{"id":4699,"date":"2026-04-17T10:20:52","date_gmt":"2026-04-17T17:20:52","guid":{"rendered":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/?page_id=4699"},"modified":"2026-04-17T10:20:52","modified_gmt":"2026-04-17T17:20:52","slug":"reverse-mortgage","status":"publish","type":"page","link":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/loan-options\/reverse-mortgage\/","title":{"rendered":"Reverse Mortgage"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;60&#8243; css=&#8221;.vc_custom_1767973896263{padding-top: 75px !important;background-color: #f7f7f7 !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;]<style>.vcex-heading.vcex_6a0eac9edc3a9{font-size:35px;font-weight:700;}<\/style><h1 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl vcex_6a0eac9edc3a9\"><span class=\"vcex-heading-inner wpex-inline-block\">Secure your retirement with a reverse mortgage. Learn how!<\/span><\/h1><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:15px;\"><\/div>[vc_column_text font_weight=&#8221;500&#8243; el_class=&#8221;wpex-antialiased&#8221;]Transform a part of your home equity into a stable financial foundation for your retirement. Find out more about reverse mortgages.<\/p>\n[\/vc_column_text]<div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:45px;\"><\/div><style>.vcex-flex-container_6a0eac9edd1d3{gap:15px;}.vcex-button.vcex_6a0eac9edda0c{background:#ffffff;color:#363636!important;border:solid #363636 1px;}.vcex-button.vcex_6a0eac9edda0c:hover{background:#b7b7b7!important;color:#ffffff!important;}<\/style><div class=\"vcex-flex-container vcex-module wpex-flex wpex-gap-20 wpex-flex-wrap vcex-flex-container_6a0eac9edd1d3\"><div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"#quote\" class=\"vcex-button theme-button align-center wpex-mb-15 inline animated-theme-button hvr hvr-float local-scroll-link\" title=\"Request A Quote\" aria-label=\"Request A Quote\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\"><span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-left\"><span class=\"wpex-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M168 80c-13.3 0-24 10.7-24 24V408c0 8.4-1.4 16.5-4.1 24H440c13.3 0 24-10.7 24-24V104c0-13.3-10.7-24-24-24H168zM72 480c-39.8 0-72-32.2-72-72V112C0 98.7 10.7 88 24 88s24 10.7 24 24V408c0 13.3 10.7 24 24 24s24-10.7 24-24V104c0-39.8 32.2-72 72-72H440c39.8 0 72 32.2 72 72V408c0 39.8-32.2 72-72 72H72zM176 136c0-13.3 10.7-24 24-24h96c13.3 0 24 10.7 24 24v80c0 13.3-10.7 24-24 24H200c-13.3 0-24-10.7-24-24V136zm200-24h32c13.3 0 24 10.7 24 24s-10.7 24-24 24H376c-13.3 0-24-10.7-24-24s10.7-24 24-24zm0 80h32c13.3 0 24 10.7 24 24s-10.7 24-24 24H376c-13.3 0-24-10.7-24-24s10.7-24 24-24zM200 272H408c13.3 0 24 10.7 24 24s-10.7 24-24 24H200c-13.3 0-24-10.7-24-24s10.7-24 24-24zm0 80H408c13.3 0 24 10.7 24 24s-10.7 24-24 24H200c-13.3 0-24-10.7-24-24s10.7-24 24-24z\"\/><\/svg><\/span><\/span>Request A Quote<\/span><\/a><\/div> <div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"#learn\" class=\"vcex-button theme-button align-center wpex-mb-15 inline hvr hvr-float local-scroll-link vcex_6a0eac9edda0c\" title=\"Learn More\" aria-label=\"Learn More\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\"><span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-left\"><span class=\"wpex-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M169.4 470.6c12.5 12.5 32.8 12.5 45.3 0l160-160c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L224 370.8 224 64c0-17.7-14.3-32-32-32s-32 14.3-32 32l0 306.7L54.6 265.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l160 160z\"\/><\/svg><\/span><\/span>Learn More<\/span><\/a><\/div> <\/div><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:40px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243;]<style>.vcex-image.vcex_6a0eac9eddd02 .vcex-image-img{border-radius:20px;}<\/style><figure class=\"vcex-image vcex-module wpex-text-center vcex_6a0eac9eddd02\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2024\/09\/Reverse-Mortgage-Loan-Vonk.webp\" class=\"vcex-image-img wpex-align-middle wpex-shadow\" alt=\"A smiling couple sits on a couch holding documents while talking to a professional woman with a digital tablet in a bright, modern living room.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2024\/09\/Reverse-Mortgage-Loan-Vonk.webp 800w, https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2024\/09\/Reverse-Mortgage-Loan-Vonk-300x200.webp 300w, https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2024\/09\/Reverse-Mortgage-Loan-Vonk-768x512.webp 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><\/div><\/figure>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1756148716254{padding-top: 100px !important;padding-bottom: 80px !important;}&#8221; local_scroll_id=&#8221;learn&#8221; el_id=&#8221;learn&#8221;][vc_column][vc_column_text css=&#8221;&#8221; width=&#8221;1000&#8243;]\n<h2>Reverse Mortgages Explained: A Complete Guide for Homeowners<\/h2>\n<p>For many homeowners approaching retirement, one of the most valuable assets they own is their home. Over time, consistent mortgage payments and rising property values can build significant equity. A reverse mortgage is a financial tool that allows qualified homeowners to tap into that equity without selling their home or taking on a traditional monthly mortgage payment.<\/p>\n<p>This guide explains what reverse mortgages are, how they work, the different types available, and the benefits and considerations for borrowers.<\/p>\n<h3>What Is a Reverse Mortgage?<\/h3>\n<p>A reverse mortgage is a special type of home loan designed for older homeowners, typically <strong>62 years of age or older<\/strong>. Unlike a traditional mortgage where the borrower makes monthly payments to a lender, a reverse mortgage allows homeowners to receive payments from the lender.<\/p>\n<p>The loan is repaid when the homeowner sells the home, moves out permanently, or passes away. Until that point, the homeowner continues to live in the home and retain title, as long as they meet ongoing requirements such as paying property taxes, maintaining insurance, and keeping the home in good condition.<\/p>\n<h3>How Does a Reverse Mortgage Work?<\/h3>\n<p>With a reverse mortgage, the equity in your home is converted into cash that can be distributed in several ways:<\/p>\n<ul>\n<li>A lump sum payment<\/li>\n<li>Monthly installments<\/li>\n<li>A line of credit you can draw on as needed<\/li>\n<li>A combination of the above<\/li>\n<\/ul>\n<p>The amount of money available depends on several factors, including the homeowner\u2019s age (or the youngest borrower on the loan), the appraised value of the home, the current interest rate environment, and FHA lending limits (for HECM loans). Importantly, the loan balance grows over time because interest and fees are added each month. However, reverse mortgages are <strong>non-recourse loans<\/strong>, meaning the homeowner (or their heirs) will never owe more than the home\u2019s value at the time of repayment.<\/p>\n<h3>Types of Reverse Mortgages<\/h3>\n<p>There are three main categories of reverse mortgages. Understanding the differences can help homeowners decide which option best fits their needs.<\/p>\n<ul>\n<li><strong>Home Equity Conversion Mortgage (HECM):<\/strong> Insured by the Federal Housing Administration (FHA), the most common reverse mortgage program in the U.S. Offers multiple disbursement options and consumer protections.<\/li>\n<li><strong>Proprietary Reverse Mortgage:<\/strong> Also called a \u201cjumbo reverse mortgage,\u201d offered by private lenders. Designed for higher-value properties that exceed FHA limits.<\/li>\n<li><strong>Single-Purpose Reverse Mortgage:<\/strong> Offered by state, local, or nonprofit organizations. Funds must be used for specific purposes such as home repairs or property taxes.<\/li>\n<\/ul>\n<h3>Who Qualifies for a Reverse Mortgage?<\/h3>\n<p>To be eligible for most reverse mortgages, particularly the HECM, homeowners must meet the following criteria:<\/p>\n<ul>\n<li>Be <strong>62 years or older<\/strong><\/li>\n<li>Live in the home as their <strong>primary residence<\/strong><\/li>\n<li>Have sufficient equity in the property (usually 50% or more)<\/li>\n<li>Continue paying property taxes, homeowner\u2019s insurance, and basic maintenance costs<\/li>\n<\/ul>\n<h3>Benefits of a Reverse Mortgage<\/h3>\n<ul>\n<li><strong>Supplement Retirement Income:<\/strong> Create a reliable stream of income for daily expenses, healthcare costs, or lifestyle needs.<\/li>\n<li><strong>Remain in the Home:<\/strong> Access home equity without selling the property.<\/li>\n<li><strong>Flexible Payment Options:<\/strong> Choose lump sum, monthly installments, or line of credit that grows over time.<\/li>\n<li><strong>Non-Recourse Protection:<\/strong> You\u2019ll never owe more than the home\u2019s market value when the loan is repaid.<\/li>\n<\/ul>\n<h3>Considerations and Drawbacks<\/h3>\n<ul>\n<li><strong>Loan Balance Growth:<\/strong> The balance increases over time as interest and fees accumulate.<\/li>\n<li><strong>Impact on Inheritance:<\/strong> Heirs may inherit less equity since the reverse mortgage must be repaid.<\/li>\n<li><strong>Costs and Fees:<\/strong> Includes closing costs, insurance premiums (for HECM loans), and servicing fees.<\/li>\n<li><strong>Ongoing Obligations:<\/strong> Borrowers must pay property taxes, insurance, and upkeep or risk foreclosure.<\/li>\n<\/ul>\n<h3>Common Uses of Reverse Mortgage Funds<\/h3>\n<ul>\n<li>Paying off an existing mortgage<\/li>\n<li>Covering healthcare or long-term care expenses<\/li>\n<li>Funding home improvements or modifications<\/li>\n<li>Supplementing retirement income or Social Security benefits<\/li>\n<li>Creating a financial cushion for emergencies<\/li>\n<\/ul>\n<h3>Alternatives to Reverse Mortgages<\/h3>\n<p>It\u2019s important to evaluate alternatives before deciding. Options may include:<\/p>\n<ul>\n<li><strong>Home Equity Line of Credit (HELOC):<\/strong> Provides access to equity with required monthly payments.<\/li>\n<li><strong>Cash-Out Refinance:<\/strong> Replaces an existing mortgage with a larger one and provides cash at closing.<\/li>\n<li><strong>Downsizing:<\/strong> Selling the current home and purchasing a smaller property.<\/li>\n<li><strong>Personal Savings or Investments:<\/strong> Using existing assets instead of borrowing.<\/li>\n<\/ul>\n<h3>Reverse Mortgage Myths vs. Facts<\/h3>\n<ul>\n<li><strong>Myth:<\/strong> The bank owns your home.<br \/>\n<strong>Fact:<\/strong> Borrowers retain ownership as long as loan obligations are met.<\/li>\n<li><strong>Myth:<\/strong> You must leave your home.<br \/>\n<strong>Fact:<\/strong> Borrowers continue to live in the home as their primary residence.<\/li>\n<li><strong>Myth:<\/strong> Heirs are stuck with the debt.<br \/>\n<strong>Fact:<\/strong> Heirs can sell the home, pay off the balance, or walk away if the loan exceeds the home\u2019s value.<\/li>\n<\/ul>\n<h3>Steps to Getting a Reverse Mortgage<\/h3>\n<ol>\n<li><strong>Education &amp; Counseling:<\/strong> FHA-approved counseling session required for HECMs.<\/li>\n<li><strong>Application:<\/strong> Lender gathers details about your home and finances.<\/li>\n<li><strong>Appraisal:<\/strong> Determines the home\u2019s current market value.<\/li>\n<li><strong>Approval &amp; Closing:<\/strong> Loan terms are finalized, fees disclosed, and documents signed.<\/li>\n<li><strong>Funding:<\/strong> Borrowers receive funds in their chosen form.<\/li>\n<\/ol>\n<h3>Is a Reverse Mortgage Right for You?<\/h3>\n<p>Reverse mortgages are best suited for homeowners who want to age in place, have significant home equity, need additional retirement income, and understand the impact on home equity and inheritance. Those planning to move soon, or who want to preserve maximum equity for heirs, may find other options more suitable.<\/p>\n<h3>Conclusion<\/h3>\n<p>A reverse mortgage can be a valuable financial tool for homeowners seeking to convert home equity into usable funds without selling their home. Like any major financial decision, it\u2019s important to weigh the benefits, costs, and long-term implications. For those who qualify and wish to remain in their homes, reverse mortgages offer flexibility and security. Always consult with a licensed professional to see if this option fits your retirement strategy.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; full_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1756214837026{background-color: #F7F7F7 !important;}&#8221;][vc_column]<div class=\"vcex-spacing wpex-w-100 wpex-clear visible-phone\" style=\"height:40px;\"><\/div><style>.vcex-heading.vcex_6a0eac9edf5d5{font-size:45px;font-weight:700;line-height:1.3;}@media (max-width:1024px){.vcex-heading.vcex_6a0eac9edf5d5{font-size:45px;}}@media (max-width:959px){.vcex-heading.vcex_6a0eac9edf5d5{font-size:45px;}}@media (max-width:767px){.vcex-heading.vcex_6a0eac9edf5d5{font-size:30px;}}@media (max-width:479px){.vcex-heading.vcex_6a0eac9edf5d5{font-size:30px;}}<\/style><div class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-text-center vcex_6a0eac9edf5d5\"><span class=\"vcex-heading-inner wpex-inline-block\">Client 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.vcex-ib-title{padding-block-end:10px;font-size:40px;font-weight:700;line-height:1.1;}.vcex-image-banner.vcex_6a0eac9ee0f38 .vcex-ib-caption{font-size:16px;}<\/style><a class=\"vcex-module vcex-image-banner vcex-image-banner-has-link wpex-no-underline wpex-flex wpex-flex-col wpex-w-100 wpex-justify-center wpex-relative wpex-overflow-hidden wpex-bg-gray-900 wpex-text-white wpex-hover-text-white wpex-text-center wpex-rounded wpex-shadow-xl vcex-h-zoom wpex-isolate vcex_6a0eac9ee0f38\" href=\"\/quote\/\" title=\"Apply Online\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span class=\"vcex-ib-img wpex-block wpex-transition-all wpex-duration-500 wpex-bg-cover wpex-absolute wpex-inset-0\" style=\"background-image:url(https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2023\/06\/Budgeting-for-Homeownership-in-a-Crazy-Market.webp);\"><\/span><div class=\"vcex-ib-overlay wpex-absolute wpex-inset-0 wpex-transition-all wpex-duration-500\"><div class=\"vcex-ib-overlay-bg wpex-absolute wpex-inset-0 wpex-bg-black wpex-opacity-30\"><\/div><\/div><div class=\"vcex-ib-content-wrap wpex-w-100 wpex-transition-all wpex-duration-500 wpex-py-100 wpex-px-40 wpex-relative\"><div class=\"vcex-ib-content wpex-mx-auto\"><div class=\"vcex-ib-title wpex-heading wpex-inherit-color-important\">Start Application<\/div><div class=\"vcex-ib-caption wpex-text-lg wpex-last-mb-0\">Begin your mortgage application online today.<\/div><\/div><\/div><\/a><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1756216010382{padding-top: 60px !important;padding-bottom: 60px !important;}&#8221; local_scroll_id=&#8221;quote&#8221; el_id=&#8221;quote&#8221;][vc_column]<div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:15px;\"><\/div><style>.vcex-heading.vcex_6a0eac9ee12ca{width:700px;color:#222222;font-size:55px;font-weight:700;line-height:120%;}@media (max-width:767px){.vcex-heading.vcex_6a0eac9ee12ca{font-size:35px;}}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-text-center wpex-max-w-100 wpex-mx-auto vcex_6a0eac9ee12ca\"><span class=\"vcex-heading-inner wpex-inline-block\">Get started today!<\/span><\/h2><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:20px;\"><\/div>[vc_column_text width=&#8221;500px&#8221; text_align=&#8221;center&#8221; font_size=&#8221;16px&#8221;]Fill out the questionnaire on this page to start a discussion about your mortgage needs today![\/vc_column_text]<div class=\"vcex-spacing wpex-w-100 wpex-clear\"><\/div><style id=\"wpforms-css-vars-6062\">\n\t\t\t\t#wpforms-6062 {\n\t\t\t\t--wpforms-field-size-input-height: 43px;\n--wpforms-field-size-input-spacing: 15px;\n--wpforms-field-size-font-size: 16px;\n--wpforms-field-size-line-height: 19px;\n--wpforms-field-size-padding-h: 14px;\n--wpforms-field-size-checkbox-size: 16px;\n--wpforms-field-size-sublabel-spacing: 5px;\n--wpforms-field-size-icon-size: 1;\n--wpforms-label-size-font-size: 16px;\n--wpforms-label-size-line-height: 19px;\n--wpforms-label-size-sublabel-font-size: 14px;\n--wpforms-label-size-sublabel-line-height: 17px;\n--wpforms-button-size-font-size: 17px;\n--wpforms-button-size-height: 41px;\n--wpforms-button-size-padding-h: 15px;\n--wpforms-button-size-margin-top: 10px;\n--wpforms-container-shadow-size-box-shadow: none;\n\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full vdwpfe-auto-advance online-mortgage-form wpforms-render-modern\" id=\"wpforms-6062\"><form id=\"wpforms-form-6062\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"6062\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4699\" data-token=\"38a2cb042bbb3a007c29b6319906cdaa\" data-token-time=\"1779346590\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-page-indicator progress\" data-indicator=\"progress\" data-indicator-color=\"#3e7666\" data-scroll=\"1\" role=\"progressbar\" aria-valuenow=\"1\" aria-valuemin=\"1\" aria-valuemax=\"10\" tabindex=\"-1\"><span class=\"wpforms-page-indicator-page-title\" ><\/span><span class=\"wpforms-page-indicator-page-title-sep\" style=\"display:none;\"> - <\/span><span class=\"wpforms-page-indicator-steps\">Step <span class=\"wpforms-page-indicator-steps-current\">1<\/span> of 10<\/span><div class=\"wpforms-page-indicator-page-progress-wrap\"><div class=\"wpforms-page-indicator-page-progress\" style=\"width:10%;background-color:#3e7666\"><\/div><\/div><\/div><div class=\"wpforms-field-container\"><div class=\"wpforms-page wpforms-page-1 \" data-page=\"1\"><div id=\"wpforms-6062-field_8-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"8\"><\/div><div id=\"wpforms-6062-field_62-container\" class=\"wpforms-field wpforms-field-html\" data-field-type=\"html\" data-field-id=\"62\"><div id=\"wpforms-6062-field_62\" aria-errormessage=\"wpforms-6062-field_62-error\">What is the age of youngest homeowner?<\/div><\/div><div id=\"wpforms-6062-field_59-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"59\"><fieldset><legend class=\"wpforms-field-label\">What is the age of youngest homeowner?<\/legend><ul id=\"wpforms-6062-field_59\"><li class=\"choice-15 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_59_15\" name=\"wpforms[fields][59]\" value=\"62 or older\" aria-errormessage=\"wpforms-6062-field_59_15-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_59_15\">62 or older<\/label><\/li><li class=\"choice-16 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_59_16\" name=\"wpforms[fields][59]\" value=\"55\u201361\" aria-errormessage=\"wpforms-6062-field_59_16-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_59_16\">55\u201361<\/label><\/li><li class=\"choice-17 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_59_17\" name=\"wpforms[fields][59]\" value=\"Under 55\" aria-errormessage=\"wpforms-6062-field_59_17-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_59_17\">Under 55<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-6062-field_7-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"7\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"1\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-2  \" data-page=\"2\" style=\"display:none;\"><div id=\"wpforms-6062-field_12-container\" class=\"wpforms-field wpforms-field-html\" data-field-type=\"html\" data-field-id=\"12\"><div id=\"wpforms-6062-field_12\" aria-errormessage=\"wpforms-6062-field_12-error\">Where is the home located?\r\n<small>City or Zip Code<\/small><\/div><\/div><div id=\"wpforms-6062-field_1-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-6062-field_1\">City or Zip Code <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6062-field_1\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][1]\" aria-errormessage=\"wpforms-6062-field_1-error\" required><\/div><div id=\"wpforms-6062-field_13-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"13\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"2\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"2\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-3  \" data-page=\"3\" style=\"display:none;\"><div id=\"wpforms-6062-field_14-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline\" data-field-type=\"radio\" data-field-id=\"14\"><fieldset><legend class=\"wpforms-field-label\">What type of home is it?<\/legend><ul id=\"wpforms-6062-field_14\" class=\"wpforms-icon-choices wpforms-icon-choices-default wpforms-icon-choices-large\" style=\"--wpforms-icon-choices-color: #066aab;\"><li class=\"choice-1 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_14_1\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 576 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M575.8 255.5c0 18-15 32.1-32 32.1h-32l.7 160.2c0 2.7-.2 5.4-.5 8.1V472c0 22.1-17.9 40-40 40H456c-1.1 0-2.2 0-3.3-.1c-1.4 .1-2.8 .1-4.2 .1H416 392c-22.1 0-40-17.9-40-40V448 384c0-17.7-14.3-32-32-32H256c-17.7 0-32 14.3-32 32v64 24c0 22.1-17.9 40-40 40H160 128.1c-1.5 0-3-.1-4.5-.2c-1.2 .1-2.4 .2-3.6 .2H104c-22.1 0-40-17.9-40-40V360c0-.9 0-1.9 .1-2.8V287.6H32c-18 0-32-14-32-32.1c0-9 3-17 10-24L266.4 8c7-7 15-8 22-8s15 2 21 7L564.8 231.5c8 7 12 15 11 24z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-6062-field_14_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Single Family\" aria-errormessage=\"wpforms-6062-field_14_1-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Single Family<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-2 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_14_2\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 384 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M64 48c-8.8 0-16 7.2-16 16V448c0 8.8 7.2 16 16 16h80V400c0-26.5 21.5-48 48-48s48 21.5 48 48v64h80c8.8 0 16-7.2 16-16V64c0-8.8-7.2-16-16-16H64zM0 64C0 28.7 28.7 0 64 0H320c35.3 0 64 28.7 64 64V448c0 35.3-28.7 64-64 64H64c-35.3 0-64-28.7-64-64V64zm88 40c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V104zM232 88h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V104c0-8.8 7.2-16 16-16zM88 232c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V232zm144-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V232c0-8.8 7.2-16 16-16z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-6062-field_14_2\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Townhouse\" aria-errormessage=\"wpforms-6062-field_14_2-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Townhouse<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-3 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_14_3\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 512 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M0 32C0 14.3 14.3 0 32 0H480c17.7 0 32 14.3 32 32s-14.3 32-32 32V448c17.7 0 32 14.3 32 32s-14.3 32-32 32H304V464c0-26.5-21.5-48-48-48s-48 21.5-48 48v48H32c-17.7 0-32-14.3-32-32s14.3-32 32-32V64C14.3 64 0 49.7 0 32zm96 80v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V112c0-8.8-7.2-16-16-16H112c-8.8 0-16 7.2-16 16zM240 96c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V112c0-8.8-7.2-16-16-16H240zm112 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V112c0-8.8-7.2-16-16-16H368c-8.8 0-16 7.2-16 16zM112 192c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V208c0-8.8-7.2-16-16-16H112zm112 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V208c0-8.8-7.2-16-16-16H240c-8.8 0-16 7.2-16 16zm144-16c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V208c0-8.8-7.2-16-16-16H368zM328 384c13.3 0 24.3-10.9 21-23.8c-10.6-41.5-48.2-72.2-93-72.2s-82.5 30.7-93 72.2c-3.3 12.8 7.8 23.8 21 23.8H328z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-6062-field_14_3\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Condominium\" aria-errormessage=\"wpforms-6062-field_14_3-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Condominium<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-4 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_14_4\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 640 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M335.5 4l288 160c15.4 8.6 21 28.1 12.4 43.5s-28.1 21-43.5 12.4L320 68.6 47.5 220c-15.4 8.6-34.9 3-43.5-12.4s-3-34.9 12.4-43.5L304.5 4c9.7-5.4 21.4-5.4 31.1 0zM320 160a40 40 0 1 1 0 80 40 40 0 1 1 0-80zM144 256a40 40 0 1 1 0 80 40 40 0 1 1 0-80zm312 40a40 40 0 1 1 80 0 40 40 0 1 1 -80 0zM226.9 491.4L200 441.5V480c0 17.7-14.3 32-32 32H120c-17.7 0-32-14.3-32-32V441.5L61.1 491.4c-6.3 11.7-20.8 16-32.5 9.8s-16-20.8-9.8-32.5l37.9-70.3c15.3-28.5 45.1-46.3 77.5-46.3h19.5c16.3 0 31.9 4.5 45.4 12.6l33.6-62.3c15.3-28.5 45.1-46.3 77.5-46.3h19.5c32.4 0 62.1 17.8 77.5 46.3l33.6 62.3c13.5-8.1 29.1-12.6 45.4-12.6h19.5c32.4 0 62.1 17.8 77.5 46.3l37.9 70.3c6.3 11.7 1.9 26.2-9.8 32.5s-26.2 1.9-32.5-9.8L552 441.5V480c0 17.7-14.3 32-32 32H472c-17.7 0-32-14.3-32-32V441.5l-26.9 49.9c-6.3 11.7-20.8 16-32.5 9.8s-16-20.8-9.8-32.5l36.3-67.5c-1.7-1.7-3.2-3.6-4.3-5.8L376 345.5V400c0 17.7-14.3 32-32 32H296c-17.7 0-32-14.3-32-32V345.5l-26.9 49.9c-1.2 2.2-2.6 4.1-4.3 5.8l36.3 67.5c6.3 11.7 1.9 26.2-9.8 32.5s-26.2 1.9-32.5-9.8z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-6062-field_14_4\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Multi-Family\" aria-errormessage=\"wpforms-6062-field_14_4-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Multi-Family<\/span>\n\t\t\t<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-6062-field_15-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"15\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"3\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"3\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-4  \" data-page=\"4\" style=\"display:none;\"><div id=\"wpforms-6062-field_21-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"21\"><fieldset><legend class=\"wpforms-field-label\">What is your reason for considering a reverse mortgage?<\/legend><ul id=\"wpforms-6062-field_21\"><li class=\"choice-10 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_21_10\" name=\"wpforms[fields][21]\" value=\"Supplement retirement income\" aria-errormessage=\"wpforms-6062-field_21_10-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_21_10\">Supplement retirement income<\/label><\/li><li class=\"choice-11 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_21_11\" name=\"wpforms[fields][21]\" value=\"Pay off existing mortgage\" aria-errormessage=\"wpforms-6062-field_21_11-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_21_11\">Pay off existing mortgage<\/label><\/li><li class=\"choice-12 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_21_12\" name=\"wpforms[fields][21]\" value=\"Home improvements\" aria-errormessage=\"wpforms-6062-field_21_12-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_21_12\">Home improvements<\/label><\/li><li class=\"choice-13 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_21_13\" name=\"wpforms[fields][21]\" value=\"Healthcare\/medical expenses\" aria-errormessage=\"wpforms-6062-field_21_13-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_21_13\">Healthcare\/medical expenses<\/label><\/li><li class=\"choice-14 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_21_14\" name=\"wpforms[fields][21]\" value=\"Other\" aria-errormessage=\"wpforms-6062-field_21_14-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_21_14\">Other<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-6062-field_23-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"23\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"4\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"4\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-5  \" data-page=\"5\" style=\"display:none;\"><div id=\"wpforms-6062-field_60-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"60\"><fieldset><legend class=\"wpforms-field-label\">How soon are you looking to get started?<\/legend><ul id=\"wpforms-6062-field_60\"><li class=\"choice-15 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_60_15\" name=\"wpforms[fields][60]\" value=\"Just researching\" aria-errormessage=\"wpforms-6062-field_60_15-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_60_15\">Just researching<\/label><\/li><li class=\"choice-16 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_60_16\" name=\"wpforms[fields][60]\" value=\"Within 3 months\" aria-errormessage=\"wpforms-6062-field_60_16-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_60_16\">Within 3 months<\/label><\/li><li class=\"choice-17 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_60_17\" name=\"wpforms[fields][60]\" value=\"3\u20136 months\" aria-errormessage=\"wpforms-6062-field_60_17-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_60_17\">3\u20136 months<\/label><\/li><li class=\"choice-18 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_60_18\" name=\"wpforms[fields][60]\" value=\"6+ months\" aria-errormessage=\"wpforms-6062-field_60_18-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_60_18\">6+ months<\/label><\/li><\/ul><\/fieldset><\/div>\t\t<div id=\"wpforms-6062-field_2-container\"\n\t\t\tclass=\"wpforms-field wpforms-field-text\"\n\t\t\tdata-field-type=\"text\"\n\t\t\tdata-field-id=\"2\"\n\t\t\t>\n\t\t\t<label class=\"wpforms-field-label\" for=\"wpforms-6062-field_2\" >phone value is<\/label>\n\t\t\t<input type=\"text\" id=\"wpforms-6062-field_2\" class=\"wpforms-field-medium\" name=\"wpforms[fields][2]\" >\n\t\t<\/div>\n\t\t<div id=\"wpforms-6062-field_61-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"61\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"5\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"5\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-6  \" data-page=\"6\" style=\"display:none;\"><div id=\"wpforms-6062-field_57-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"57\"><fieldset><legend class=\"wpforms-field-label\">Have you ever served in the military?<\/legend><ul id=\"wpforms-6062-field_57\"><li class=\"choice-23 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_23\" name=\"wpforms[fields][57]\" value=\"No I have not\" aria-errormessage=\"wpforms-6062-field_57_23-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_23\">No I have not<\/label><\/li><li class=\"choice-10 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_10\" name=\"wpforms[fields][57]\" value=\"Supplement retirement income\" aria-errormessage=\"wpforms-6062-field_57_10-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_10\">Supplement retirement income<\/label><\/li><li class=\"choice-15 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_15\" name=\"wpforms[fields][57]\" value=\"Army\" aria-errormessage=\"wpforms-6062-field_57_15-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_15\">Army<\/label><\/li><li class=\"choice-16 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_16\" name=\"wpforms[fields][57]\" value=\"Marine Corps\" aria-errormessage=\"wpforms-6062-field_57_16-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_16\">Marine Corps<\/label><\/li><li class=\"choice-17 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_17\" name=\"wpforms[fields][57]\" value=\"Navy\" aria-errormessage=\"wpforms-6062-field_57_17-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_17\">Navy<\/label><\/li><li class=\"choice-18 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_18\" name=\"wpforms[fields][57]\" value=\"Air Force\" aria-errormessage=\"wpforms-6062-field_57_18-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_18\">Air Force<\/label><\/li><li class=\"choice-19 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_19\" name=\"wpforms[fields][57]\" value=\"Coast Guard\" aria-errormessage=\"wpforms-6062-field_57_19-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_19\">Coast Guard<\/label><\/li><li class=\"choice-20 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_20\" name=\"wpforms[fields][57]\" value=\"National Guard\" aria-errormessage=\"wpforms-6062-field_57_20-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_20\">National Guard<\/label><\/li><li class=\"choice-21 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_21\" name=\"wpforms[fields][57]\" value=\"Military Spouse\" aria-errormessage=\"wpforms-6062-field_57_21-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_21\">Military Spouse<\/label><\/li><li class=\"choice-22 depth-1\"><input type=\"radio\" id=\"wpforms-6062-field_57_22\" name=\"wpforms[fields][57]\" value=\"Other VA Eligibility\" aria-errormessage=\"wpforms-6062-field_57_22-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_57_22\">Other VA Eligibility<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-6062-field_58-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"58\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"6\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"6\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-7  \" data-page=\"7\" style=\"display:none;\"><div id=\"wpforms-6062-field_30-container\" class=\"wpforms-field wpforms-field-number-slider\" data-field-type=\"number-slider\" data-field-id=\"30\"><label class=\"wpforms-field-label\" for=\"wpforms-6062-field_30\">What is the estimated value of your property?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-6062-field_30\" class=\"wpforms-field-medium\" name=\"wpforms[fields][30]\" value=\"0\" aria-errormessage=\"wpforms-6062-field_30-error\" aria-describedby=\"wpforms-6062-field_30-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"10000\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-6062-field_30-description\" class=\"wpforms-field-description\">Use the slider to select the price range of homes you're interested in (it's OK to estimate)<\/div><\/div><div id=\"wpforms-6062-field_31-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"31\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"7\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"7\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-8  \" data-page=\"8\" style=\"display:none;\"><div id=\"wpforms-6062-field_34-container\" class=\"wpforms-field wpforms-field-number-slider\" data-field-type=\"number-slider\" data-field-id=\"34\"><label class=\"wpforms-field-label\" for=\"wpforms-6062-field_34\">How much do you still owe on your home (if anything)?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-6062-field_34\" class=\"wpforms-field-medium\" name=\"wpforms[fields][34]\" value=\"0\" aria-errormessage=\"wpforms-6062-field_34-error\" aria-describedby=\"wpforms-6062-field_34-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"5000\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-6062-field_34-description\" class=\"wpforms-field-description\">(It's OK to estimate)<\/div><\/div><div id=\"wpforms-6062-field_35-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"35\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"8\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"8\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-9  \" data-page=\"9\" style=\"display:none;\"><div id=\"wpforms-6062-field_50-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"50\"><label class=\"wpforms-field-label\" for=\"wpforms-6062-field_50\">What is your first name? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6062-field_50\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][50]\" aria-errormessage=\"wpforms-6062-field_50-error\" required><\/div><div id=\"wpforms-6062-field_51-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"51\"><label class=\"wpforms-field-label\" for=\"wpforms-6062-field_51\">What is your last name? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-6062-field_51\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][51]\" aria-errormessage=\"wpforms-6062-field_51-error\" required><\/div><div id=\"wpforms-6062-field_52-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"52\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"9\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"9\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-10 last \" data-page=\"10\" style=\"display:none;\"><div id=\"wpforms-6062-field_53-container\" class=\"wpforms-field wpforms-field-email\" data-field-type=\"email\" data-field-id=\"53\"><label class=\"wpforms-field-label\" for=\"wpforms-6062-field_53\">What is your email address? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-6062-field_53\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][53]\" spellcheck=\"false\" aria-errormessage=\"wpforms-6062-field_53-error\" required><\/div><div id=\"wpforms-6062-field_54-container\" class=\"wpforms-field wpforms-field-phone\" data-field-type=\"phone\" data-field-id=\"54\"><label class=\"wpforms-field-label\" for=\"wpforms-6062-field_54\">What is your phone number? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-6062-field_54\" class=\"wpforms-field-medium wpforms-field-required wpforms-masked-input\" data-inputmask=\"&#039;mask&#039;: &#039;(999) 999-9999&#039;\" data-rule-us-phone-field=\"true\" data-inputmask-inputmode=\"tel\" name=\"wpforms[fields][54]\" aria-label=\"What is your phone number?\" aria-errormessage=\"wpforms-6062-field_54-error\" required><\/div><div id=\"wpforms-6062-field_56-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-type=\"checkbox\" data-field-id=\"56\"><fieldset><legend class=\"wpforms-field-label\">Communications Policy <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-6062-field_56\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-6062-field_56_1\" name=\"wpforms[fields][56][]\" value=\"I agree to the Communications Policy.\" aria-errormessage=\"wpforms-6062-field_56_1-error\" aria-describedby=\"wpforms-6062-field_56-description\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-6062-field_56_1\">I agree to the Communications Policy.<\/label><\/li><\/ul><div id=\"wpforms-6062-field_56-description\" class=\"wpforms-field-description\"><font size=\"3\">We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message &amp; data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our <a href=\"\/privacy-policy\/\">Privacy Policy<\/a><\/font><\/div><\/fieldset><\/div><div id=\"wpforms-6062-field_9-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"9\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"10\" data-formid=\"6062\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><\/div><\/div><\/div><script>\n\t\t\t\t( function() {\n\t\t\t\t\tconst style = document.createElement( 'style' );\n\t\t\t\t\tstyle.appendChild( document.createTextNode( '#wpforms-6062-field_2-container { position: absolute !important; overflow: hidden !important; display: inline !important; height: 1px !important; width: 1px !important; z-index: -1000 !important; padding: 0 !important; } #wpforms-6062-field_2-container input { visibility: hidden; } #wpforms-conversational-form-page #wpforms-6062-field_2-container label { counter-increment: none; }' ) );\n\t\t\t\t\tdocument.head.appendChild( style );\n\t\t\t\t\tdocument.currentScript?.remove();\n\t\t\t\t} )();\n\t\t\t<\/script><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" style=\"display:none;\"><input type=\"hidden\" name=\"wpforms[id]\" value=\"6062\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4699\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-6062\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/div><\/form><\/div>  <!-- .wpforms-container -->[\/vc_column][\/vc_row][vc_section local_scroll_id=&#8221;Schema Markup&#8221; el_id=&#8221;Schema Markup&#8221;][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1760112174928{padding-top: 80px !important;padding-bottom: 60px !important;background-color: #F7F7F7 !important;}&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1760112295407{padding-top: 15px !important;padding-right: 15px !important;padding-bottom: 30px !important;padding-left: 15px !important;border-radius: 20px !important;}&#8221; width=&#8221;1000&#8243; font_size=&#8221;16&#8243; wpex_bg_color=&#8221;#ffffff&#8221;]<section class=\"vls-faqs\"><h3>Frequently Asked Questions<\/h3><div class=\"vls-faq-item\"><h4>What is a Reverse Mortgage?<\/h4><p>A reverse mortgage is a loan program that allows homeowners aged 62 or older to convert a portion of their home equity into cash, without having to sell their home or make monthly mortgage payments. The loan is repaid when the homeowner sells the property, moves out, or passes away.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>Who is eligible for a reverse mortgage?<\/h4><p>To qualify, homeowners must be at least 62 years old, live in the home as their primary residence, and have sufficient equity in the property. The home must also meet FHA property standards if using the FHA-insured Home Equity Conversion Mortgage (HECM) program.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>How do homeowners receive funds from a reverse mortgage?<\/h4><p>Borrowers can choose to receive funds as a lump sum, monthly payments, a line of credit, or a combination of these options, depending on their financial goals and lender terms.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>Do homeowners still own their home with a reverse mortgage?<\/h4><p>Yes. The homeowner retains ownership of the property as long as they continue to meet loan obligations, such as paying property taxes, homeowners insurance, and maintaining the home.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>What happens when the homeowner moves or passes away?<\/h4><p>When the homeowner no longer lives in the property, the reverse mortgage becomes due. The home is typically sold to repay the loan balance, and any remaining equity belongs to the homeowner or their heirs.<\/p>\n<\/div><\/section>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"vcex-shortcode wpex-clr\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FinancialProduct\",\"@id\":\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/#loan-reverse-mortgage\",\"name\":\"Reverse Mortgage\",\"description\":\"Mortgage program information for this page.\",\"category\":\"MortgageLoan\",\"provider\":{\"@type\":\"Organization\",\"name\":\"E Zip Mortgage\",\"url\":\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/\"},\"termsOfService\":\"\/terms-of-use\/\"},{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/#faq-loan-program\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a Reverse Mortgage?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A reverse mortgage is a loan program that allows homeowners aged 62 or older to convert a portion of their home equity into cash, without having to sell their home or make monthly mortgage payments. 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The homeowner retains ownership of the property as long as they continue to meet loan obligations, such as paying property taxes, homeowners insurance, and maintaining the home.\"}},{\"@type\":\"Question\",\"name\":\"What happens when the homeowner moves or passes away?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"When the homeowner no longer lives in the property, the reverse mortgage becomes due. The home is typically sold to repay the loan balance, and any remaining equity belongs to the homeowner or their heirs.\"}}]}]}<\/script><\/div>[\/vc_column][\/vc_row][\/vc_section]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;60&#8243; css=&#8221;.vc_custom_1767973896263{padding-top: 75px !important;background-color: #f7f7f7 !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text font_weight=&#8221;500&#8243; el_class=&#8221;wpex-antialiased&#8221;]Transform a part of your home equity into a stable financial foundation for your retirement. Find out more about reverse mortgages. [\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1756148716254{padding-top: 100px !important;padding-bottom: 80px !important;}&#8221; local_scroll_id=&#8221;learn&#8221; el_id=&#8221;learn&#8221;][vc_column][vc_column_text css=&#8221;&#8221; width=&#8221;1000&#8243;] Reverse Mortgages Explained: A Complete Guide for Homeowners For many homeowners approaching&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":22,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"class_list":["post-4699","page","type-page","status-publish","hentry","entry","no-media"],"_links":{"self":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4699","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/comments?post=4699"}],"version-history":[{"count":7,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4699\/revisions"}],"predecessor-version":[{"id":6797,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4699\/revisions\/6797"}],"up":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/22"}],"wp:attachment":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/media?parent=4699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}