\t\t\t\t\tRent vs Buy\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\"\n\t\t\t\t\t\t\t\tclass=\"vcs-tab\"\n\t\t\t\t\t\t\t\trole=\"tab\"\n\t\t\t\t\t\t\t\tid=\"vcs-1-tab-vapurchase\"\n\t\t\t\t\t\t\t\taria-controls=\"vcs-1-panel-vapurchase\"\n\t\t\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\tdata-vcs-tab=\"vapurchase\">\n\t\t\t\t\t\t\t\tVA Purchase\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\"\n\t\t\t\t\t\t\t\tclass=\"vcs-tab\"\n\t\t\t\t\t\t\t\trole=\"tab\"\n\t\t\t\t\t\t\t\tid=\"vcs-1-tab-varefi\"\n\t\t\t\t\t\t\t\taria-controls=\"vcs-1-panel-varefi\"\n\t\t\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\tdata-vcs-tab=\"varefi\">\n\t\t\t\t\t\t\t\tVA Refinance\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\"\n\t\t\t\t\t\t\t\tclass=\"vcs-tab\"\n\t\t\t\t\t\t\t\trole=\"tab\"\n\t\t\t\t\t\t\t\tid=\"vcs-1-tab-dscr\"\n\t\t\t\t\t\t\t\taria-controls=\"vcs-1-panel-dscr\"\n\t\t\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\tdata-vcs-tab=\"dscr\">\n\t\t\t\t\t\t\t\tDebt-Service (DSCR)\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<button type=\"button\"\n\t\t\t\t\t\t\t\tclass=\"vcs-tab\"\n\t\t\t\t\t\t\t\trole=\"tab\"\n\t\t\t\t\t\t\t\tid=\"vcs-1-tab-flip\"\n\t\t\t\t\t\t\t\taria-controls=\"vcs-1-panel-flip\"\n\t\t\t\t\t\t\t\taria-selected=\"false\"\n\t\t\t\t\t\t\t\tdata-vcs-tab=\"flip\">\n\t\t\t\t\t\t\t\tFix &amp; Flip\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"vcs-tabrail\" data-vcs-tabrail hidden>\n\t\t\t\t\t\t\t<span class=\"vcs-tabrail__thumb\" data-vcs-tabrail-thumb><\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<p class=\"vcs-tabs__hint\" data-vcs-tabs-hint hidden>\n\t\t\t\t\t\t\tSwipe for more calculators\t\t\t\t\t\t<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-panel\"\n\t\t\tid=\"vcs-1-panel-purchase\"\n\t\t\trole=\"tabpanel\"\n\t\t\taria-labelledby=\"vcs-1-tab-purchase\"\n\t\t\tdata-vcs-panel=\"purchase\"\n\t\t\tdata-headline=\"What will this house actually cost each month?\"\n\t\t\tdata-subhead=\"Adjust the numbers and watch the payment update. Nothing here is submitted anywhere and no credit check is involved.\"\n\t\t\t>\n\t\t\t<div class=\"vcs-layout\">\n\n\t\t\t\t<div class=\"vcs-column\">\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">01<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">The loan<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t5 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field vcs-field--wide\" data-vcs-field=\"homeValue\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-homeValue\">\n\t\t\t\t\tHome price\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"homeValue\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-purchase-homeValue\"\n\t\t\t\t\t\tdata-vcs-input=\"homeValue\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"400000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"50000\"\n\t\t\t\t\t\tmax=\"2000000\"\n\t\t\t\t\t\tstep=\"5000\"\n\t\t\t\t\t\tvalue=\"400000\"\n\t\t\t\t\t\tdata-vcs-slider=\"homeValue\"\n\t\t\t\t\t\taria-label=\"Home price\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"downPayment\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-downPayment\">\n\t\t\t\t\tDown payment\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"downPayment\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-purchase-downPayment\"\n\t\t\t\t\t\tdata-vcs-input=\"downPayment\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t data-vcs-linked=\"percentOf:homeValue\"\t\t\t\t\t\tvalue=\"80000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"0\"\n\t\t\t\t\t\tmax=\"500000\"\n\t\t\t\t\t\tstep=\"1000\"\n\t\t\t\t\t\tvalue=\"80000\"\n\t\t\t\t\t\tdata-vcs-slider=\"downPayment\"\n\t\t\t\t\t\taria-label=\"Down payment\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"rate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-rate\">\n\t\t\t\t\tInterest rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"rate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-purchase-rate\"\n\t\t\t\t\t\tdata-vcs-input=\"rate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.125\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6.5\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"2\"\n\t\t\t\t\t\tmax=\"12\"\n\t\t\t\t\t\tstep=\"0.125\"\n\t\t\t\t\t\tvalue=\"6.5\"\n\t\t\t\t\t\tdata-vcs-slider=\"rate\"\n\t\t\t\t\t\taria-label=\"Interest rate\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"term\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-term\">\n\t\t\t\t\tLoan term\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"term\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-purchase-term\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-purchase-term\"\n\t\t\t\t\t\t\t\tvalue=\"30\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>30 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-purchase-term\"\n\t\t\t\t\t\t\t\tvalue=\"20\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>20 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-purchase-term\"\n\t\t\t\t\t\t\t\tvalue=\"15\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>15 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-purchase-term\"\n\t\t\t\t\t\t\t\tvalue=\"10\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>10 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-purchase-term\" class=\"vcs-sr\">Loan term<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"startDate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-startDate\">\n\t\t\t\t\tFirst payment date\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"startDate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t<input type=\"month\"\n\t\t\t\t\t\tid=\"vcs-1-purchase-startDate\"\n\t\t\t\t\t\tdata-vcs-input=\"startDate\"\n\t\t\t\t\t\tvalue=\"\">\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">02<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Taxes, insurance &amp; dues<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t4 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"propertyTaxRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-propertyTaxRate\">\n\t\t\t\t\tProperty tax rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"propertyTaxRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-purchase-propertyTaxRate\"\n\t\t\t\t\t\tdata-vcs-input=\"propertyTaxRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.05\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"1.1\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Annual, as a share of the home price. Varies a lot by county.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"homeInsurance\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-homeInsurance\">\n\t\t\t\t\tHome insurance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"homeInsurance\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-purchase-homeInsurance\"\n\t\t\t\t\t\tdata-vcs-input=\"homeInsurance\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"1800\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per year<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"pmiRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-pmiRate\">\n\t\t\t\t\tMortgage insurance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"pmiRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-purchase-pmiRate\"\n\t\t\t\t\t\tdata-vcs-input=\"pmiRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.05\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0.55\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Charged annually while you owe more than 80% of the value. Drops off automatically below that.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"hoa\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-hoa\">\n\t\t\t\t\tHOA dues\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"hoa\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-purchase-hoa\"\n\t\t\t\t\t\tdata-vcs-input=\"hoa\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per month<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">03<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Paying it off faster<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t1 field\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field vcs-field--wide\" data-vcs-field=\"extraPayment\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-purchase-extraPayment\">\n\t\t\t\t\tExtra toward principal\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"extraPayment\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-purchase-extraPayment\"\n\t\t\t\t\t\tdata-vcs-input=\"extraPayment\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per month<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"0\"\n\t\t\t\t\t\tmax=\"2000\"\n\t\t\t\t\t\tstep=\"25\"\n\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\tdata-vcs-slider=\"extraPayment\"\n\t\t\t\t\t\taria-label=\"Extra toward principal\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Every extra dollar goes straight to the balance, which removes the interest that dollar would have carried for the rest of the term.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\" data-vcs-amort-card hidden>\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">04<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Where each payment goes<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\" data-vcs-amort-meta><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart\" data-vcs-amort-chart aria-hidden=\"true\"><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart__axis\">\n\t\t\t\t\t\t\t\t<span>Year 1<\/span>\n\t\t\t\t\t\t\t\t<span data-vcs-amort-lastyear><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-actions\" style=\"margin-top:20px\">\n\t\t\t\t\t\t\t\t<button type=\"button\" class=\"vcs-btn\" data-vcs-amort-expand aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\tShow the full schedule\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-amort\" data-vcs-amort-table hidden style=\"margin-top:18px\"><\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<aside class=\"vcs-rail\">\n\t\t\t\t\t<div class=\"vcs-summary\">\n\t\t\t\t\t\t<div class=\"vcs-summary__label\">Estimated monthly payment<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__figure\" data-vcs-summary>&mdash;<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__caption\">Principal, interest, taxes and insurance<\/div>\n\n\t\t\t\t\t\t<div class=\"vcs-stack\" data-vcs-stack hidden><\/div>\n\t\t\t\t\t\t<div class=\"vcs-legend\" data-vcs-legend hidden><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"vcs-card\">\n\t\t\t\t\t\t<div class=\"vcs-rows\" data-vcs-rows><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/aside>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-panel\"\n\t\t\tid=\"vcs-1-panel-afford\"\n\t\t\trole=\"tabpanel\"\n\t\t\taria-labelledby=\"vcs-1-tab-afford\"\n\t\t\tdata-vcs-panel=\"afford\"\n\t\t\tdata-headline=\"How much house can you comfortably carry?\"\n\t\t\tdata-subhead=\"We work backwards from your income and debts to a price range \u2014 not just the maximum a lender would approve.\"\n\t\t\t hidden>\n\t\t\t<div class=\"vcs-layout\">\n\n\t\t\t\t<div class=\"vcs-column\">\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">01<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Loan assumptions<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t7 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field vcs-field--wide\" data-vcs-field=\"loanType\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-loanType\">\n\t\t\t\t\tLoan type\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"loanType\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-afford-loanType\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-loanType\"\n\t\t\t\t\t\t\t\tvalue=\"conventional\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"loanType\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>Conventional<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-loanType\"\n\t\t\t\t\t\t\t\tvalue=\"fha\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"loanType\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>FHA<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-loanType\"\n\t\t\t\t\t\t\t\tvalue=\"va\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"loanType\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>VA<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-loanType\"\n\t\t\t\t\t\t\t\tvalue=\"usda\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"loanType\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>USDA<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-loanType\"\n\t\t\t\t\t\t\t\tvalue=\"jumbo\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"loanType\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>Jumbo<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-afford-loanType\" class=\"vcs-sr\">Loan type<\/span>\n\n\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Each programme has its own minimum down payment and mortgage insurance rules, which changes what the same income can support.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"annualIncome\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-annualIncome\">\n\t\t\t\t\tHousehold income\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"annualIncome\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-afford-annualIncome\"\n\t\t\t\t\t\tdata-vcs-input=\"annualIncome\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"120000\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per year<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"25000\"\n\t\t\t\t\t\tmax=\"600000\"\n\t\t\t\t\t\tstep=\"2500\"\n\t\t\t\t\t\tvalue=\"120000\"\n\t\t\t\t\t\tdata-vcs-slider=\"annualIncome\"\n\t\t\t\t\t\taria-label=\"Household income\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"monthlyDebts\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-monthlyDebts\">\n\t\t\t\t\tMonthly debt payments\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"monthlyDebts\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-afford-monthlyDebts\"\n\t\t\t\t\t\tdata-vcs-input=\"monthlyDebts\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"600\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"0\"\n\t\t\t\t\t\tmax=\"5000\"\n\t\t\t\t\t\tstep=\"50\"\n\t\t\t\t\t\tvalue=\"600\"\n\t\t\t\t\t\tdata-vcs-slider=\"monthlyDebts\"\n\t\t\t\t\t\taria-label=\"Monthly debt payments\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Car loans, student loans, credit card minimums, child support. Not utilities or groceries.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"cashAvailable\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-cashAvailable\">\n\t\t\t\t\tCash for down payment\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"cashAvailable\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-afford-cashAvailable\"\n\t\t\t\t\t\tdata-vcs-input=\"cashAvailable\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"60000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"0\"\n\t\t\t\t\t\tmax=\"500000\"\n\t\t\t\t\t\tstep=\"2500\"\n\t\t\t\t\t\tvalue=\"60000\"\n\t\t\t\t\t\tdata-vcs-slider=\"cashAvailable\"\n\t\t\t\t\t\taria-label=\"Cash for down payment\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"dtiCeiling\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-dtiCeiling\">\n\t\t\t\t\tComfort level\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"dtiCeiling\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-afford-dtiCeiling\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-dtiCeiling\"\n\t\t\t\t\t\t\t\tvalue=\"36\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"dtiCeiling\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>Conservative<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-dtiCeiling\"\n\t\t\t\t\t\t\t\tvalue=\"43\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"dtiCeiling\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>Standard<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-dtiCeiling\"\n\t\t\t\t\t\t\t\tvalue=\"50\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"dtiCeiling\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>Stretch<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-afford-dtiCeiling\" class=\"vcs-sr\">Comfort level<\/span>\n\n\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">The share of gross income going to all debt including the new mortgage. Most lenders cap around 43%.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"rate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-rate\">\n\t\t\t\t\tInterest rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"rate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-afford-rate\"\n\t\t\t\t\t\tdata-vcs-input=\"rate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.125\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6.5\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"2\"\n\t\t\t\t\t\tmax=\"12\"\n\t\t\t\t\t\tstep=\"0.125\"\n\t\t\t\t\t\tvalue=\"6.5\"\n\t\t\t\t\t\tdata-vcs-slider=\"rate\"\n\t\t\t\t\t\taria-label=\"Interest rate\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"term\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-term\">\n\t\t\t\t\tLoan term\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"term\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-afford-term\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-term\"\n\t\t\t\t\t\t\t\tvalue=\"30\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>30 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-term\"\n\t\t\t\t\t\t\t\tvalue=\"20\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>20 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-afford-term\"\n\t\t\t\t\t\t\t\tvalue=\"15\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>15 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-afford-term\" class=\"vcs-sr\">Loan term<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">02<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Carrying costs<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t4 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"propertyTaxRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-propertyTaxRate\">\n\t\t\t\t\tProperty tax rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"propertyTaxRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-afford-propertyTaxRate\"\n\t\t\t\t\t\tdata-vcs-input=\"propertyTaxRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.05\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"1.1\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"homeInsurance\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-homeInsurance\">\n\t\t\t\t\tHome insurance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"homeInsurance\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-afford-homeInsurance\"\n\t\t\t\t\t\tdata-vcs-input=\"homeInsurance\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"1800\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per year<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"pmiRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-pmiRate\">\n\t\t\t\t\tMortgage insurance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"pmiRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-afford-pmiRate\"\n\t\t\t\t\t\tdata-vcs-input=\"pmiRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.05\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0.55\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"hoa\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-afford-hoa\">\n\t\t\t\t\tHOA dues\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"hoa\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-afford-hoa\"\n\t\t\t\t\t\tdata-vcs-input=\"hoa\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per month<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<aside class=\"vcs-rail\">\n\t\t\t\t\t<div class=\"vcs-summary\">\n\t\t\t\t\t\t<div class=\"vcs-summary__label\">Comfortable purchase price<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__figure\" data-vcs-summary>&mdash;<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__caption\">Based on the debt-to-income ceiling you set<\/div>\n\n\t\t\t\t\t\t<div class=\"vcs-stack\" data-vcs-stack hidden><\/div>\n\t\t\t\t\t\t<div class=\"vcs-legend\" data-vcs-legend hidden><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"vcs-card\">\n\t\t\t\t\t\t<div class=\"vcs-rows\" data-vcs-rows><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/aside>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-panel\"\n\t\t\tid=\"vcs-1-panel-refi\"\n\t\t\trole=\"tabpanel\"\n\t\t\taria-labelledby=\"vcs-1-tab-refi\"\n\t\t\tdata-vcs-panel=\"refi\"\n\t\t\tdata-headline=\"Is refinancing worth the closing costs?\"\n\t\t\tdata-subhead=\"Compare your current loan against today&#039;s rates, and see how long it takes to earn back what you spend.\"\n\t\t\t hidden>\n\t\t\t<div class=\"vcs-layout\">\n\n\t\t\t\t<div class=\"vcs-column\">\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">01<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">The loan you have<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t4 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"currentBalance\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-currentBalance\">\n\t\t\t\t\tCurrent balance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"currentBalance\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-refi-currentBalance\"\n\t\t\t\t\t\tdata-vcs-input=\"currentBalance\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"350000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"20000\"\n\t\t\t\t\t\tmax=\"2000000\"\n\t\t\t\t\t\tstep=\"5000\"\n\t\t\t\t\t\tvalue=\"350000\"\n\t\t\t\t\t\tdata-vcs-slider=\"currentBalance\"\n\t\t\t\t\t\taria-label=\"Current balance\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"currentRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-currentRate\">\n\t\t\t\t\tCurrent rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"currentRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-refi-currentRate\"\n\t\t\t\t\t\tdata-vcs-input=\"currentRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.125\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"7.25\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"yearsRemaining\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-yearsRemaining\">\n\t\t\t\t\tYears remaining\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"yearsRemaining\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-refi-yearsRemaining\"\n\t\t\t\t\t\tdata-vcs-input=\"yearsRemaining\"\n\t\t\t\t\t\tdata-vcs-type=\"number\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"26\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">years<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"1\"\n\t\t\t\t\t\tmax=\"30\"\n\t\t\t\t\t\tstep=\"1\"\n\t\t\t\t\t\tvalue=\"26\"\n\t\t\t\t\t\tdata-vcs-slider=\"yearsRemaining\"\n\t\t\t\t\t\taria-label=\"Years remaining\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"homeValue\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-homeValue\">\n\t\t\t\t\tEstimated home value\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"homeValue\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-refi-homeValue\"\n\t\t\t\t\t\tdata-vcs-input=\"homeValue\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"500000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">02<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">The loan you&#039;re considering<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t6 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"newRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-newRate\">\n\t\t\t\t\tNew rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"newRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-refi-newRate\"\n\t\t\t\t\t\tdata-vcs-input=\"newRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.125\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"2\"\n\t\t\t\t\t\tmax=\"12\"\n\t\t\t\t\t\tstep=\"0.125\"\n\t\t\t\t\t\tvalue=\"6\"\n\t\t\t\t\t\tdata-vcs-slider=\"newRate\"\n\t\t\t\t\t\taria-label=\"New rate\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"newTerm\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-newTerm\">\n\t\t\t\t\tNew term\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"newTerm\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-refi-newTerm\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-refi-newTerm\"\n\t\t\t\t\t\t\t\tvalue=\"30\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"newTerm\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>30 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-refi-newTerm\"\n\t\t\t\t\t\t\t\tvalue=\"20\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"newTerm\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>20 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-refi-newTerm\"\n\t\t\t\t\t\t\t\tvalue=\"15\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"newTerm\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>15 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-refi-newTerm\" class=\"vcs-sr\">New term<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"closingCosts\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-closingCosts\">\n\t\t\t\t\tClosing costs\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"closingCosts\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-refi-closingCosts\"\n\t\t\t\t\t\tdata-vcs-input=\"closingCosts\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"pmiRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-pmiRate\">\n\t\t\t\t\tMortgage insurance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"pmiRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-refi-pmiRate\"\n\t\t\t\t\t\tdata-vcs-input=\"pmiRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.05\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0.55\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Charged annually while the new loan is above 80% of the value. Taking cash out can bring it back.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"cashOut\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-cashOut\">\n\t\t\t\t\tCash out\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"cashOut\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-refi-cashOut\"\n\t\t\t\t\t\tdata-vcs-input=\"cashOut\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Taking equity out raises the balance, so the payment saving shrinks.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field vcs-field--wide\" data-vcs-field=\"rollCosts\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-refi-rollCosts\">\n\t\t\t\t\tClosing costs\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"rollCosts\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-refi-rollCosts\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-refi-rollCosts\"\n\t\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"rollCosts\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>Roll into the loan<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-refi-rollCosts\"\n\t\t\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"rollCosts\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>Pay out of pocket<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-refi-rollCosts\" class=\"vcs-sr\">Closing costs<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\" data-vcs-amort-card hidden>\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">03<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Where each payment goes<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\" data-vcs-amort-meta><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart\" data-vcs-amort-chart aria-hidden=\"true\"><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart__axis\">\n\t\t\t\t\t\t\t\t<span>Year 1<\/span>\n\t\t\t\t\t\t\t\t<span data-vcs-amort-lastyear><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-actions\" style=\"margin-top:20px\">\n\t\t\t\t\t\t\t\t<button type=\"button\" class=\"vcs-btn\" data-vcs-amort-expand aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\tShow the full schedule\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-amort\" data-vcs-amort-table hidden style=\"margin-top:18px\"><\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<aside class=\"vcs-rail\">\n\t\t\t\t\t<div class=\"vcs-summary\">\n\t\t\t\t\t\t<div class=\"vcs-summary__label\">Monthly change<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__figure\" data-vcs-summary>&mdash;<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__caption\">Current payment less the new payment<\/div>\n\n\t\t\t\t\t\t<div class=\"vcs-stack\" data-vcs-stack hidden><\/div>\n\t\t\t\t\t\t<div class=\"vcs-legend\" data-vcs-legend hidden><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-summary__note\" data-vcs-note hidden><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-verdict\" data-vcs-verdict hidden>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__head\" data-vcs-verdict-head><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__body\" data-vcs-verdict-body><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"vcs-card\">\n\t\t\t\t\t\t<div class=\"vcs-rows\" data-vcs-rows><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/aside>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-panel\"\n\t\t\tid=\"vcs-1-panel-rentbuy\"\n\t\t\trole=\"tabpanel\"\n\t\t\taria-labelledby=\"vcs-1-tab-rentbuy\"\n\t\t\tdata-vcs-panel=\"rentbuy\"\n\t\t\tdata-headline=\"Does buying beat renting for you?\"\n\t\t\tdata-subhead=\"The answer depends almost entirely on how long you stay. Move the slider and watch the crossover point shift.\"\n\t\t\t hidden>\n\t\t\t<div class=\"vcs-layout\">\n\n\t\t\t\t<div class=\"vcs-column\">\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">01<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">If you buy<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t6 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"homeValue\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-homeValue\">\n\t\t\t\t\tHome price\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"homeValue\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-homeValue\"\n\t\t\t\t\t\tdata-vcs-input=\"homeValue\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"450000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"50000\"\n\t\t\t\t\t\tmax=\"2000000\"\n\t\t\t\t\t\tstep=\"5000\"\n\t\t\t\t\t\tvalue=\"450000\"\n\t\t\t\t\t\tdata-vcs-slider=\"homeValue\"\n\t\t\t\t\t\taria-label=\"Home price\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"downPayment\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-downPayment\">\n\t\t\t\t\tDown payment\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"downPayment\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-downPayment\"\n\t\t\t\t\t\tdata-vcs-input=\"downPayment\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t data-vcs-linked=\"percentOf:homeValue\"\t\t\t\t\t\tvalue=\"90000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"rate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-rate\">\n\t\t\t\t\tInterest rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"rate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-rate\"\n\t\t\t\t\t\tdata-vcs-input=\"rate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.125\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6.5\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"term\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-term\">\n\t\t\t\t\tLoan term\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"term\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-rentbuy-term\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-rentbuy-term\"\n\t\t\t\t\t\t\t\tvalue=\"30\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>30 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-rentbuy-term\"\n\t\t\t\t\t\t\t\tvalue=\"15\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>15 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-rentbuy-term\" class=\"vcs-sr\">Loan term<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"closingCosts\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-closingCosts\">\n\t\t\t\t\tClosing costs to buy\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"closingCosts\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-closingCosts\"\n\t\t\t\t\t\tdata-vcs-input=\"closingCosts\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"9000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"sellingCosts\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-sellingCosts\">\n\t\t\t\t\tSelling costs when you leave\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"sellingCosts\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-sellingCosts\"\n\t\t\t\t\t\tdata-vcs-input=\"sellingCosts\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.5\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Agent commission and transfer costs, taken off the sale price.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">02<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">If you keep renting<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t3 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"monthlyRent\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-monthlyRent\">\n\t\t\t\t\tMonthly rent\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"monthlyRent\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-monthlyRent\"\n\t\t\t\t\t\tdata-vcs-input=\"monthlyRent\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"2600\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"500\"\n\t\t\t\t\t\tmax=\"10000\"\n\t\t\t\t\t\tstep=\"50\"\n\t\t\t\t\t\tvalue=\"2600\"\n\t\t\t\t\t\tdata-vcs-slider=\"monthlyRent\"\n\t\t\t\t\t\taria-label=\"Monthly rent\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"rentGrowth\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-rentGrowth\">\n\t\t\t\t\tRent increases\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"rentGrowth\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-rentGrowth\"\n\t\t\t\t\t\tdata-vcs-input=\"rentGrowth\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.25\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"3\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"investReturn\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-investReturn\">\n\t\t\t\t\tReturn on invested savings\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"investReturn\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-investReturn\"\n\t\t\t\t\t\tdata-vcs-input=\"investReturn\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.25\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">What the renter earns on the down payment and any monthly difference they invest instead.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">03<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">How long you&#039;ll stay<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t5 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field vcs-field--wide\" data-vcs-field=\"horizon\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-horizon\">\n\t\t\t\t\tYears in the home\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"horizon\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-horizon\"\n\t\t\t\t\t\tdata-vcs-input=\"horizon\"\n\t\t\t\t\t\tdata-vcs-type=\"number\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"10\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">years<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"1\"\n\t\t\t\t\t\tmax=\"30\"\n\t\t\t\t\t\tstep=\"1\"\n\t\t\t\t\t\tvalue=\"10\"\n\t\t\t\t\t\tdata-vcs-slider=\"horizon\"\n\t\t\t\t\t\taria-label=\"Years in the home\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"appreciation\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-appreciation\">\n\t\t\t\t\tHome appreciation\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"appreciation\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-appreciation\"\n\t\t\t\t\t\tdata-vcs-input=\"appreciation\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.25\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"3\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"maintenanceRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-maintenanceRate\">\n\t\t\t\t\tUpkeep\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"maintenanceRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-maintenanceRate\"\n\t\t\t\t\t\tdata-vcs-input=\"maintenanceRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.25\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"1\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Repairs and maintenance as a share of home value each year.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"propertyTaxRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-propertyTaxRate\">\n\t\t\t\t\tProperty tax rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"propertyTaxRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-propertyTaxRate\"\n\t\t\t\t\t\tdata-vcs-input=\"propertyTaxRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.05\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"1.1\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"homeInsurance\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-rentbuy-homeInsurance\">\n\t\t\t\t\tHome insurance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"homeInsurance\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-rentbuy-homeInsurance\"\n\t\t\t\t\t\tdata-vcs-input=\"homeInsurance\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"1800\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per year<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">04<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Net worth over time<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\" data-vcs-rb-meta><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart\" data-vcs-rb-chart aria-hidden=\"true\"><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart__axis\">\n\t\t\t\t\t\t\t\t<span>Year 1<\/span>\n\t\t\t\t\t\t\t\t<span data-vcs-rb-lastyear><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-legend\" style=\"margin-top:18px\">\n\t\t\t\t\t\t\t\t<div class=\"vcs-legend__row\">\n\t\t\t\t\t\t\t\t\t<span class=\"vcs-legend__dot\" style=\"background:var(--vcs-accent)\"><\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"vcs-legend__name\" style=\"color:var(--vcs-muted)\">If you buy<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"vcs-legend__val\" data-vcs-rb-buy><\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"vcs-legend__row\">\n\t\t\t\t\t\t\t\t\t<span class=\"vcs-legend__dot\" style=\"background:var(--vcs-chart-rent)\"><\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"vcs-legend__name\" style=\"color:var(--vcs-muted)\">If you rent and invest<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"vcs-legend__val\" data-vcs-rb-rent><\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<aside class=\"vcs-rail\">\n\t\t\t\t\t<div class=\"vcs-summary\">\n\t\t\t\t\t\t<div class=\"vcs-summary__label\">Buying advantage at your horizon<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__figure\" data-vcs-summary>&mdash;<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__caption\">Net worth if you buy, less net worth if you rent and invest the difference<\/div>\n\n\t\t\t\t\t\t<div class=\"vcs-stack\" data-vcs-stack hidden><\/div>\n\t\t\t\t\t\t<div class=\"vcs-legend\" data-vcs-legend hidden><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-summary__note\" data-vcs-note hidden><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-verdict\" data-vcs-verdict hidden>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__head\" data-vcs-verdict-head><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__body\" data-vcs-verdict-body><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"vcs-card\">\n\t\t\t\t\t\t<div class=\"vcs-rows\" data-vcs-rows><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/aside>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-panel\"\n\t\t\tid=\"vcs-1-panel-vapurchase\"\n\t\t\trole=\"tabpanel\"\n\t\t\taria-labelledby=\"vcs-1-tab-vapurchase\"\n\t\t\tdata-vcs-panel=\"vapurchase\"\n\t\t\tdata-headline=\"Buy with your VA benefit and no down payment.\"\n\t\t\tdata-subhead=\"No mortgage insurance, ever. We&#039;ll show the funding fee and how it compares against a conventional loan.\"\n\t\t\t hidden>\n\t\t\t<div class=\"vcs-layout\">\n\n\t\t\t\t<div class=\"vcs-column\">\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">01<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Your service &amp; entitlement<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t2 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"firstUse\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-firstUse\">\n\t\t\t\t\tIs this your first VA loan?\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"firstUse\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-vapurchase-firstUse\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-vapurchase-firstUse\"\n\t\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"firstUse\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>First use<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-vapurchase-firstUse\"\n\t\t\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"firstUse\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>Used before<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-vapurchase-firstUse\" class=\"vcs-sr\">Is this your first VA loan?<\/span>\n\n\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Subsequent use carries a higher funding fee unless you put money down.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"exempt\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-exempt\">\n\t\t\t\t\tFunding fee exemption\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"exempt\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-vapurchase-exempt\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-vapurchase-exempt\"\n\t\t\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"exempt\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>Not exempt<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-vapurchase-exempt\"\n\t\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"exempt\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>Exempt<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-vapurchase-exempt\" class=\"vcs-sr\">Funding fee exemption<\/span>\n\n\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Veterans receiving compensation for a service-connected disability, and certain surviving spouses, pay no funding fee.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">02<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">The loan<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t4 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field vcs-field--wide\" data-vcs-field=\"homeValue\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-homeValue\">\n\t\t\t\t\tHome price\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"homeValue\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-vapurchase-homeValue\"\n\t\t\t\t\t\tdata-vcs-input=\"homeValue\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"400000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"50000\"\n\t\t\t\t\t\tmax=\"2000000\"\n\t\t\t\t\t\tstep=\"5000\"\n\t\t\t\t\t\tvalue=\"400000\"\n\t\t\t\t\t\tdata-vcs-slider=\"homeValue\"\n\t\t\t\t\t\taria-label=\"Home price\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"downPayment\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-downPayment\">\n\t\t\t\t\tDown payment\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"downPayment\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-vapurchase-downPayment\"\n\t\t\t\t\t\tdata-vcs-input=\"downPayment\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t data-vcs-linked=\"percentOf:homeValue\"\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"0\"\n\t\t\t\t\t\tmax=\"400000\"\n\t\t\t\t\t\tstep=\"1000\"\n\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\tdata-vcs-slider=\"downPayment\"\n\t\t\t\t\t\taria-label=\"Down payment\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Not required, but 5% or 10% down cuts the funding fee.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"rate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-rate\">\n\t\t\t\t\tInterest rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"rate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-vapurchase-rate\"\n\t\t\t\t\t\tdata-vcs-input=\"rate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.125\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6.25\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"2\"\n\t\t\t\t\t\tmax=\"12\"\n\t\t\t\t\t\tstep=\"0.125\"\n\t\t\t\t\t\tvalue=\"6.25\"\n\t\t\t\t\t\tdata-vcs-slider=\"rate\"\n\t\t\t\t\t\taria-label=\"Interest rate\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"term\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-term\">\n\t\t\t\t\tLoan term\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"term\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-vapurchase-term\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-vapurchase-term\"\n\t\t\t\t\t\t\t\tvalue=\"30\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>30 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-vapurchase-term\"\n\t\t\t\t\t\t\t\tvalue=\"20\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>20 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-vapurchase-term\"\n\t\t\t\t\t\t\t\tvalue=\"15\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>15 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-vapurchase-term\" class=\"vcs-sr\">Loan term<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">03<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Taxes, insurance &amp; dues<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t4 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"propertyTaxRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-propertyTaxRate\">\n\t\t\t\t\tProperty tax rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"propertyTaxRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-vapurchase-propertyTaxRate\"\n\t\t\t\t\t\tdata-vcs-input=\"propertyTaxRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.05\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"1.1\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"homeInsurance\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-homeInsurance\">\n\t\t\t\t\tHome insurance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"homeInsurance\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-vapurchase-homeInsurance\"\n\t\t\t\t\t\tdata-vcs-input=\"homeInsurance\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"1800\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per year<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"hoa\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-hoa\">\n\t\t\t\t\tHOA dues\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"hoa\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-vapurchase-hoa\"\n\t\t\t\t\t\tdata-vcs-input=\"hoa\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per month<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"extraPayment\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-vapurchase-extraPayment\">\n\t\t\t\t\tExtra toward principal\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"extraPayment\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-vapurchase-extraPayment\"\n\t\t\t\t\t\tdata-vcs-input=\"extraPayment\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per month<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\" data-vcs-amort-card hidden>\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">04<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Where each payment goes<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\" data-vcs-amort-meta><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart\" data-vcs-amort-chart aria-hidden=\"true\"><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart__axis\">\n\t\t\t\t\t\t\t\t<span>Year 1<\/span>\n\t\t\t\t\t\t\t\t<span data-vcs-amort-lastyear><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-actions\" style=\"margin-top:20px\">\n\t\t\t\t\t\t\t\t<button type=\"button\" class=\"vcs-btn\" data-vcs-amort-expand aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\tShow the full schedule\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-amort\" data-vcs-amort-table hidden style=\"margin-top:18px\"><\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<aside class=\"vcs-rail\">\n\t\t\t\t\t<div class=\"vcs-summary\">\n\t\t\t\t\t\t<div class=\"vcs-summary__label\">Estimated monthly payment<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__figure\" data-vcs-summary>&mdash;<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__caption\">Principal, interest, taxes and insurance \u2014 no mortgage insurance<\/div>\n\n\t\t\t\t\t\t<div class=\"vcs-stack\" data-vcs-stack hidden><\/div>\n\t\t\t\t\t\t<div class=\"vcs-legend\" data-vcs-legend hidden><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"vcs-card\">\n\t\t\t\t\t\t<div class=\"vcs-rows\" data-vcs-rows><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/aside>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-panel\"\n\t\t\tid=\"vcs-1-panel-varefi\"\n\t\t\trole=\"tabpanel\"\n\t\t\taria-labelledby=\"vcs-1-tab-varefi\"\n\t\t\tdata-vcs-panel=\"varefi\"\n\t\t\tdata-headline=\"Lower the rate on your VA loan.\"\n\t\t\tdata-subhead=\"An IRRRL streamline needs no appraisal and no income documents. See whether you clear VA&#039;s recoupment test.\"\n\t\t\t hidden>\n\t\t\t<div class=\"vcs-layout\">\n\n\t\t\t\t<div class=\"vcs-column\">\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">01<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Which VA refinance?<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t3 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field vcs-field--wide\" data-vcs-field=\"kind\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-kind\">\n\t\t\t\t\tRefinance type\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"kind\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-varefi-kind\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-varefi-kind\"\n\t\t\t\t\t\t\t\tvalue=\"irrrl\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"kind\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>IRRRL streamline<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-varefi-kind\"\n\t\t\t\t\t\t\t\tvalue=\"cashout\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"kind\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>Cash-out refinance<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-varefi-kind\" class=\"vcs-sr\">Refinance type<\/span>\n\n\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">An IRRRL only lowers the rate and carries a 0.5% funding fee. Cash-out lets you take equity but costs more.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"firstUse\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-firstUse\">\n\t\t\t\t\tEntitlement use\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"firstUse\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-varefi-firstUse\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-varefi-firstUse\"\n\t\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"firstUse\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>First use<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-varefi-firstUse\"\n\t\t\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"firstUse\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>Used before<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-varefi-firstUse\" class=\"vcs-sr\">Entitlement use<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"exempt\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-exempt\">\n\t\t\t\t\tFunding fee exemption\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"exempt\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-varefi-exempt\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-varefi-exempt\"\n\t\t\t\t\t\t\t\tvalue=\"0\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"exempt\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>Not exempt<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-varefi-exempt\"\n\t\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"exempt\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>Exempt<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-varefi-exempt\" class=\"vcs-sr\">Funding fee exemption<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">02<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Your existing VA loan<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t4 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"currentBalance\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-currentBalance\">\n\t\t\t\t\tCurrent balance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"currentBalance\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-varefi-currentBalance\"\n\t\t\t\t\t\tdata-vcs-input=\"currentBalance\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"340000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"20000\"\n\t\t\t\t\t\tmax=\"1500000\"\n\t\t\t\t\t\tstep=\"5000\"\n\t\t\t\t\t\tvalue=\"340000\"\n\t\t\t\t\t\tdata-vcs-slider=\"currentBalance\"\n\t\t\t\t\t\taria-label=\"Current balance\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"currentRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-currentRate\">\n\t\t\t\t\tCurrent rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"currentRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-varefi-currentRate\"\n\t\t\t\t\t\tdata-vcs-input=\"currentRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.125\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"7.25\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"yearsRemaining\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-yearsRemaining\">\n\t\t\t\t\tYears remaining\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"yearsRemaining\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-varefi-yearsRemaining\"\n\t\t\t\t\t\tdata-vcs-input=\"yearsRemaining\"\n\t\t\t\t\t\tdata-vcs-type=\"number\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"27\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">years<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"1\"\n\t\t\t\t\t\tmax=\"30\"\n\t\t\t\t\t\tstep=\"1\"\n\t\t\t\t\t\tvalue=\"27\"\n\t\t\t\t\t\tdata-vcs-slider=\"yearsRemaining\"\n\t\t\t\t\t\taria-label=\"Years remaining\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"homeValue\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-homeValue\">\n\t\t\t\t\tEstimated home value\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"homeValue\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-varefi-homeValue\"\n\t\t\t\t\t\tdata-vcs-input=\"homeValue\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"470000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">03<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">New terms<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t4 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"newRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-newRate\">\n\t\t\t\t\tNew rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"newRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-varefi-newRate\"\n\t\t\t\t\t\tdata-vcs-input=\"newRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.125\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"5.99\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"2\"\n\t\t\t\t\t\tmax=\"12\"\n\t\t\t\t\t\tstep=\"0.125\"\n\t\t\t\t\t\tvalue=\"5.99\"\n\t\t\t\t\t\tdata-vcs-slider=\"newRate\"\n\t\t\t\t\t\taria-label=\"New rate\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"newTerm\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-newTerm\">\n\t\t\t\t\tNew term\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"newTerm\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-varefi-newTerm\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-varefi-newTerm\"\n\t\t\t\t\t\t\t\tvalue=\"30\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"newTerm\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>30 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-varefi-newTerm\"\n\t\t\t\t\t\t\t\tvalue=\"20\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"newTerm\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>20 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-varefi-newTerm\"\n\t\t\t\t\t\t\t\tvalue=\"15\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"newTerm\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>15 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-varefi-newTerm\" class=\"vcs-sr\">New term<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"closingCosts\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-closingCosts\">\n\t\t\t\t\tClosing costs\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"closingCosts\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-varefi-closingCosts\"\n\t\t\t\t\t\tdata-vcs-input=\"closingCosts\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"4200\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"cashOut\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-varefi-cashOut\">\n\t\t\t\t\tCash out\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"cashOut\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-varefi-cashOut\"\n\t\t\t\t\t\tdata-vcs-input=\"cashOut\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Only available on a cash-out refinance, not an IRRRL.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\" data-vcs-amort-card hidden>\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">04<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Where each payment goes<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\" data-vcs-amort-meta><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart\" data-vcs-amort-chart aria-hidden=\"true\"><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-chart__axis\">\n\t\t\t\t\t\t\t\t<span>Year 1<\/span>\n\t\t\t\t\t\t\t\t<span data-vcs-amort-lastyear><\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-actions\" style=\"margin-top:20px\">\n\t\t\t\t\t\t\t\t<button type=\"button\" class=\"vcs-btn\" data-vcs-amort-expand aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\tShow the full schedule\t\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-amort\" data-vcs-amort-table hidden style=\"margin-top:18px\"><\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<aside class=\"vcs-rail\">\n\t\t\t\t\t<div class=\"vcs-summary\">\n\t\t\t\t\t\t<div class=\"vcs-summary__label\">Monthly change<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__figure\" data-vcs-summary>&mdash;<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__caption\">Current payment less the new payment<\/div>\n\n\t\t\t\t\t\t<div class=\"vcs-stack\" data-vcs-stack hidden><\/div>\n\t\t\t\t\t\t<div class=\"vcs-legend\" data-vcs-legend hidden><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-summary__note\" data-vcs-note hidden><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-verdict\" data-vcs-verdict hidden>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__head\" data-vcs-verdict-head><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__body\" data-vcs-verdict-body><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"vcs-card\">\n\t\t\t\t\t\t<div class=\"vcs-rows\" data-vcs-rows><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/aside>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-panel\"\n\t\t\tid=\"vcs-1-panel-dscr\"\n\t\t\trole=\"tabpanel\"\n\t\t\taria-labelledby=\"vcs-1-tab-dscr\"\n\t\t\tdata-vcs-panel=\"dscr\"\n\t\t\tdata-headline=\"Will the rent cover the debt?\"\n\t\t\tdata-subhead=\"DSCR loans qualify the property, not you. This shows the ratio a lender will underwrite to, plus your real cash flow.\"\n\t\t\t hidden>\n\t\t\t<div class=\"vcs-layout\">\n\n\t\t\t\t<div class=\"vcs-column\">\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">01<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">The property<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t4 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"purchasePrice\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-purchasePrice\">\n\t\t\t\t\tPurchase price\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"purchasePrice\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-purchasePrice\"\n\t\t\t\t\t\tdata-vcs-input=\"purchasePrice\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"500000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"50000\"\n\t\t\t\t\t\tmax=\"3000000\"\n\t\t\t\t\t\tstep=\"5000\"\n\t\t\t\t\t\tvalue=\"500000\"\n\t\t\t\t\t\tdata-vcs-slider=\"purchasePrice\"\n\t\t\t\t\t\taria-label=\"Purchase price\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"units\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-units\">\n\t\t\t\t\tNumber of units\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"units\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-dscr-units\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-dscr-units\"\n\t\t\t\t\t\t\t\tvalue=\"1\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"units\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>1<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-dscr-units\"\n\t\t\t\t\t\t\t\tvalue=\"2\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"units\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>2<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-dscr-units\"\n\t\t\t\t\t\t\t\tvalue=\"3\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"units\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>3<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-dscr-units\"\n\t\t\t\t\t\t\t\tvalue=\"4\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"units\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>4<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-dscr-units\" class=\"vcs-sr\">Number of units<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"monthlyRent\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-monthlyRent\">\n\t\t\t\t\tMonthly rent per unit\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"monthlyRent\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-monthlyRent\"\n\t\t\t\t\t\tdata-vcs-input=\"monthlyRent\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"3600\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"200\"\n\t\t\t\t\t\tmax=\"15000\"\n\t\t\t\t\t\tstep=\"50\"\n\t\t\t\t\t\tvalue=\"3600\"\n\t\t\t\t\t\tdata-vcs-slider=\"monthlyRent\"\n\t\t\t\t\t\taria-label=\"Monthly rent per unit\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"vacancyRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-vacancyRate\">\n\t\t\t\t\tVacancy allowance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"vacancyRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-vacancyRate\"\n\t\t\t\t\t\tdata-vcs-input=\"vacancyRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.5\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"5\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">The share of the year you expect the unit to sit empty between tenants.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">02<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">The financing<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t5 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"ltv\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-ltv\">\n\t\t\t\t\tLoan to value\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"ltv\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-ltv\"\n\t\t\t\t\t\tdata-vcs-input=\"ltv\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"1\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"80\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"40\"\n\t\t\t\t\t\tmax=\"85\"\n\t\t\t\t\t\tstep=\"1\"\n\t\t\t\t\t\tvalue=\"80\"\n\t\t\t\t\t\tdata-vcs-slider=\"ltv\"\n\t\t\t\t\t\taria-label=\"Loan to value\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"rate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-rate\">\n\t\t\t\t\tInterest rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"rate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-rate\"\n\t\t\t\t\t\tdata-vcs-input=\"rate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.125\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"8\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"3\"\n\t\t\t\t\t\tmax=\"15\"\n\t\t\t\t\t\tstep=\"0.125\"\n\t\t\t\t\t\tvalue=\"8\"\n\t\t\t\t\t\tdata-vcs-slider=\"rate\"\n\t\t\t\t\t\taria-label=\"Interest rate\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"term\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-term\">\n\t\t\t\t\tLoan term\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"term\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-segmented\" role=\"radiogroup\" aria-labelledby=\"vcs-1-dscr-term\">\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-dscr-term\"\n\t\t\t\t\t\t\t\tvalue=\"30\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t checked='checked'>\n\t\t\t\t\t\t\t<span>30 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<label class=\"vcs-segmented__opt\">\n\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\tname=\"vcs-1-dscr-term\"\n\t\t\t\t\t\t\t\tvalue=\"20\"\n\t\t\t\t\t\t\t\tdata-vcs-input=\"term\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t<span>20 years<\/span>\n\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<span id=\"vcs-1-dscr-term\" class=\"vcs-sr\">Loan term<\/span>\n\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"points\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-points\">\n\t\t\t\t\tPoints\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"points\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-points\"\n\t\t\t\t\t\tdata-vcs-input=\"points\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.25\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"2\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"closingCosts\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-closingCosts\">\n\t\t\t\t\tOther closing costs\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"closingCosts\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-closingCosts\"\n\t\t\t\t\t\tdata-vcs-input=\"closingCosts\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"5000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">03<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Operating costs<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t6 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"annualTaxes\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-annualTaxes\">\n\t\t\t\t\tProperty taxes\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"annualTaxes\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-annualTaxes\"\n\t\t\t\t\t\tdata-vcs-input=\"annualTaxes\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"4000\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per year<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"annualInsurance\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-annualInsurance\">\n\t\t\t\t\tInsurance\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"annualInsurance\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-annualInsurance\"\n\t\t\t\t\t\tdata-vcs-input=\"annualInsurance\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"3000\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per year<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"annualMaintenance\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-annualMaintenance\">\n\t\t\t\t\tRepairs per unit\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"annualMaintenance\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-annualMaintenance\"\n\t\t\t\t\t\tdata-vcs-input=\"annualMaintenance\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"500\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per year<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"annualUtilities\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-annualUtilities\">\n\t\t\t\t\tUtilities you pay\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"annualUtilities\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-annualUtilities\"\n\t\t\t\t\t\tdata-vcs-input=\"annualUtilities\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"5000\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per year<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"monthlyHoa\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-monthlyHoa\">\n\t\t\t\t\tHOA dues\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"monthlyHoa\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-monthlyHoa\"\n\t\t\t\t\t\tdata-vcs-input=\"monthlyHoa\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">per month<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"managementRate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-dscr-managementRate\">\n\t\t\t\t\tProperty management\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"managementRate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-dscr-managementRate\"\n\t\t\t\t\t\tdata-vcs-input=\"managementRate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.5\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"0\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Share of collected rent paid to a manager. Leave at zero if you self-manage.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<aside class=\"vcs-rail\">\n\t\t\t\t\t<div class=\"vcs-summary\">\n\t\t\t\t\t\t<div class=\"vcs-summary__label\">Debt-service coverage ratio<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__figure\" data-vcs-summary>&mdash;<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__caption\">Net operating income divided by annual debt service<\/div>\n\n\t\t\t\t\t\t<div class=\"vcs-stack\" data-vcs-stack hidden><\/div>\n\t\t\t\t\t\t<div class=\"vcs-legend\" data-vcs-legend hidden><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-summary__note\" data-vcs-note hidden><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-verdict\" data-vcs-verdict hidden>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__head\" data-vcs-verdict-head><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__body\" data-vcs-verdict-body><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"vcs-card\">\n\t\t\t\t\t\t<div class=\"vcs-rows\" data-vcs-rows><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/aside>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-panel\"\n\t\t\tid=\"vcs-1-panel-flip\"\n\t\t\trole=\"tabpanel\"\n\t\t\taria-labelledby=\"vcs-1-tab-flip\"\n\t\t\tdata-vcs-panel=\"flip\"\n\t\t\tdata-headline=\"What&#039;s actually left after you sell?\"\n\t\t\tdata-subhead=\"Purchase, rehab, hard money, holding and selling costs \u2014 netted out against your after-repair value.\"\n\t\t\t hidden>\n\t\t\t<div class=\"vcs-layout\">\n\n\t\t\t\t<div class=\"vcs-column\">\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">01<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">The deal<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t4 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"purchasePrice\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-purchasePrice\">\n\t\t\t\t\tPurchase price\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"purchasePrice\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-purchasePrice\"\n\t\t\t\t\t\tdata-vcs-input=\"purchasePrice\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"220000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"20000\"\n\t\t\t\t\t\tmax=\"2000000\"\n\t\t\t\t\t\tstep=\"5000\"\n\t\t\t\t\t\tvalue=\"220000\"\n\t\t\t\t\t\tdata-vcs-slider=\"purchasePrice\"\n\t\t\t\t\t\taria-label=\"Purchase price\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"rehabBudget\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-rehabBudget\">\n\t\t\t\t\tRehab budget\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"rehabBudget\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-rehabBudget\"\n\t\t\t\t\t\tdata-vcs-input=\"rehabBudget\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"65000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"0\"\n\t\t\t\t\t\tmax=\"500000\"\n\t\t\t\t\t\tstep=\"2500\"\n\t\t\t\t\t\tvalue=\"65000\"\n\t\t\t\t\t\tdata-vcs-slider=\"rehabBudget\"\n\t\t\t\t\t\taria-label=\"Rehab budget\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"arv\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-arv\">\n\t\t\t\t\tAfter-repair value (ARV)\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"arv\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-arv\"\n\t\t\t\t\t\tdata-vcs-input=\"arv\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"390000\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"30000\"\n\t\t\t\t\t\tmax=\"3000000\"\n\t\t\t\t\t\tstep=\"5000\"\n\t\t\t\t\t\tvalue=\"390000\"\n\t\t\t\t\t\tdata-vcs-slider=\"arv\"\n\t\t\t\t\t\taria-label=\"After-repair value (ARV)\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">What the finished property sells for. This single number drives the whole deal, so be conservative.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"holdMonths\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-holdMonths\">\n\t\t\t\t\tHold period\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"holdMonths\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-holdMonths\"\n\t\t\t\t\t\tdata-vcs-input=\"holdMonths\"\n\t\t\t\t\t\tdata-vcs-type=\"number\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\">months<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"1\"\n\t\t\t\t\t\tmax=\"24\"\n\t\t\t\t\t\tstep=\"1\"\n\t\t\t\t\t\tvalue=\"6\"\n\t\t\t\t\t\tdata-vcs-slider=\"holdMonths\"\n\t\t\t\t\t\taria-label=\"Hold period\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\t\t\t\t\t\t<section class=\"vcs-card\">\n\t\t\t\t\t\t\t<div class=\"vcs-card__head\">\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__index\">02<\/span>\n\t\t\t\t\t\t\t\t<h2 class=\"vcs-card__title\">Hard money terms<\/h2>\n\t\t\t\t\t\t\t\t<span class=\"vcs-card__meta\">\n\t\t\t\t\t\t\t\t\t6 fields\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-fields\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"loanToCost\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-loanToCost\">\n\t\t\t\t\tLoan to cost\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"loanToCost\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-loanToCost\"\n\t\t\t\t\t\tdata-vcs-input=\"loanToCost\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"1\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"85\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"0\"\n\t\t\t\t\t\tmax=\"100\"\n\t\t\t\t\t\tstep=\"1\"\n\t\t\t\t\t\tvalue=\"85\"\n\t\t\t\t\t\tdata-vcs-slider=\"loanToCost\"\n\t\t\t\t\t\taria-label=\"Loan to cost\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Share of purchase plus rehab the lender advances. The rest is your cash.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"rate\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-rate\">\n\t\t\t\t\tInterest rate\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"rate\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-rate\"\n\t\t\t\t\t\tdata-vcs-input=\"rate\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.25\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"11\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t<input type=\"range\"\n\t\t\t\t\t\tclass=\"vcs-slider\"\n\t\t\t\t\t\tmin=\"5\"\n\t\t\t\t\t\tmax=\"20\"\n\t\t\t\t\t\tstep=\"0.25\"\n\t\t\t\t\t\tvalue=\"11\"\n\t\t\t\t\t\tdata-vcs-slider=\"rate\"\n\t\t\t\t\t\taria-label=\"Interest rate\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Interest-only for the hold period, which is how hard money is normally structured.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"points\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-points\">\n\t\t\t\t\tPoints\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"points\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-points\"\n\t\t\t\t\t\tdata-vcs-input=\"points\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.25\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"2\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"monthlyCarrying\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-monthlyCarrying\">\n\t\t\t\t\tMonthly holding costs\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"monthlyCarrying\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-monthlyCarrying\"\n\t\t\t\t\t\tdata-vcs-input=\"monthlyCarrying\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"850\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<p class=\"vcs-help\">Taxes, insurance, utilities and security while you hold the property.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"buyClosingCosts\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-buyClosingCosts\">\n\t\t\t\t\tClosing costs to buy\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"buyClosingCosts\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-buyClosingCosts\"\n\t\t\t\t\t\tdata-vcs-input=\"buyClosingCosts\"\n\t\t\t\t\t\tdata-vcs-type=\"currency\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"4500\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-field\" data-vcs-field=\"sellingCosts\">\n\t\t\t<div class=\"vcs-field__top\">\n\t\t\t\t<label class=\"vcs-field__label\" for=\"vcs-1-flip-sellingCosts\">\n\t\t\t\t\tSelling costs\t\t\t\t<\/label>\n\t\t\t\t<span class=\"vcs-field__hint\" data-vcs-hint=\"sellingCosts\">\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"vcs-input\">\n\t\t\t\t\t\t\t\t\t\t<input type=\"text\"\n\t\t\t\t\t\tinputmode=\"decimal\"\n\t\t\t\t\t\tid=\"vcs-1-flip-sellingCosts\"\n\t\t\t\t\t\tdata-vcs-input=\"sellingCosts\"\n\t\t\t\t\t\tdata-vcs-type=\"percent\"\n\t\t\t\t\t\t data-vcs-step=\"0.5\"\t\t\t\t\t\t\t\t\t\t\t\tvalue=\"6\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"vcs-input__affix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/section>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t<aside class=\"vcs-rail\">\n\t\t\t\t\t<div class=\"vcs-summary\">\n\t\t\t\t\t\t<div class=\"vcs-summary__label\">Net profit<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__figure\" data-vcs-summary>&mdash;<\/div>\n\t\t\t\t\t\t<div class=\"vcs-summary__caption\">After every cost, including the sale<\/div>\n\n\t\t\t\t\t\t<div class=\"vcs-stack\" data-vcs-stack hidden><\/div>\n\t\t\t\t\t\t<div class=\"vcs-legend\" data-vcs-legend hidden><\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-summary__note\" data-vcs-note hidden><\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"vcs-verdict\" data-vcs-verdict hidden>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__head\" data-vcs-verdict-head><\/div>\n\t\t\t\t\t\t\t<div class=\"vcs-verdict__body\" data-vcs-verdict-body><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"vcs-card\">\n\t\t\t\t\t\t<div class=\"vcs-rows\" data-vcs-rows><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t<\/aside>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"vcs-disclaimer\">Figures are estimates for illustration only and are not a loan offer, a commitment to lend, or a rate lock. Actual terms depend on credit approval, property details and market conditions.<\/p>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t<div class=\"vcs-dock\" data-vcs-dock data-open=\"0\" hidden>\n\t\t\t\t<button type=\"button\" class=\"vcs-dock__bar\" data-vcs-dock-toggle aria-expanded=\"false\">\n\t\t\t\t\t<span>\n\t\t\t\t\t\t<span class=\"vcs-dock__label\" data-vcs-dock-label><\/span>\n\t\t\t\t\t\t<span class=\"vcs-dock__figure\" data-vcs-dock-figure>&mdash;<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"vcs-dock__chevron\" aria-hidden=\"true\">\n\t\t\t\t\t\t<svg width=\"12\" height=\"8\" viewBox=\"0 0 12 8\" fill=\"none\">\n\t\t\t\t\t\t\t<path d=\"M1 6L6 1.5L11 6\" stroke=\"currentColor\" stroke-width=\"1.6\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<span class=\"vcs-sr\">Show full breakdown<\/span>\n\t\t\t\t<\/button>\n\t\t\t\t<div class=\"vcs-dock__sheet\" data-vcs-dock-sheet><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;hero-section&#8221; css=&#8221;.vc_custom_1782999796828{padding-top: 80px !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_id=&#8221;quote&#8221; vonk_bg_color=&#8221;#fbfaf7&#8243;][vc_column width=&#8221;1\/2&#8243;]<style>.vonk-heading.vonk_6adf51ab4201f{color:var(--vonk-accent);font-size:16px;font-weight:600;text-transform:uppercase;line-height:1.3;}<\/style><div class=\"vonk-heading vonk-heading-plain vonk-text-2xl vonk-text-left vonk_6adf51ab4201f\"><span class=\"vonk-heading-inner vonk-inline-block\">- Quick 1-minute loan request<\/span><\/div><div class=\"vonk-spacing vonk-w-100 vonk-clear\" style=\"height:20px;\"><\/div><style>.vonk-heading.vonk_6adf51ab4219a{font-size:35px;font-weight:600;}<\/style><div class=\"vonk-heading vonk-heading-plain vonk-text-2xl vonk_6adf51ab4219a\"><span class=\"vonk-heading-inner vonk-inline-block\">Start a conversation about your mortgage today.<\/span><\/div><div class=\"vonk-spacing vonk-w-100 vonk-clear\"><\/div>[vc_column_text css=&#8221;&#8221; text_align=&#8221;left&#8221; width=&#8221;900&#8243; line_height=&#8221;1.5&#8243; font_size=&#8221;16&#8243;]We pride ourselves on clear communication and easy access when you need us. Answer a few quick questions and an experienced, local professional will guide you from here.[\/vc_column_text]<div class=\"vonk-spacing vonk-w-100 vonk-clear\" style=\"height:20px;\"><\/div><style>.vonk-list_item.vonk_6adf51ab4234b{font-size:16px;}.vonk-list_item.vonk_6adf51ab4234b .vonk-list-item-icon-inner{color:var(--vonk-accent);background:#ebebeb;border-radius:10px;width:35px;height:35px;}<\/style><div class=\"vonk-list_item vonk-m-0 vonk-max-w-100 vonk-mb-10 vonk_6adf51ab4234b\"><div class=\"vonk-list-item-inner vonk-inline-flex vonk-flex-no-wrap vonk-items-center\"><div class=\"vonk-list-item-icon vonk-mr-10\"><div class=\"vonk-list-item-icon-inner vonk-icon-wrap vonk-inline-flex vonk-justify-center vonk-items-center vonk-leading-none vonk-child-inherit-color\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\"><path d=\"M0 0h24v24H0V0z\" fill=\"none\"\/><path d=\"M12 5.9c1.16 0 2.1.94 2.1 2.1s-.94 2.1-2.1 2.1S9.9 9.16 9.9 8s.94-2.1 2.1-2.1m0 9c2.97 0 6.1 1.46 6.1 2.1v1.1H5.9V17c0-.64 3.13-2.1 6.1-2.1M12 4C9.79 4 8 5.79 8 8s1.79 4 4 4 4-1.79 4-4-1.79-4-4-4zm0 9c-2.67 0-8 1.34-8 4v3h16v-3c0-2.66-5.33-4-8-4z\"\/><\/svg><\/span><\/div><\/div><div class=\"vonk-list-item-text vonk-content vonk-flex-grow\">Speak to a local mortgage professional<\/div><\/div><\/div><style>.vonk-list_item.vonk_6adf51ab425a7{font-size:16px;}.vonk-list_item.vonk_6adf51ab425a7 .vonk-list-item-icon-inner{color:var(--vonk-accent);background:#ebebeb;border-radius:10px;width:35px;height:35px;}<\/style><div class=\"vonk-list_item vonk-m-0 vonk-max-w-100 vonk-mb-10 vonk_6adf51ab425a7\"><div class=\"vonk-list-item-inner vonk-inline-flex vonk-flex-no-wrap vonk-items-center\"><div class=\"vonk-list-item-icon vonk-mr-10\"><div class=\"vonk-list-item-icon-inner vonk-icon-wrap vonk-inline-flex vonk-justify-center vonk-items-center vonk-leading-none vonk-child-inherit-color\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M256 0c4.6 0 9.2 1 13.4 2.9L457.7 82.8c22 9.3 38.4 31 38.3 57.2c-.5 99.2-41.3 280.7-213.6 363.2c-16.7 8-36.1 8-52.8 0C57.3 420.7 16.5 239.2 16 140c-.1-26.2 16.3-47.9 38.3-57.2L242.7 2.9C246.8 1 251.4 0 256 0z\"\/><\/svg><\/span><\/div><\/div><div class=\"vonk-list-item-text vonk-content vonk-flex-grow\">No obligation, no credit check<\/div><\/div><\/div><style>.vonk-list_item.vonk_6adf51ab426a9{font-size:16px;}.vonk-list_item.vonk_6adf51ab426a9 .vonk-list-item-icon-inner{color:var(--vonk-accent);background:#ebebeb;border-radius:10px;width:35px;height:35px;}<\/style><div class=\"vonk-list_item vonk-m-0 vonk-max-w-100 vonk-mb-5 vonk_6adf51ab426a9\"><div class=\"vonk-list-item-inner vonk-inline-flex vonk-flex-no-wrap vonk-items-center\"><div class=\"vonk-list-item-icon vonk-mr-10\"><div class=\"vonk-list-item-icon-inner vonk-icon-wrap vonk-inline-flex vonk-justify-center vonk-items-center vonk-leading-none vonk-child-inherit-color\"><span class=\"vonk-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M64 64c0-17.7-14.3-32-32-32S0 46.3 0 64V400c0 44.2 35.8 80 80 80H480c17.7 0 32-14.3 32-32s-14.3-32-32-32H80c-8.8 0-16-7.2-16-16V64zm406.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L320 210.7l-57.4-57.4c-12.5-12.5-32.8-12.5-45.3 0l-112 112c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L240 221.3l57.4 57.4c12.5 12.5 32.8 12.5 45.3 0l128-128z\"\/><\/svg><\/span><\/div><\/div><div class=\"vonk-list-item-text vonk-content vonk-flex-grow\">Competitive rates &amp; fees<\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243;]<style id=\"wpforms-css-vars-6447\">\n\t\t\t\t#wpforms-6447 {\n\t\t\t\t--wpforms-field-size-input-height: 43px;\n--wpforms-field-size-input-spacing: 15px;\n--wpforms-field-size-font-size: 16px;\n--wpforms-field-size-line-height: 19px;\n--wpforms-field-size-padding-h: 14px;\n--wpforms-field-size-checkbox-size: 16px;\n--wpforms-field-size-sublabel-spacing: 5px;\n--wpforms-field-size-icon-size: 1;\n--wpforms-label-size-font-size: 16px;\n--wpforms-label-size-line-height: 19px;\n--wpforms-label-size-sublabel-font-size: 14px;\n--wpforms-label-size-sublabel-line-height: 17px;\n--wpforms-button-size-font-size: 17px;\n--wpforms-button-size-height: 41px;\n--wpforms-button-size-padding-h: 15px;\n--wpforms-button-size-margin-top: 10px;\n--wpforms-container-shadow-size-box-shadow: none;\n\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full vdwpfe-auto-advance online-mortgage-form wpforms-render-modern\" id=\"wpforms-6447\"><form id=\"wpforms-form-6447\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"6447\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/~johnhudson\/wp-json\/wp\/v2\/pages\/1980\" data-token=\"46eea51285552948c8dcf106bb86de31\" data-token-time=\"1793020331\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-page-indicator progress\" data-indicator=\"progress\" data-indicator-color=\"#3e7666\" data-scroll=\"1\" role=\"progressbar\" aria-valuenow=\"1\" aria-valuemin=\"1\" aria-valuemax=\"8\" tabindex=\"-1\"><span class=\"wpforms-page-indicator-page-title\" ><\/span><span class=\"wpforms-page-indicator-page-title-sep\" style=\"display:none;\"> - <\/span><span class=\"wpforms-page-indicator-steps\">Step <span class=\"wpforms-page-indicator-steps-current\">1<\/span> of 8<\/span><div class=\"wpforms-page-indicator-page-progress-wrap\"><div class=\"wpforms-page-indicator-page-progress\" style=\"width:12.5%;background-color:#3e7666\"><\/div><\/div><\/div><div class=\"wpforms-field-container\"><div class=\"wpforms-page wpforms-page-1 \" data-page=\"1\"><div id=\"wpforms-6447-field_8-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"8\"><\/div><div id=\"wpforms-6447-field_74-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline wpforms-conditional-trigger\" data-field-type=\"radio\" data-field-id=\"74\"><fieldset><legend class=\"wpforms-field-label\">What is your main goal right now?<\/legend><ul id=\"wpforms-6447-field_74\" class=\"wpforms-icon-choices wpforms-icon-choices-default wpforms-icon-choices-large\" style=\"--wpforms-icon-choices-color: #066aab;\"><li class=\"choice-1 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_74_1\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 576 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M0 24C0 10.7 10.7 0 24 0H69.5c22 0 41.5 12.8 50.6 32h411c26.3 0 45.5 25 38.6 50.4l-41 152.3c-8.5 31.4-37 53.3-69.5 53.3H170.7l5.4 28.5c2.2 11.3 12.1 19.5 23.6 19.5H488c13.3 0 24 10.7 24 24s-10.7 24-24 24H199.7c-34.6 0-64.3-24.6-70.7-58.5L77.4 54.5c-.7-3.8-4-6.5-7.9-6.5H24C10.7 48 0 37.3 0 24zM128 464a48 48 0 1 1 96 0 48 48 0 1 1 -96 0zm336-48a48 48 0 1 1 0 96 48 48 0 1 1 0-96z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-6447-field_74_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][74]\" value=\"Buying my first home\" aria-errormessage=\"wpforms-6447-field_74_1-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Buying my first home<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-2 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_74_2\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 576 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M575.8 255.5c0 18-15 32.1-32 32.1h-32l.7 160.2c0 2.7-.2 5.4-.5 8.1V472c0 22.1-17.9 40-40 40H456c-1.1 0-2.2 0-3.3-.1c-1.4 .1-2.8 .1-4.2 .1H416 392c-22.1 0-40-17.9-40-40V448 384c0-17.7-14.3-32-32-32H256c-17.7 0-32 14.3-32 32v64 24c0 22.1-17.9 40-40 40H160 128.1c-1.5 0-3-.1-4.5-.2c-1.2 .1-2.4 .2-3.6 .2H104c-22.1 0-40-17.9-40-40V360c0-.9 0-1.9 .1-2.8V287.6H32c-18 0-32-14-32-32.1c0-9 3-17 10-24L266.4 8c7-7 15-8 22-8s15 2 21 7L564.8 231.5c8 7 12 15 11 24z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-6447-field_74_2\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][74]\" value=\"Buying my next home\" aria-errormessage=\"wpforms-6447-field_74_2-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Buying my next home<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-3 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_74_3\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 512 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M32 32c17.7 0 32 14.3 32 32V400c0 8.8 7.2 16 16 16H480c17.7 0 32 14.3 32 32s-14.3 32-32 32H80c-44.2 0-80-35.8-80-80V64C0 46.3 14.3 32 32 32zM160 224c17.7 0 32 14.3 32 32v64c0 17.7-14.3 32-32 32s-32-14.3-32-32V256c0-17.7 14.3-32 32-32zm128-64V320c0 17.7-14.3 32-32 32s-32-14.3-32-32V160c0-17.7 14.3-32 32-32s32 14.3 32 32zm64 32c17.7 0 32 14.3 32 32v96c0 17.7-14.3 32-32 32s-32-14.3-32-32V224c0-17.7 14.3-32 32-32zM480 96V320c0 17.7-14.3 32-32 32s-32-14.3-32-32V96c0-17.7 14.3-32 32-32s32 14.3 32 32z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-6447-field_74_3\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][74]\" value=\"Seeing if there is any benefit to refinancing\" aria-errormessage=\"wpforms-6447-field_74_3-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Seeing if there is any benefit to refinancing<\/span>\n\t\t\t<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-6447-field_7-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"7\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"1\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-page-button-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/span><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-2  \" data-page=\"2\" style=\"display:none;\"><div id=\"wpforms-6447-field_69-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"69\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">What\u2019s inspiring you to buy a home right now?<\/legend><ul id=\"wpforms-6447-field_69\"><li class=\"choice-19 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_69_19\" name=\"wpforms[fields][69]\" value=\"It\u2019s my first home\/tired of renting\" aria-errormessage=\"wpforms-6447-field_69_19-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_69_19\">It\u2019s my first home\/tired of renting<\/label><\/li><li class=\"choice-20 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_69_20\" name=\"wpforms[fields][69]\" value=\"Space - upgrading or downsizing\" aria-errormessage=\"wpforms-6447-field_69_20-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_69_20\">Space - upgrading or downsizing<\/label><\/li><li class=\"choice-21 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_69_21\" name=\"wpforms[fields][69]\" value=\"Relocating for work\/lifestyle\" aria-errormessage=\"wpforms-6447-field_69_21-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_69_21\">Relocating for work\/lifestyle<\/label><\/li><li class=\"choice-22 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_69_22\" name=\"wpforms[fields][69]\" value=\"Building wealth\/investment\" aria-errormessage=\"wpforms-6447-field_69_22-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_69_22\">Building wealth\/investment<\/label><\/li><li class=\"choice-23 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_69_23\" name=\"wpforms[fields][69]\" value=\"Other - we can discuss on our call\" aria-errormessage=\"wpforms-6447-field_69_23-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_69_23\">Other - we can discuss on our call<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-6447-field_15-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"15\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"2\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><\/span><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"2\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-page-button-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/span><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-3  \" data-page=\"3\" style=\"display:none;\"><div id=\"wpforms-6447-field_71-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"71\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">What\u2019s your main reason for considering a refinance?<\/legend><ul id=\"wpforms-6447-field_71\"><li class=\"choice-21 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_71_21\" name=\"wpforms[fields][71]\" value=\"Lower my monthly payment\" aria-errormessage=\"wpforms-6447-field_71_21-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_71_21\">Lower my monthly payment<\/label><\/li><li class=\"choice-22 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_71_22\" name=\"wpforms[fields][71]\" value=\"Get a better interest rate\" aria-errormessage=\"wpforms-6447-field_71_22-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_71_22\">Get a better interest rate<\/label><\/li><li class=\"choice-23 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_71_23\" name=\"wpforms[fields][71]\" value=\"Take cash out for projects or expenses\" aria-errormessage=\"wpforms-6447-field_71_23-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_71_23\">Take cash out for projects or expenses<\/label><\/li><li class=\"choice-24 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_71_24\" name=\"wpforms[fields][71]\" value=\"Pay off faster\/shorten loan term\" aria-errormessage=\"wpforms-6447-field_71_24-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_71_24\">Pay off faster\/shorten loan term<\/label><\/li><li class=\"choice-25 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_71_25\" name=\"wpforms[fields][71]\" value=\"Remove PMI\" aria-errormessage=\"wpforms-6447-field_71_25-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_71_25\">Remove PMI<\/label><\/li><li class=\"choice-26 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_71_26\" name=\"wpforms[fields][71]\" value=\"Other\" aria-errormessage=\"wpforms-6447-field_71_26-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_71_26\">Other<\/label><\/li><\/ul><\/fieldset><\/div>\t\t<div id=\"wpforms-6447-field_2-container\"\n\t\t\tclass=\"wpforms-field wpforms-field-text\"\n\t\t\tdata-field-type=\"text\"\n\t\t\tdata-field-id=\"2\"\n\t\t\t>\n\t\t\t<label class=\"wpforms-field-label\" for=\"wpforms-6447-field_2\" >last Where your<\/label>\n\t\t\t<input type=\"text\" id=\"wpforms-6447-field_2\" class=\"wpforms-field-medium\" name=\"wpforms[fields][2]\" >\n\t\t<\/div>\n\t\t<div id=\"wpforms-6447-field_70-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"70\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"3\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><\/span><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"3\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-page-button-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/span><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-4  \" data-page=\"4\" style=\"display:none;\"><div id=\"wpforms-6447-field_60-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"60\"><fieldset><legend class=\"wpforms-field-label\">When are you hoping to move forward?<\/legend><ul id=\"wpforms-6447-field_60\"><li class=\"choice-16 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_60_16\" name=\"wpforms[fields][60]\" value=\"As soon as possible\" aria-errormessage=\"wpforms-6447-field_60_16-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_60_16\">As soon as possible<\/label><\/li><li class=\"choice-18 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_60_18\" name=\"wpforms[fields][60]\" value=\"1-2 months\" aria-errormessage=\"wpforms-6447-field_60_18-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_60_18\">1-2 months<\/label><\/li><li class=\"choice-19 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_60_19\" name=\"wpforms[fields][60]\" value=\"3-6 months\" aria-errormessage=\"wpforms-6447-field_60_19-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_60_19\">3-6 months<\/label><\/li><li class=\"choice-20 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_60_20\" name=\"wpforms[fields][60]\" value=\"6 months+\" aria-errormessage=\"wpforms-6447-field_60_20-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_60_20\">6 months+<\/label><\/li><li class=\"choice-15 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_60_15\" name=\"wpforms[fields][60]\" value=\"Just researching for now\" aria-errormessage=\"wpforms-6447-field_60_15-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_60_15\">Just researching for now<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-6447-field_61-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"61\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"4\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><\/span><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"4\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-page-button-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/span><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-5  \" data-page=\"5\" style=\"display:none;\"><div id=\"wpforms-6447-field_72-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"72\"><fieldset><legend class=\"wpforms-field-label\">Do you have a monthly payment range in mind?<\/legend><ul id=\"wpforms-6447-field_72\"><li class=\"choice-21 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_72_21\" name=\"wpforms[fields][72]\" value=\"Under $2,000\" aria-errormessage=\"wpforms-6447-field_72_21-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_72_21\">Under $2,000<\/label><\/li><li class=\"choice-22 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_72_22\" name=\"wpforms[fields][72]\" value=\"$2,000\u2013$3,000\" aria-errormessage=\"wpforms-6447-field_72_22-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_72_22\">$2,000\u2013$3,000<\/label><\/li><li class=\"choice-23 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_72_23\" name=\"wpforms[fields][72]\" value=\"$3,000\u2013$4,000\" aria-errormessage=\"wpforms-6447-field_72_23-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_72_23\">$3,000\u2013$4,000<\/label><\/li><li class=\"choice-24 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_72_24\" name=\"wpforms[fields][72]\" value=\"$4,000-$6,000\" aria-errormessage=\"wpforms-6447-field_72_24-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_72_24\">$4,000-$6,000<\/label><\/li><li class=\"choice-25 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_72_25\" name=\"wpforms[fields][72]\" value=\"$6,000-$10,000\" aria-errormessage=\"wpforms-6447-field_72_25-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_72_25\">$6,000-$10,000<\/label><\/li><li class=\"choice-26 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_72_26\" name=\"wpforms[fields][72]\" value=\"$10,000+\" aria-errormessage=\"wpforms-6447-field_72_26-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_72_26\">$10,000+<\/label><\/li><li class=\"choice-15 depth-1\"><input type=\"radio\" id=\"wpforms-6447-field_72_15\" name=\"wpforms[fields][72]\" value=\"I am not sure yet\" aria-errormessage=\"wpforms-6447-field_72_15-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_72_15\">I am not sure yet<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-6447-field_68-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"68\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"5\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><\/span><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"5\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-page-button-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/span><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-6  \" data-page=\"6\" style=\"display:none;\"><div id=\"wpforms-6447-field_1-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-6447-field_1\">Where is the property located? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6447-field_1\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][1]\" aria-errormessage=\"wpforms-6447-field_1-error\" aria-describedby=\"wpforms-6447-field_1-description\" required><div id=\"wpforms-6447-field_1-description\" class=\"wpforms-field-description\">City, Zip Code or Address<\/div><\/div><div id=\"wpforms-6447-field_13-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"13\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"6\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><\/span><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"6\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-page-button-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/span><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-7  \" data-page=\"7\" style=\"display:none;\"><div id=\"wpforms-6447-field_50-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"50\"><label class=\"wpforms-field-label\" for=\"wpforms-6447-field_50\">What is your first name? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6447-field_50\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][50]\" aria-errormessage=\"wpforms-6447-field_50-error\" required><\/div><div id=\"wpforms-6447-field_51-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"51\"><label class=\"wpforms-field-label\" for=\"wpforms-6447-field_51\">What is your last name? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6447-field_51\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][51]\" aria-errormessage=\"wpforms-6447-field_51-error\" required><\/div><div id=\"wpforms-6447-field_52-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"52\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"7\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><\/span><span class=\"wpforms-page-button-group\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"7\" data-formid=\"6447\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-page-button-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/span><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-8 last \" data-page=\"8\" style=\"display:none;\"><div id=\"wpforms-6447-field_53-container\" class=\"wpforms-field wpforms-field-email\" data-field-type=\"email\" data-field-id=\"53\"><label class=\"wpforms-field-label\" for=\"wpforms-6447-field_53\">What is your email address? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-6447-field_53\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][53]\" spellcheck=\"false\" aria-errormessage=\"wpforms-6447-field_53-error\" required><\/div><div id=\"wpforms-6447-field_54-container\" class=\"wpforms-field wpforms-field-phone\" data-field-type=\"phone\" data-field-id=\"54\"><label class=\"wpforms-field-label\" for=\"wpforms-6447-field_54\">What is your phone number? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-6447-field_54\" class=\"wpforms-field-medium wpforms-field-required wpforms-masked-input\" data-inputmask=\"&#039;mask&#039;: &#039;(999) 999-9999&#039;\" data-rule-us-phone-field=\"true\" data-inputmask-inputmode=\"tel\" name=\"wpforms[fields][54]\" aria-label=\"What is your phone number?\" aria-errormessage=\"wpforms-6447-field_54-error\" required><\/div><div id=\"wpforms-6447-field_56-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-type=\"checkbox\" data-field-id=\"56\"><fieldset><legend class=\"wpforms-field-label\">Communications Policy <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-6447-field_56\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-6447-field_56_1\" name=\"wpforms[fields][56][]\" value=\"I agree to the Communications Policy.\" aria-errormessage=\"wpforms-6447-field_56_1-error\" aria-describedby=\"wpforms-6447-field_56-description\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6447-field_56_1\">I agree to the Communications Policy.<\/label><\/li><\/ul><div id=\"wpforms-6447-field_56-description\" class=\"wpforms-field-description\"><font size=\"3\">We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message &amp; data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our <a href=\"\/privacy-policy\/\">Privacy Policy<\/a><\/font><\/div><\/fieldset><\/div><div id=\"wpforms-6447-field_9-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"9\"><\/div><\/div><script>\n\t\t\t\t( function() {\n\t\t\t\t\tconst style = document.createElement( 'style' );\n\t\t\t\t\tstyle.appendChild( document.createTextNode( '#wpforms-6447-field_2-container { position: absolute !important; overflow: hidden !important; display: inline !important; height: 1px !important; width: 1px !important; z-index: -1000 !important; padding: 0 !important; } #wpforms-6447-field_2-container input { visibility: hidden; } #wpforms-conversational-form-page #wpforms-6447-field_2-container label { counter-increment: none; }' ) );\n\t\t\t\t\tdocument.head.appendChild( style );\n\t\t\t\t\tdocument.currentScript?.remove();\n\t\t\t\t} )();\n\t\t\t<\/script><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" style=\"display:none;\"><input type=\"hidden\" name=\"wpforms[id]\" value=\"6447\"><input type=\"hidden\" name=\"wpforms[time_token]\" value=\"1793020331.ae85cffa233cdad5fc7383b2c424af83af147fa0f955354506d507349c16b799\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-json\/wp\/v2\/pages\/1980\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-6447\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/div><\/form><\/div>  <!-- .wpforms-container -->[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1636136366241{padding-top: 80px !important;}&#8221;][vc_column][vc_column_text width=&#8221;900&#8243; font_size=&#8221;16&#8243;]<strong>Disclaimer:<\/strong><\/p>\n<p>Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. We do not guarantee the accuracy of any information or inputs by users of the software.<\/p>\n<p>This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. We do not guarantee any of the information obtained by this calculator.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1752510072602{padding-top: 15% !important;padding-bottom: 15% !important;background-image: url(https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-content\/uploads\/2025\/07\/modern-house-background.webp?id=5987) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; vonk_bg_overlay=&#8221;color&#8221; vonk_bg_overlay_color=&#8221;accent&#8221; vonk_bg_overlay_opacity=&#8221;75%&#8221;][vc_column][vc_column_text css=&#8221;&#8221; bottom_margin=&#8221;40px&#8221; width=&#8221;600px&#8221; text_align=&#8221;center&#8221; color=&#8221;#FFF&#8221; font_weight=&#8221;500&#8243;]Instantly estimate your monthly payments, home affordability, and refinance savings.[\/vc_column_text][vc_column_text css=&#8221;&#8221; text_align=&#8221;center&#8221; color=&#8221;rgba(255,255,255,0.7)&#8221; font_size=&#8221;xs&#8221;]No commitment. No fees. Just clarity.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1785769579255{border-radius: 20px !important;}&#8221; local_scroll_id=&#8221;calculator&#8221; el_id=&#8221;calculator&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;hero-section&#8221; css=&#8221;.vc_custom_1782999796828{padding-top: 80px !important;background-position:&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"class_list":["post-1980","page","type-page","status-publish","hentry","entry","no-media"],"_links":{"self":[{"href":"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-json\/wp\/v2\/pages\/1980","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-json\/wp\/v2\/comments?post=1980"}],"version-history":[{"count":5,"href":"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-json\/wp\/v2\/pages\/1980\/revisions"}],"predecessor-version":[{"id":7826,"href":"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-json\/wp\/v2\/pages\/1980\/revisions\/7826"}],"wp:attachment":[{"href":"https:\/\/mega5.vonkdigital.com\/~johnhudson\/wp-json\/wp\/v2\/media?parent=1980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}