{"id":4698,"date":"2026-04-17T10:20:48","date_gmt":"2026-04-17T17:20:48","guid":{"rendered":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/?page_id=4698"},"modified":"2026-04-17T10:20:48","modified_gmt":"2026-04-17T17:20:48","slug":"heloc-home-loan","status":"publish","type":"page","link":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/loan-options\/heloc-home-loan\/","title":{"rendered":"HELOC Home Loan"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;60&#8243; css=&#8221;.vc_custom_1767973868697{padding-top: 75px !important;background-color: #f7f7f7 !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;]<style>.vcex-heading.vcex_6a0eabbbdd199{font-size:35px;font-weight:700;}<\/style><h1 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl vcex_6a0eabbbdd199\"><span class=\"vcex-heading-inner wpex-inline-block\">Discover the potential of your home equity with a HELOC home loan.<\/span><\/h1><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:15px;\"><\/div>[vc_column_text font_weight=&#8221;500&#8243; el_class=&#8221;wpex-antialiased&#8221;]Unlock the value trapped in your home equity with a flexible, convenient HELOC home loan.[\/vc_column_text]<div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:45px;\"><\/div><style>.vcex-flex-container_6a0eabbbde016{gap:15px;}.vcex-button.vcex_6a0eabbbde7f5{background:#ffffff;color:#363636!important;border:solid #363636 1px;}.vcex-button.vcex_6a0eabbbde7f5:hover{background:#b7b7b7!important;color:#ffffff!important;}<\/style><div class=\"vcex-flex-container vcex-module wpex-flex wpex-gap-20 wpex-flex-wrap vcex-flex-container_6a0eabbbde016\"><div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"#quote\" class=\"vcex-button theme-button align-center wpex-mb-15 inline animated-theme-button hvr hvr-float local-scroll-link\" title=\"Request A Quote\" aria-label=\"Request A Quote\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\"><span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-left\"><span class=\"wpex-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M168 80c-13.3 0-24 10.7-24 24V408c0 8.4-1.4 16.5-4.1 24H440c13.3 0 24-10.7 24-24V104c0-13.3-10.7-24-24-24H168zM72 480c-39.8 0-72-32.2-72-72V112C0 98.7 10.7 88 24 88s24 10.7 24 24V408c0 13.3 10.7 24 24 24s24-10.7 24-24V104c0-39.8 32.2-72 72-72H440c39.8 0 72 32.2 72 72V408c0 39.8-32.2 72-72 72H72zM176 136c0-13.3 10.7-24 24-24h96c13.3 0 24 10.7 24 24v80c0 13.3-10.7 24-24 24H200c-13.3 0-24-10.7-24-24V136zm200-24h32c13.3 0 24 10.7 24 24s-10.7 24-24 24H376c-13.3 0-24-10.7-24-24s10.7-24 24-24zm0 80h32c13.3 0 24 10.7 24 24s-10.7 24-24 24H376c-13.3 0-24-10.7-24-24s10.7-24 24-24zM200 272H408c13.3 0 24 10.7 24 24s-10.7 24-24 24H200c-13.3 0-24-10.7-24-24s10.7-24 24-24zm0 80H408c13.3 0 24 10.7 24 24s-10.7 24-24 24H200c-13.3 0-24-10.7-24-24s10.7-24 24-24z\"\/><\/svg><\/span><\/span>Request A Quote<\/span><\/a><\/div> <div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"#learn\" class=\"vcex-button theme-button align-center wpex-mb-15 inline hvr hvr-float local-scroll-link vcex_6a0eabbbde7f5\" title=\"Learn More\" aria-label=\"Learn More\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\"><span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-left\"><span class=\"wpex-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M169.4 470.6c12.5 12.5 32.8 12.5 45.3 0l160-160c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L224 370.8 224 64c0-17.7-14.3-32-32-32s-32 14.3-32 32l0 306.7L54.6 265.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l160 160z\"\/><\/svg><\/span><\/span>Learn More<\/span><\/a><\/div> <\/div><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:40px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243;]<style>.vcex-image.vcex_6a0eabbbdead4 .vcex-image-img{border-radius:20px;}<\/style><figure class=\"vcex-image vcex-module wpex-text-center vcex_6a0eabbbdead4\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2024\/08\/Choosing-the-Right-Real-Estate-Agent.webp\" class=\"vcex-image-img wpex-align-middle wpex-shadow\" alt=\"A professional woman shows documents to a smiling couple seated on a sofa in a modern, bright living room. A laptop and coffee cup are on the table, and a large plant is in the background.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2024\/08\/Choosing-the-Right-Real-Estate-Agent.webp 800w, https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2024\/08\/Choosing-the-Right-Real-Estate-Agent-300x200.webp 300w, https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2024\/08\/Choosing-the-Right-Real-Estate-Agent-768x512.webp 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><\/div><\/figure>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1756148691549{padding-top: 100px !important;padding-bottom: 80px !important;}&#8221; local_scroll_id=&#8221;learn&#8221; el_id=&#8221;learn&#8221;][vc_column][vc_column_text css=&#8221;&#8221; width=&#8221;1000&#8243;]\n<h2>What is a Heloc Home Loan?<\/h2>\n<p>A HELOC (Home Equity Line of Credit) is a type of loan that allows homeowners to leverage the equity they have in their homes. This loan is a revolving line of credit that operates much like a credit card, with a predetermined credit limit and variable interest rate. The homeowner can borrow against this credit line as needed, using their home as collateral. HELOCs are especially useful for homeowners looking to fund home improvements, consolidate debt, or cover other major expenses. With this loan, homeowners have access to funds as they need them and only pay interest on the amount borrowed. Additionally, the interest paid on a HELOC may be tax-deductible. However, borrowers should weigh the potential risks to carefully consider the potential risks, such as variable interest rates and potential closing costs, before obtaining a HELOC. We always recommend consulting a legal advisor or financial professional to determine if a HELOC is the right option for individual circumstances.<\/p>\n<h3>Benefits of a Heloc Home Loan<\/h3>\n<p>A Heloc Home Loan offers a range of benefits for homeowners looking for flexible access to credit. Unlike a traditional home equity loan, a Heloc loan provides a line of credit that can be used for a variety of purposes. One of the main benefits is emergency access to credit. In times of unexpected financial need, having a Heloc can provide quick access to funds, providing peace of mind and financial stability.<\/p>\n<p>Another benefit of a Heloc Home Loan is the ability to use the funds for different purposes. Whether you need to purchase a vehicle, pay for education expenses, fund home renovations, or consolidate bills, a Heloc loan can provide the necessary funds to address these significant expenses.<\/p>\n<p>Additionally, a Heloc loan offers more flexibility than a home equity loan. With a home equity loan, you receive a lump sum with a fixed interest rate. However, with a Heloc, you have a line of credit with a variable interest rate. This allows you to borrow and repay as needed, giving you more control over your borrowing and repayment strategy.<\/p>\n<h2>Eligibility Requirements<\/h2>\n<p>When considering a HELOC, understanding the eligibility criteria is crucial. While criteria may differ among lenders, some common factors influence approval.<\/p>\n<p>Before applying for a Heloc home loan, it&#8217;s important to be aware of the eligibility requirements set by lenders. While specific criteria may vary among financial institutions, there are some common factors that typically come into play. Firstly, lenders will consider your credit scores, as a good credit history is often a key requirement. They will also examine your income and monthly expenses to ensure you have sufficient funds to make timely repayments. Lenders may also assess the loan-to-value ratio of your property, which is the percentage of your home&#8217;s value that you are seeking to borrow against. Other factors that may be taken into account include your employment history, debt-to-income ratio, and the overall value of your property. It&#8217;s advisable to carefully review and understand the eligibility requirements of different lenders before applying for a Heloc home loan to increase your chances of approval.<\/p>\n<h3>Credit Score Requirements<\/h3>\n<p>A minimum credit score of 620 is typically required to qualify for a Heloc, although the most competitive rates are reserved for borrowers with scores of 780 or higher.<\/p>\n<p>These may include the borrower&#8217;s credit history, income, debt-to-income ratio, and the value of the property being used as collateral. Meeting the minimum credit score requirement is essential, but it&#8217;s only one piece of the puzzle.<\/p>\n<p>It&#8217;s important to note that each lender may have its own credit score requirements, so it&#8217;s always a good idea to check with potential lenders before applying.<\/p>\n<p>Overall, while a minimum credit score of 620 is the general requirement for a Heloc home loan, borrowers with higher credit scores have a better chance of securing the most competitive rates and terms.<\/p>\n<h3>Property Value Requirements<\/h3>\n<p>Lenders typically require an appraisal of the market value of the property as part of the application process. This appraisal helps determine the amount of equity available in the home.<\/p>\n<p>The specific percentage can vary among lenders, but generally falls between 80% and 90%. This means that borrowers must have at least 20% to 10% equity in their property, depending on the lender&#8217;s requirements.<\/p>\n<p>The property value requirements are crucial because they determine how much credit can be extended to the borrower. The higher the market value of the property, the greater the potential credit line. As such, it&#8217;s essential for borrowers to have an accurate understanding of their property&#8217;s value when considering a Heloc Home Loan.<\/p>\n<p>It&#8217;s worth noting that lenders may have different property value requirements, so it&#8217;s always a good idea to check with potential lenders to determine their specific criteria. By ensuring the property value meets the lender&#8217;s qualifications, borrowers can increase their chances of approval and access to the funds they need.<\/p>\n<h3>Property Insurance Requirements<\/h3>\n<p>Property insurance requirements are an important aspect of a Heloc Home Loan. Lenders typically require borrowers to have property insurance, including hazard insurance, in order to protect their investment. This is because the lender holds a stake in the property as collateral for the loan, and they want to ensure that their investment is safeguarded.<\/p>\n<p>In addition to hazard insurance, lenders may also require borrowers to obtain additional coverage, such as flood insurance, in areas that are prone to flooding. This is to protect both the borrower and the lender from potential damages caused by natural disasters.<\/p>\n<p>This means regularly reviewing and updating their insurance policy to ensure that it provides sufficient coverage for the property. Failing to maintain proper coverage could result in a breach of the loan agreement and potentially put the borrower and lender at financial risk.<\/p>\n<h3>Other Criteria for Eligibility<\/h3>\n<p>These criteria include credit qualifications, credit history, credit reports, national origin, and marital status.<\/p>\n<p>Lenders will typically evaluate factors such as credit scores, outstanding balances on credit cards and loans, and the borrower&#8217;s overall debt-to-income ratio. A strong credit profile will increase the chances of approval and may result in more favorable loan terms.<\/p>\n<p>A clean credit history, with a consistent record of on-time payments and responsible credit management, will reflect positively on the borrower&#8217;s application. Lenders will also review credit reports to gain insight into the borrower&#8217;s financial behavior and previous borrowing patterns.<\/p>\n<p>National origin and marital status are considerations that ensure compliance with fair lending regulations. Discrimination on the basis of national origin or marital status is strictly prohibited. Lenders must treat all applicants fairly and evaluate their eligibility based solely on objective criteria related to creditworthiness and financial stability.<\/p>\n<h2>How to Apply for a Heloc Home Loan<\/h2>\n<p>A home equity line of credit (HELOC) can be a flexible and convenient way for homeowners to access the equity in their homes. To apply for a HELOC, borrowers will need to meet certain credit qualifications. Lenders typically evaluate factors such as credit scores, outstanding balances on credit cards and loans, and the borrower&#8217;s overall debt-to-income ratio. A strong credit profile will increase the chances of approval and may result in more favorable loan terms. Additionally, lenders will review the borrower&#8217;s credit history and credit reports to gain insight into their financial behavior and previous borrowing patterns. It&#8217;s important to note that fair lending regulations prohibit discrimination based on national origin or marital status, so all applicants are evaluated solely based on objective criteria related to creditworthiness and financial stability. Once the credit qualifications have been assessed, borrowers can proceed with the application process for a HELOC.<\/p>\n<h3>Prepare Necessary Documentation and Information<\/h3>\n<p>Here is a list of documents you should prepare:<\/p>\n<ol>\n<li aria-level=\"1\"><strong>Home Documentation:<\/strong> Provide proof of ownership, such as a copy of your property deed or title. Additionally, include recent property tax statements, homeowners insurance policy, and mortgage statements.<\/li>\n<li aria-level=\"1\"><strong>Financial Documentation:<\/strong> Gather documents related to your finances, including bank statements for the past few months to verify your income and savings. Be prepared to provide pay stubs or proof of employment for at least the last two years. If you are self-employed, you may need to submit tax returns and profit\/loss statements.<\/li>\n<li aria-level=\"1\"><strong>Existing Debt:<\/strong> Prepare information regarding your existing debt, such as credit card statements, loan statements, and details of any outstanding balances. This will help the lender assess your overall financial situation.<\/li>\n<li aria-level=\"1\"><strong>Identification:<\/strong> Have a valid government-issued ID, such as a driver&#8217;s license or passport, available for identification purposes.<\/li>\n<li aria-level=\"1\"><strong>Other Documentation:<\/strong> Depending on your circumstances, additional documentation may be required. This could include divorce or child support agreements, bankruptcy discharge papers, or proof of other legal matters.<\/li>\n<\/ol>\n<p>By gathering and organizing these documents in advance, you can simplify the application process for a Heloc Home Loan. It is always a good idea to consult with your lender or a legal advisor for specific documentation requirements based on your individual situation.<\/p>\n<h3>Submit Application and Documentation to Lender<\/h3>\n<p>To submit an application for a Heloc Home Loan, there are several steps you need to follow and several documents you will need to gather.<\/p>\n<p>The first step is to gather all the necessary documents, including proof of income, credit reports, and property information. This will help the lender assess your financial situation and determine your eligibility for the loan. You will need to provide proof of your income, such as pay stubs or tax returns, to show that you have the means to repay the loan.<\/p>\n<p>Next, you will need to complete the application form provided by the lender. This form will ask for personal information, employment history, and details about the property you wish to borrow against. It is important to fill out this form accurately and completely.<\/p>\n<p>Once you have completed the application form, you will need to attach all the required documentation. This may include bank statements, property deeds or titles, and any other documents specified by the lender. Make sure to double-check that all the necessary documents are properly attached to avoid any delays in the application process.<\/p>\n<p>Finally, you can submit the application and documentation to the lender. This can typically be done electronically, through an online portal or via email, or by physically mailing the documents to the lender. Once submitted, the lender will review your application and documentation and make a decision on whether to approve your Heloc Home Loan.<\/p>\n<p>By following these steps and providing all the required documentation, you can ensure a smooth and efficient application process for your Heloc Home Loan.<\/p>\n<h3>Receive Approval or Denial from Lender<\/h3>\n<p>After submitting your application and documentation for a Heloc Home Loan, the lender will carefully review your information to make a decision on approval or denial. Several factors will influence the lender&#8217;s decision, including your creditworthiness and the amount of the loan you are requesting.<\/p>\n<p>The lender will assess your creditworthiness by examining your credit reports, credit scores, and credit history. A strong credit history with a good credit score will increase your chances of approval, while a poor credit history or low credit score may result in denial.<\/p>\n<p>Additionally, the lender will evaluate the amount of the loan you are requesting in relation to the equity in your home. They will want to ensure that the loan amount is within acceptable limits and that the potential risk is minimized.<\/p>\n<p>During the application process, you will be required to provide various documentation and information. This may include proof of income, bank statements, property deeds or titles, and other supporting documents. Make sure to submit all required documentation accurately and completely to avoid unnecessary delays.<\/p>\n<p>Once the lender has made a decision, you will either receive approval or denial. If approved, you will proceed to the next steps, which may include finalizing the loan terms and conditions. If denied, you may need to explore alternative loan options or address any issues that may have resulted in the denial.<\/p>\n<p>In conclusion, receiving approval or denial from the lender for a Heloc Home Loan is dependent on factors such as creditworthiness and loan amount. Providing the necessary documentation accurately and completely will facilitate the decision-making process.<\/p>\n<h2>Closing Costs and Fees Associated with a Heloc Home Loan<\/h2>\n<p>Closing costs and fees are an important aspect to consider when obtaining a home equity line of credit (HELOC). These costs are typically incurred during the loan application and closing process, and they can vary depending on the lender and the specific loan terms. Common closing costs and fees may include application fees, appraisal fees, origination fees, and legal fees. Application fees are charged by the lender to cover the cost of processing the loan application. Appraisal fees are paid to have a professional assess the value of your property. Origination fees are charged by the lender for processing and establishing the loan. Legal fees cover the cost of having a legal advisor review the loan documents. It is important to carefully review and understand these costs and fees before agreeing to a HELOC loan, as they can add significantly to the total cost of the loan. Be sure to compare the closing costs and fees of different lenders to find the best deal for your financial situation.<\/p>\n<h3>Appraisal Fees<\/h3>\n<p>When applying for a Heloc Home Loan, one important aspect to consider is the appraisal fees. These fees are typically required to determine the current value of the property being used as collateral for the loan.<\/p>\n<p>Appraisal fees can vary depending on the lender and the location of the property. The cost of the appraisal fee is typically paid by the borrower and can range anywhere from a few hundred dollars to over a thousand dollars. It&#8217;s essential to understand that this fee is separate from other closing costs associated with the loan.<\/p>\n<p>The purpose of the appraisal is to provide an unbiased assessment of the property&#8217;s value. It ensures that the amount of the Heloc Home Loan aligns with the property&#8217;s worth. The lender needs this information to determine the maximum credit limit they are willing to extend.<\/p>\n<p>While appraisal fees can add to the overall cost of obtaining a Heloc Home Loan, they are a necessary step in the process. Without an accurate appraisal, it would be challenging for lenders to assess the value of the property and determine the loan amount.<\/p>\n<p>Before applying for a Heloc Home Loan, it&#8217;s important to discuss appraisal fees with the lender. They can provide more information on the specific costs associated with your loan and help you understand any potential variations based on your location and the lender&#8217;s requirements.<\/p>\n<h3>Application Fees<\/h3>\n<p>Application fees are a common expense associated with obtaining a Heloc Home Loan. These fees are charged by lenders to cover the cost of processing the loan application. The purpose of application fees is to compensate the lender for the time and effort spent evaluating the borrower&#8217;s creditworthiness and ensuring compliance with loan requirements.<\/p>\n<p>The amount of application fees can vary depending on the lender and the complexity of the loan application. Typically, these fees are calculated as a percentage of the loan amount or as a flat fee. It is important for borrowers to inquire about the specific calculation method used by the lender to understand the exact cost they will incur.<\/p>\n<p>In addition to the general application fee, there may be specific fees charged by lenders during the application process. These fees could include credit report fees, which cover the cost of obtaining the borrower&#8217;s credit report, and appraisal fees, which are needed to assess the value of the property. Other fees such as origination fees and documentation fees may also be charged by lenders.<\/p>\n<p>When considering a Heloc Home Loan, it is crucial for borrowers to evaluate all associated fees, including application fees. Understanding the purpose of these fees and how they are calculated can help borrowers make an informed decision and accurately estimate the total cost of obtaining the loan.<\/p>\n<p>Closing costs associated with a Heloc Home Loan typically include application fees and appraisal fees. Application fees are charges levied by the lender for processing the loan application, while appraisal fees are incurred to assess the value of the property. These costs can vary depending on the lender and the complexity of the loan application.<\/p>\n<p>One of the advantages of a Heloc Home Loan is that the closing process is usually straightforward and convenient. In many cases, borrowers can even close the loan in the comfort of their own home. This ease of closing makes the entire process more efficient and less time-consuming for borrowers.<\/p>\n<p>Furthermore, Heloc Home Loans offer several benefits compared to other forms of credit. These loans often come with lower interest rates compared to personal loans or credit cards. Additionally, many Heloc Home Loans do not charge application fees or closing costs, allowing borrowers to save money. Moreover, the interest paid on a Heloc Home Loan may be tax-deductible, providing potential tax benefits.<\/p>\n<p>In summary, when considering a Heloc Home Loan, borrowers should be aware of the closing costs involved, such as application and appraisal fees. However, the convenience of closing on a Heloc loan and the potential for lower interest rates, no application fees or closing costs, and tax-deductible interest make these loans an attractive option for homeowners.<\/p>\n<p>In conclusion, a HELOC offers homeowners a flexible financial tool. Understanding its features and potential risks is essential before diving in. Always make informed decisions and consult professionals when in doubt.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; full_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1756214837026{background-color: #F7F7F7 !important;}&#8221;][vc_column]<div class=\"vcex-spacing wpex-w-100 wpex-clear visible-phone\" style=\"height:40px;\"><\/div><style>.vcex-heading.vcex_6a0eabbbe0578{font-size:45px;font-weight:700;line-height:1.3;}@media (max-width:1024px){.vcex-heading.vcex_6a0eabbbe0578{font-size:45px;}}@media (max-width:959px){.vcex-heading.vcex_6a0eabbbe0578{font-size:45px;}}@media (max-width:767px){.vcex-heading.vcex_6a0eabbbe0578{font-size:30px;}}@media (max-width:479px){.vcex-heading.vcex_6a0eabbbe0578{font-size:30px;}}<\/style><div class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-text-center vcex_6a0eabbbe0578\"><span class=\"vcex-heading-inner wpex-inline-block\">Client Resources<\/span><\/div><div 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.vcex-ib-title{padding-block-end:10px;font-size:40px;font-weight:700;line-height:1.1;}.vcex-image-banner.vcex_6a0eabbbe0f65 .vcex-ib-caption{font-size:16px;}<\/style><a class=\"vcex-module vcex-image-banner vcex-image-banner-has-link wpex-no-underline wpex-flex wpex-flex-col wpex-w-100 wpex-justify-center wpex-relative wpex-overflow-hidden wpex-bg-gray-900 wpex-text-white wpex-hover-text-white wpex-text-center wpex-rounded wpex-shadow-xl vcex-h-zoom wpex-isolate vcex_6a0eabbbe0f65\" href=\"\/mortgage-calculator\/\" title=\"Mortgage Calculator\"><span class=\"vcex-ib-img wpex-block wpex-transition-all wpex-duration-500 wpex-bg-cover wpex-absolute wpex-inset-0\" style=\"background-image:url(https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2023\/06\/Fixed-Rate-Mortgage.webp);\"><\/span><div class=\"vcex-ib-overlay wpex-absolute wpex-inset-0 wpex-transition-all wpex-duration-500\"><div class=\"vcex-ib-overlay-bg wpex-absolute wpex-inset-0 wpex-bg-black wpex-opacity-30\"><\/div><\/div><div class=\"vcex-ib-content-wrap wpex-w-100 wpex-transition-all wpex-duration-500 wpex-py-100 wpex-px-40 wpex-relative\"><div class=\"vcex-ib-content wpex-mx-auto\"><div class=\"vcex-ib-title wpex-heading wpex-inherit-color-important\">Mortgage Calculator<\/div><div class=\"vcex-ib-caption wpex-text-lg wpex-last-mb-0\">Look at different scenarios with our calculators.<\/div><\/div><\/div><\/a><style>.vcex-image-banner.vcex_6a0eabbbe16d0{min-height:400px;}.vcex-image-banner.vcex_6a0eabbbe16d0 .vcex-ib-content-wrap{padding:20px;}.vcex-image-banner.vcex_6a0eabbbe16d0 .vcex-ib-title{padding-block-end:10px;font-size:40px;font-weight:700;line-height:1.1;}.vcex-image-banner.vcex_6a0eabbbe16d0 .vcex-ib-caption{font-size:16px;}<\/style><a class=\"vcex-module vcex-image-banner vcex-image-banner-has-link wpex-no-underline wpex-flex wpex-flex-col wpex-w-100 wpex-justify-center wpex-relative wpex-overflow-hidden wpex-bg-gray-900 wpex-text-white wpex-hover-text-white wpex-text-center wpex-rounded wpex-shadow-xl vcex-h-zoom wpex-isolate vcex_6a0eabbbe16d0\" href=\"\/blog\/\" title=\"Mortgage Blog\"><span class=\"vcex-ib-img wpex-block wpex-transition-all wpex-duration-500 wpex-bg-cover wpex-absolute wpex-inset-0\" style=\"background-image:url(https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2025\/08\/wooden-cube-on-a-concrete-surface-with-text-blog.webp);\"><\/span><div class=\"vcex-ib-overlay wpex-absolute wpex-inset-0 wpex-transition-all wpex-duration-500\"><div class=\"vcex-ib-overlay-bg wpex-absolute wpex-inset-0 wpex-bg-black wpex-opacity-30\"><\/div><\/div><div class=\"vcex-ib-content-wrap wpex-w-100 wpex-transition-all wpex-duration-500 wpex-py-100 wpex-px-40 wpex-relative\"><div class=\"vcex-ib-content wpex-mx-auto\"><div class=\"vcex-ib-title wpex-heading wpex-inherit-color-important\">Mortgage Insights<\/div><div class=\"vcex-ib-caption wpex-text-lg wpex-last-mb-0\">All Things Mortgage: Insights, Trends, and Resources<\/div><\/div><\/div><\/a><style>.vcex-image-banner.vcex_6a0eabbbe1aa1{min-height:350px;}.vcex-image-banner.vcex_6a0eabbbe1aa1 .vcex-ib-content-wrap{padding:20px;}.vcex-image-banner.vcex_6a0eabbbe1aa1 .vcex-ib-overlay-bg{background-color:#0a0a0a;opacity:0.6;}.vcex-image-banner.vcex_6a0eabbbe1aa1 .vcex-ib-title{padding-block-end:10px;font-size:40px;font-weight:700;line-height:1.1;}.vcex-image-banner.vcex_6a0eabbbe1aa1 .vcex-ib-caption{font-size:16px;}<\/style><a class=\"vcex-module vcex-image-banner vcex-image-banner-has-link wpex-no-underline wpex-flex wpex-flex-col wpex-w-100 wpex-justify-center wpex-relative wpex-overflow-hidden wpex-bg-gray-900 wpex-text-white wpex-hover-text-white wpex-text-center wpex-rounded wpex-shadow-xl vcex-h-zoom wpex-isolate vcex_6a0eabbbe1aa1\" href=\"\/loan-options\/\" title=\"Loan Options\"><span class=\"vcex-ib-img wpex-block wpex-transition-all wpex-duration-500 wpex-bg-cover wpex-absolute wpex-inset-0\" style=\"background-image:url(https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2023\/06\/calc-block.webp);\"><\/span><div class=\"vcex-ib-overlay wpex-absolute wpex-inset-0 wpex-transition-all wpex-duration-500\"><div class=\"vcex-ib-overlay-bg wpex-absolute wpex-inset-0 wpex-bg-black wpex-opacity-30\"><\/div><\/div><div class=\"vcex-ib-content-wrap wpex-w-100 wpex-transition-all wpex-duration-500 wpex-py-100 wpex-px-40 wpex-relative\"><div class=\"vcex-ib-content wpex-mx-auto\"><div class=\"vcex-ib-title wpex-heading wpex-inherit-color-important\">Loan Programs<\/div><div class=\"vcex-ib-caption wpex-text-lg wpex-last-mb-0\">Familiarize yourself with some of the loan programs we offer.<\/div><\/div><\/div><\/a><style>.vcex-image-banner.vcex_6a0eabbbe1e8d{min-height:400px;}.vcex-image-banner.vcex_6a0eabbbe1e8d .vcex-ib-content-wrap{padding:20px;}.vcex-image-banner.vcex_6a0eabbbe1e8d .vcex-ib-title{padding-block-end:10px;font-size:40px;font-weight:700;line-height:1.1;}.vcex-image-banner.vcex_6a0eabbbe1e8d .vcex-ib-caption{font-size:16px;}<\/style><a class=\"vcex-module vcex-image-banner vcex-image-banner-has-link wpex-no-underline wpex-flex wpex-flex-col wpex-w-100 wpex-justify-center wpex-relative wpex-overflow-hidden wpex-bg-gray-900 wpex-text-white wpex-hover-text-white wpex-text-center wpex-rounded wpex-shadow-xl vcex-h-zoom wpex-isolate vcex_6a0eabbbe1e8d\" href=\"\/quote\/\" title=\"Apply Online\" target=\"_blank\" rel=\"nofollow noopener noreferrer\"><span class=\"vcex-ib-img wpex-block wpex-transition-all wpex-duration-500 wpex-bg-cover wpex-absolute wpex-inset-0\" style=\"background-image:url(https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2023\/06\/Budgeting-for-Homeownership-in-a-Crazy-Market.webp);\"><\/span><div class=\"vcex-ib-overlay wpex-absolute wpex-inset-0 wpex-transition-all wpex-duration-500\"><div class=\"vcex-ib-overlay-bg wpex-absolute wpex-inset-0 wpex-bg-black wpex-opacity-30\"><\/div><\/div><div class=\"vcex-ib-content-wrap wpex-w-100 wpex-transition-all wpex-duration-500 wpex-py-100 wpex-px-40 wpex-relative\"><div class=\"vcex-ib-content wpex-mx-auto\"><div class=\"vcex-ib-title wpex-heading wpex-inherit-color-important\">Start Application<\/div><div class=\"vcex-ib-caption wpex-text-lg wpex-last-mb-0\">Begin your mortgage application online today.<\/div><\/div><\/div><\/a><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; remove_bottom_col_margin=&#8221;true&#8221; css=&#8221;.vc_custom_1756215971716{padding-top: 60px !important;padding-bottom: 60px !important;}&#8221; local_scroll_id=&#8221;quote&#8221; el_id=&#8221;quote&#8221;][vc_column]<div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:15px;\"><\/div><style>.vcex-heading.vcex_6a0eabbbe21da{width:700px;color:#222222;font-size:55px;font-weight:700;line-height:120%;}@media (max-width:767px){.vcex-heading.vcex_6a0eabbbe21da{font-size:35px;}}<\/style><h2 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-text-center wpex-max-w-100 wpex-mx-auto vcex_6a0eabbbe21da\"><span class=\"vcex-heading-inner wpex-inline-block\">Get started today!<\/span><\/h2><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:20px;\"><\/div>[vc_column_text width=&#8221;500px&#8221; text_align=&#8221;center&#8221; font_size=&#8221;16px&#8221;]Fill out the questionnaire on this page to start a discussion about your mortgage needs today![\/vc_column_text]<div class=\"vcex-spacing wpex-w-100 wpex-clear\"><\/div><style id=\"wpforms-css-vars-5859\">\n\t\t\t\t#wpforms-5859 {\n\t\t\t\t--wpforms-field-size-input-height: 43px;\n--wpforms-field-size-input-spacing: 15px;\n--wpforms-field-size-font-size: 16px;\n--wpforms-field-size-line-height: 19px;\n--wpforms-field-size-padding-h: 14px;\n--wpforms-field-size-checkbox-size: 16px;\n--wpforms-field-size-sublabel-spacing: 5px;\n--wpforms-field-size-icon-size: 1;\n--wpforms-label-size-font-size: 16px;\n--wpforms-label-size-line-height: 19px;\n--wpforms-label-size-sublabel-font-size: 14px;\n--wpforms-label-size-sublabel-line-height: 17px;\n--wpforms-button-size-font-size: 17px;\n--wpforms-button-size-height: 41px;\n--wpforms-button-size-padding-h: 15px;\n--wpforms-button-size-margin-top: 10px;\n--wpforms-container-shadow-size-box-shadow: none;\n\t\t\t}\n\t\t\t<\/style><div class=\"wpforms-container wpforms-container-full vdwpfe-auto-advance online-mortgage-form wpforms-render-modern\" id=\"wpforms-5859\"><form id=\"wpforms-form-5859\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"5859\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4698\" data-token=\"3430fc67b6530cf0c4108b1bc0478c4d\" data-token-time=\"1779346363\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-page-indicator progress\" data-indicator=\"progress\" data-indicator-color=\"#3e7666\" data-scroll=\"1\" role=\"progressbar\" aria-valuenow=\"1\" aria-valuemin=\"1\" aria-valuemax=\"20\" tabindex=\"-1\"><span class=\"wpforms-page-indicator-page-title\" ><\/span><span class=\"wpforms-page-indicator-page-title-sep\" style=\"display:none;\"> - <\/span><span class=\"wpforms-page-indicator-steps\">Step <span class=\"wpforms-page-indicator-steps-current\">1<\/span> of 20<\/span><div class=\"wpforms-page-indicator-page-progress-wrap\"><div class=\"wpforms-page-indicator-page-progress\" style=\"width:5%;background-color:#3e7666\"><\/div><\/div><\/div><div class=\"wpforms-field-container\"><div class=\"wpforms-page wpforms-page-1 \" data-page=\"1\"><div id=\"wpforms-5859-field_8-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"8\"><\/div><div id=\"wpforms-5859-field_10-container\" class=\"wpforms-field wpforms-field-html\" data-field-type=\"html\" data-field-id=\"10\"><div id=\"wpforms-5859-field_10\" aria-errormessage=\"wpforms-5859-field_10-error\">What are your goals?<br \/>We are committed to helping you reach them.<\/div><\/div><div id=\"wpforms-5859-field_11-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline wpforms-conditional-trigger\" data-field-type=\"radio\" data-field-id=\"11\"><fieldset><legend class=\"wpforms-field-label\">Purchase or Refinance<\/legend><ul id=\"wpforms-5859-field_11\" class=\"wpforms-image-choices wpforms-image-choices-modern\"><li class=\"choice-1 depth-1 wpforms-image-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_11_1\" tabindex=\"0\"><span class=\"wpforms-image-choices-image\"><img src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2025\/06\/vd_purchase.webp\" alt=\"I want to purchase\" title=\"I want to purchase\"><\/span><input type=\"radio\" id=\"wpforms-5859-field_11_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][11]\" value=\"I want to purchase\" aria-errormessage=\"wpforms-5859-field_11_1-error\" tabindex=\"-1\"  ><span class=\"wpforms-image-choices-label\">I want to purchase<\/span><\/label><\/li><li class=\"choice-3 depth-1 wpforms-image-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_11_3\" tabindex=\"0\"><span class=\"wpforms-image-choices-image\"><img src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2025\/06\/vd_refinance.webp\" alt=\"I want to refinance\" title=\"I want to refinance\"><\/span><input type=\"radio\" id=\"wpforms-5859-field_11_3\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][11]\" value=\"I want to refinance\" aria-errormessage=\"wpforms-5859-field_11_3-error\" tabindex=\"-1\"  ><span class=\"wpforms-image-choices-label\">I want to refinance<\/span><\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_7-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"7\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"1\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-2  \" data-page=\"2\" style=\"display:none;\"><div id=\"wpforms-5859-field_12-container\" class=\"wpforms-field wpforms-field-html\" data-field-type=\"html\" data-field-id=\"12\"><div id=\"wpforms-5859-field_12\" aria-errormessage=\"wpforms-5859-field_12-error\">Where is the home located?\r\n<small>City or Zip Code<\/small><\/div><\/div><div id=\"wpforms-5859-field_1-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_1\">City or Zip Code <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-5859-field_1\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][1]\" aria-errormessage=\"wpforms-5859-field_1-error\" required><\/div><div id=\"wpforms-5859-field_13-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"13\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"2\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"2\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-3  \" data-page=\"3\" style=\"display:none;\"><div id=\"wpforms-5859-field_14-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline\" data-field-type=\"radio\" data-field-id=\"14\"><fieldset><legend class=\"wpforms-field-label\">What type of home is it?<\/legend><ul id=\"wpforms-5859-field_14\" class=\"wpforms-icon-choices wpforms-icon-choices-default wpforms-icon-choices-large\" style=\"--wpforms-icon-choices-color: #066aab;\"><li class=\"choice-1 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_14_1\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 576 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M575.8 255.5c0 18-15 32.1-32 32.1h-32l.7 160.2c0 2.7-.2 5.4-.5 8.1V472c0 22.1-17.9 40-40 40H456c-1.1 0-2.2 0-3.3-.1c-1.4 .1-2.8 .1-4.2 .1H416 392c-22.1 0-40-17.9-40-40V448 384c0-17.7-14.3-32-32-32H256c-17.7 0-32 14.3-32 32v64 24c0 22.1-17.9 40-40 40H160 128.1c-1.5 0-3-.1-4.5-.2c-1.2 .1-2.4 .2-3.6 .2H104c-22.1 0-40-17.9-40-40V360c0-.9 0-1.9 .1-2.8V287.6H32c-18 0-32-14-32-32.1c0-9 3-17 10-24L266.4 8c7-7 15-8 22-8s15 2 21 7L564.8 231.5c8 7 12 15 11 24z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_14_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Single Family\" aria-errormessage=\"wpforms-5859-field_14_1-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Single Family<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-2 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_14_2\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 384 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M64 48c-8.8 0-16 7.2-16 16V448c0 8.8 7.2 16 16 16h80V400c0-26.5 21.5-48 48-48s48 21.5 48 48v64h80c8.8 0 16-7.2 16-16V64c0-8.8-7.2-16-16-16H64zM0 64C0 28.7 28.7 0 64 0H320c35.3 0 64 28.7 64 64V448c0 35.3-28.7 64-64 64H64c-35.3 0-64-28.7-64-64V64zm88 40c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V104zM232 88h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V104c0-8.8 7.2-16 16-16zM88 232c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V232zm144-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V232c0-8.8 7.2-16 16-16z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_14_2\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Townhouse\" aria-errormessage=\"wpforms-5859-field_14_2-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Townhouse<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-3 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_14_3\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 512 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M0 32C0 14.3 14.3 0 32 0H480c17.7 0 32 14.3 32 32s-14.3 32-32 32V448c17.7 0 32 14.3 32 32s-14.3 32-32 32H304V464c0-26.5-21.5-48-48-48s-48 21.5-48 48v48H32c-17.7 0-32-14.3-32-32s14.3-32 32-32V64C14.3 64 0 49.7 0 32zm96 80v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V112c0-8.8-7.2-16-16-16H112c-8.8 0-16 7.2-16 16zM240 96c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V112c0-8.8-7.2-16-16-16H240zm112 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V112c0-8.8-7.2-16-16-16H368c-8.8 0-16 7.2-16 16zM112 192c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V208c0-8.8-7.2-16-16-16H112zm112 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V208c0-8.8-7.2-16-16-16H240c-8.8 0-16 7.2-16 16zm144-16c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V208c0-8.8-7.2-16-16-16H368zM328 384c13.3 0 24.3-10.9 21-23.8c-10.6-41.5-48.2-72.2-93-72.2s-82.5 30.7-93 72.2c-3.3 12.8 7.8 23.8 21 23.8H328z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_14_3\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Condominium\" aria-errormessage=\"wpforms-5859-field_14_3-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Condominium<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-4 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_14_4\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 640 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M335.5 4l288 160c15.4 8.6 21 28.1 12.4 43.5s-28.1 21-43.5 12.4L320 68.6 47.5 220c-15.4 8.6-34.9 3-43.5-12.4s-3-34.9 12.4-43.5L304.5 4c9.7-5.4 21.4-5.4 31.1 0zM320 160a40 40 0 1 1 0 80 40 40 0 1 1 0-80zM144 256a40 40 0 1 1 0 80 40 40 0 1 1 0-80zm312 40a40 40 0 1 1 80 0 40 40 0 1 1 -80 0zM226.9 491.4L200 441.5V480c0 17.7-14.3 32-32 32H120c-17.7 0-32-14.3-32-32V441.5L61.1 491.4c-6.3 11.7-20.8 16-32.5 9.8s-16-20.8-9.8-32.5l37.9-70.3c15.3-28.5 45.1-46.3 77.5-46.3h19.5c16.3 0 31.9 4.5 45.4 12.6l33.6-62.3c15.3-28.5 45.1-46.3 77.5-46.3h19.5c32.4 0 62.1 17.8 77.5 46.3l33.6 62.3c13.5-8.1 29.1-12.6 45.4-12.6h19.5c32.4 0 62.1 17.8 77.5 46.3l37.9 70.3c6.3 11.7 1.9 26.2-9.8 32.5s-26.2 1.9-32.5-9.8L552 441.5V480c0 17.7-14.3 32-32 32H472c-17.7 0-32-14.3-32-32V441.5l-26.9 49.9c-6.3 11.7-20.8 16-32.5 9.8s-16-20.8-9.8-32.5l36.3-67.5c-1.7-1.7-3.2-3.6-4.3-5.8L376 345.5V400c0 17.7-14.3 32-32 32H296c-17.7 0-32-14.3-32-32V345.5l-26.9 49.9c-1.2 2.2-2.6 4.1-4.3 5.8l36.3 67.5c6.3 11.7 1.9 26.2-9.8 32.5s-26.2 1.9-32.5-9.8z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_14_4\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Multi-Family\" aria-errormessage=\"wpforms-5859-field_14_4-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Multi-Family<\/span>\n\t\t\t<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_15-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"15\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"3\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"3\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-4  \" data-page=\"4\" style=\"display:none;\"><div id=\"wpforms-5859-field_16-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"16\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">Where are you in the home buying process?<\/legend><ul id=\"wpforms-5859-field_16\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_1\" name=\"wpforms[fields][16]\" value=\"Signed a purchase contract\" aria-errormessage=\"wpforms-5859-field_16_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_1\">Signed a purchase contract<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_2\" name=\"wpforms[fields][16]\" value=\"Found a home\" aria-errormessage=\"wpforms-5859-field_16_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_2\">Found a home<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_3\" name=\"wpforms[fields][16]\" value=\"Looking to buy within one month\" aria-errormessage=\"wpforms-5859-field_16_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_3\">Looking to buy within one month<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_4\" name=\"wpforms[fields][16]\" value=\"Looking to buy in 1 to 3 months\" aria-errormessage=\"wpforms-5859-field_16_4-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_4\">Looking to buy in 1 to 3 months<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_5\" name=\"wpforms[fields][16]\" value=\"Looking to buy in more than 3 months\" aria-errormessage=\"wpforms-5859-field_16_5-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_5\">Looking to buy in more than 3 months<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_17-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"17\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"4\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"4\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-5  \" data-page=\"5\" style=\"display:none;\"><div id=\"wpforms-5859-field_18-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"18\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">How do you plan to use your new home?<\/legend><ul id=\"wpforms-5859-field_18\" class=\"wpforms-icon-choices wpforms-icon-choices-default wpforms-icon-choices-large\" style=\"--wpforms-icon-choices-color: #066aab;\"><li class=\"choice-1 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_18_1\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 576 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M543.8 287.6c17 0 32-14 32-32.1c1-9-3-17-11-24L512 185V64c0-17.7-14.3-32-32-32H448c-17.7 0-32 14.3-32 32v36.7L309.5 7c-6-5-14-7-21-7s-15 1-22 8L10 231.5c-7 7-10 15-10 24c0 18 14 32.1 32 32.1h32v69.7c-.1 .9-.1 1.8-.1 2.8V472c0 22.1 17.9 40 40 40h16c1.2 0 2.4-.1 3.6-.2c1.5 .1 3 .2 4.5 .2H160h24c22.1 0 40-17.9 40-40V448 384c0-17.7 14.3-32 32-32h64c17.7 0 32 14.3 32 32v64 24c0 22.1 17.9 40 40 40h24 32.5c1.4 0 2.8 0 4.2-.1c1.1 .1 2.2 .1 3.3 .1h16c22.1 0 40-17.9 40-40V455.8c.3-2.6 .5-5.3 .5-8.1l-.7-160.2h32z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_18_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][18]\" value=\"Primary Residence\" aria-errormessage=\"wpforms-5859-field_18_1-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Primary Residence<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-2 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_18_2\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 576 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M346.3 271.8l-60.1-21.9L214 448H32c-17.7 0-32 14.3-32 32s14.3 32 32 32H544c17.7 0 32-14.3 32-32s-14.3-32-32-32H282.1l64.1-176.2zm121.1-.2l-3.3 9.1 67.7 24.6c18.1 6.6 38-4.2 39.6-23.4c6.5-78.5-23.9-155.5-80.8-208.5c2 8 3.2 16.3 3.4 24.8l.2 6c1.8 57-7.3 113.8-26.8 167.4zM462 99.1c-1.1-34.4-22.5-64.8-54.4-77.4c-.9-.4-1.9-.7-2.8-1.1c-33-11.7-69.8-2.4-93.1 23.8l-4 4.5C272.4 88.3 245 134.2 226.8 184l-3.3 9.1L434 269.7l3.3-9.1c18.1-49.8 26.6-102.5 24.9-155.5l-.2-6zM107.2 112.9c-11.1 15.7-2.8 36.8 15.3 43.4l71 25.8 3.3-9.1c19.5-53.6 49.1-103 87.1-145.5l4-4.5c6.2-6.9 13.1-13 20.5-18.2c-79.6 2.5-154.7 42.2-201.2 108z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_18_2\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][18]\" value=\"Vacation Property\" aria-errormessage=\"wpforms-5859-field_18_2-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Vacation Property<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-3 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_18_3\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 384 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M64 48c-8.8 0-16 7.2-16 16V448c0 8.8 7.2 16 16 16h80V400c0-26.5 21.5-48 48-48s48 21.5 48 48v64h80c8.8 0 16-7.2 16-16V64c0-8.8-7.2-16-16-16H64zM0 64C0 28.7 28.7 0 64 0H320c35.3 0 64 28.7 64 64V448c0 35.3-28.7 64-64 64H64c-35.3 0-64-28.7-64-64V64zm88 40c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V104zM232 88h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V104c0-8.8 7.2-16 16-16zM88 232c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V232zm144-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V232c0-8.8 7.2-16 16-16z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_18_3\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][18]\" value=\"Investment Property\" aria-errormessage=\"wpforms-5859-field_18_3-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Investment Property<\/span>\n\t\t\t<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_19-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"19\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"5\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"5\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-6  \" data-page=\"6\" style=\"display:none;\"><div id=\"wpforms-5859-field_20-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-trigger\" data-field-type=\"radio\" data-field-id=\"20\"><fieldset><legend class=\"wpforms-field-label\">Have you or your spouse served in the US military?<\/legend><ul id=\"wpforms-5859-field_20\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_20_1\" name=\"wpforms[fields][20]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_20_1-error\" aria-describedby=\"wpforms-5859-field_20-description\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_20_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_20_2\" name=\"wpforms[fields][20]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_20_2-error\" aria-describedby=\"wpforms-5859-field_20-description\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_20_2\">No<\/label><\/li><\/ul><div id=\"wpforms-5859-field_20-description\" class=\"wpforms-field-description\">Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.<\/div><\/fieldset><\/div><div id=\"wpforms-5859-field_22-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"22\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"6\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"6\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-7  \" data-page=\"7\" style=\"display:none;\"><div id=\"wpforms-5859-field_21-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"21\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">What is your (or your spouse&#039;s) branch of military service?<\/legend><ul id=\"wpforms-5859-field_21\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_1\" name=\"wpforms[fields][21]\" value=\"Army\" aria-errormessage=\"wpforms-5859-field_21_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_1\">Army<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_2\" name=\"wpforms[fields][21]\" value=\"Marine Corps\" aria-errormessage=\"wpforms-5859-field_21_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_2\">Marine Corps<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_3\" name=\"wpforms[fields][21]\" value=\"Navy\" aria-errormessage=\"wpforms-5859-field_21_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_3\">Navy<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_4\" name=\"wpforms[fields][21]\" value=\"Air Force\" aria-errormessage=\"wpforms-5859-field_21_4-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_4\">Air Force<\/label><\/li><li class=\"choice-6 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_6\" name=\"wpforms[fields][21]\" value=\"Coast Guard\" aria-errormessage=\"wpforms-5859-field_21_6-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_6\">Coast Guard<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_5\" name=\"wpforms[fields][21]\" value=\"National Guard\" aria-errormessage=\"wpforms-5859-field_21_5-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_5\">National Guard<\/label><\/li><li class=\"choice-9 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_9\" name=\"wpforms[fields][21]\" value=\"Military Spouse\" aria-errormessage=\"wpforms-5859-field_21_9-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_9\">Military Spouse<\/label><\/li><li class=\"choice-8 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_8\" name=\"wpforms[fields][21]\" value=\"Other VA Eligibility\" aria-errormessage=\"wpforms-5859-field_21_8-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_8\">Other VA Eligibility<\/label><\/li><li class=\"choice-7 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_7\" name=\"wpforms[fields][21]\" value=\"No Military Experience\" aria-errormessage=\"wpforms-5859-field_21_7-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_7\">No Military Experience<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_23-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"23\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"7\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"7\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-8  \" data-page=\"8\" style=\"display:none;\"><div id=\"wpforms-5859-field_24-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"24\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">Are you actively working with a real estate agent?<\/legend><ul id=\"wpforms-5859-field_24\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_24_1\" name=\"wpforms[fields][24]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_24_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_24_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_24_2\" name=\"wpforms[fields][24]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_24_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_24_2\">No<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_25-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"25\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"8\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"8\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-9  \" data-page=\"9\" style=\"display:none;\"><div id=\"wpforms-5859-field_26-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"26\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">Is this your first time purchasing a home?<\/legend><ul id=\"wpforms-5859-field_26\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_26_1\" name=\"wpforms[fields][26]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_26_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_26_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_26_2\" name=\"wpforms[fields][26]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_26_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_26_2\">No<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_27-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"27\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"9\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"9\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-10  \" data-page=\"10\" style=\"display:none;\"><div id=\"wpforms-5859-field_29-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"29\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_29\">What is the approximate purchase price of the new property?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_29\" class=\"wpforms-field-medium\" name=\"wpforms[fields][29]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_29-error\" aria-describedby=\"wpforms-5859-field_29-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"10000\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_29-description\" class=\"wpforms-field-description\">(It's OK to estimate)<\/div><\/div><div id=\"wpforms-5859-field_30-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"30\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_30\">What is the estimated value of your property?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_30\" class=\"wpforms-field-medium\" name=\"wpforms[fields][30]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_30-error\" aria-describedby=\"wpforms-5859-field_30-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"10000\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_30-description\" class=\"wpforms-field-description\">Use the slider to select the price range of homes you're interested in (it's OK to estimate)<\/div><\/div><div id=\"wpforms-5859-field_31-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"31\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"10\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"10\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-11  \" data-page=\"11\" style=\"display:none;\"><div id=\"wpforms-5859-field_33-container\" class=\"wpforms-field wpforms-field-number-slider vd-two-fields-page wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"33\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_33\">How much do you have for a down payment?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_33\" class=\"wpforms-field-medium\" name=\"wpforms[fields][33]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_33-error\" aria-describedby=\"wpforms-5859-field_33-description\"\t\tmin=\"0\"\n\tmax=\"80\"\n\tstep=\"1\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: {value}%\">\n\tSelected Value: <b>0<\/b>%<\/div>\n<div id=\"wpforms-5859-field_33-description\" class=\"wpforms-field-description\">(It's OK to estimate)<\/div><\/div>\t\t<div id=\"wpforms-5859-field_2-container\"\n\t\t\tclass=\"wpforms-field wpforms-field-text\"\n\t\t\tdata-field-type=\"text\"\n\t\t\tdata-field-id=\"2\"\n\t\t\t>\n\t\t\t<label class=\"wpforms-field-label\" for=\"wpforms-5859-field_2\" >is your household<\/label>\n\t\t\t<input type=\"text\" id=\"wpforms-5859-field_2\" class=\"wpforms-field-medium\" name=\"wpforms[fields][2]\" >\n\t\t<\/div>\n\t\t<div id=\"wpforms-5859-field_61-container\" class=\"wpforms-field wpforms-field-payment-single vd-two-fields-page wpforms-conditional-field wpforms-conditional-show wpforms-calculations-field\" data-field-type=\"payment-single\" data-field-id=\"61\" style=\"display:none;\"><label class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">Single Item<\/label><div class=\"wpforms-single-item-price-content\"><div class=\"wpforms-single-item-price wpforms-field-small wpforms-payment-price\">Down Payment: <span class=\"wpforms-price\">&#036;0.00<\/span><\/div><\/div><input type=\"hidden\" id=\"wpforms-5859-field_61\" class=\"wpforms-field-small wpforms-payment-price\" name=\"wpforms[fields][61]\"><\/div><div id=\"wpforms-5859-field_34-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"34\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_34\">What is the balance of your first mortgage?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_34\" class=\"wpforms-field-medium\" name=\"wpforms[fields][34]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_34-error\" aria-describedby=\"wpforms-5859-field_34-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"5000\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_34-description\" class=\"wpforms-field-description\">(It's OK to estimate)<\/div><\/div><div id=\"wpforms-5859-field_35-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"35\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"11\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"11\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-12  \" data-page=\"12\" style=\"display:none;\"><div id=\"wpforms-5859-field_36-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"36\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_36\">What is the interest rate of your first mortgage?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_36\" class=\"wpforms-field-medium\" name=\"wpforms[fields][36]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_36-error\" aria-describedby=\"wpforms-5859-field_36-description\"\t\tmin=\"0\"\n\tmax=\"10\"\n\tstep=\"0.125\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: {value}\">\n\tSelected Value: <b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_36-description\" class=\"wpforms-field-description\">(It's OK to estimate)<\/div><\/div><div id=\"wpforms-5859-field_37-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"37\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"12\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"12\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-13  \" data-page=\"13\" style=\"display:none;\"><div id=\"wpforms-5859-field_38-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"38\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">Do you have a second mortgage?<\/legend><ul id=\"wpforms-5859-field_38\"><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_38_2\" name=\"wpforms[fields][38]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_38_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_38_2\">Yes<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_38_3\" name=\"wpforms[fields][38]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_38_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_38_3\">No<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_39-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"39\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"13\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"13\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-14  \" data-page=\"14\" style=\"display:none;\"><div id=\"wpforms-5859-field_40-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"40\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_40\">How much additional cash do you wish to borrow?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_40\" class=\"wpforms-field-medium\" name=\"wpforms[fields][40]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_40-error\" aria-describedby=\"wpforms-5859-field_40-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"2500\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_40-description\" class=\"wpforms-field-description\">(It's OK to estimate or if no cash-out leave at $0)<\/div><\/div><div id=\"wpforms-5859-field_41-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"41\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"14\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"14\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-15  \" data-page=\"15\" style=\"display:none;\"><div id=\"wpforms-5859-field_42-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"42\"><fieldset><legend class=\"wpforms-field-label\">What is your current employment status?<\/legend><ul id=\"wpforms-5859-field_42\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_42_1\" name=\"wpforms[fields][42]\" value=\"Employed\" aria-errormessage=\"wpforms-5859-field_42_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_42_1\">Employed<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_42_2\" name=\"wpforms[fields][42]\" value=\"Self-Employed\/1099 Independent Contractor\" aria-errormessage=\"wpforms-5859-field_42_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_42_2\">Self-Employed\/1099 Independent Contractor<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_42_3\" name=\"wpforms[fields][42]\" value=\"Retired\" aria-errormessage=\"wpforms-5859-field_42_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_42_3\">Retired<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_43-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"43\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"15\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"15\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-16  \" data-page=\"16\" style=\"display:none;\"><div id=\"wpforms-5859-field_44-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"44\"><fieldset><legend class=\"wpforms-field-label\">What is your household gross (before taxes) annual income?<\/legend><ul id=\"wpforms-5859-field_44\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_1\" name=\"wpforms[fields][44]\" value=\"Less than $30,000\" aria-errormessage=\"wpforms-5859-field_44_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_1\">Less than $30,000<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_2\" name=\"wpforms[fields][44]\" value=\"$30,000 - $50,000\" aria-errormessage=\"wpforms-5859-field_44_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_2\">$30,000 - $50,000<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_3\" name=\"wpforms[fields][44]\" value=\"$50,000 - $75,000\" aria-errormessage=\"wpforms-5859-field_44_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_3\">$50,000 - $75,000<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_5\" name=\"wpforms[fields][44]\" value=\"$75,000 - $100,000\" aria-errormessage=\"wpforms-5859-field_44_5-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_5\">$75,000 - $100,000<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_4\" name=\"wpforms[fields][44]\" value=\"Greater than $100,000\" aria-errormessage=\"wpforms-5859-field_44_4-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_4\">Greater than $100,000<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_45-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"45\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"16\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"16\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-17  \" data-page=\"17\" style=\"display:none;\"><div id=\"wpforms-5859-field_46-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"46\"><fieldset><legend class=\"wpforms-field-label\">What is your credit score?<\/legend><ul id=\"wpforms-5859-field_46\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_1\" name=\"wpforms[fields][46]\" value=\"Excellent 740+\" aria-errormessage=\"wpforms-5859-field_46_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_1\">Excellent 740+<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_2\" name=\"wpforms[fields][46]\" value=\"Good 700-739\" aria-errormessage=\"wpforms-5859-field_46_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_2\">Good 700-739<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_3\" name=\"wpforms[fields][46]\" value=\"Average 660-699\" aria-errormessage=\"wpforms-5859-field_46_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_3\">Average 660-699<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_4\" name=\"wpforms[fields][46]\" value=\"Fair 600-659\" aria-errormessage=\"wpforms-5859-field_46_4-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_4\">Fair 600-659<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_5\" name=\"wpforms[fields][46]\" value=\"Poor &lt; 600\" aria-errormessage=\"wpforms-5859-field_46_5-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_5\">Poor &lt; 600<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_47-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"47\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"17\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"17\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-18  \" data-page=\"18\" style=\"display:none;\"><div id=\"wpforms-5859-field_48-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"48\"><fieldset><legend class=\"wpforms-field-label\">Have you had a bankruptcy or foreclosure in the past 3 years?<\/legend><ul id=\"wpforms-5859-field_48\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_48_1\" name=\"wpforms[fields][48]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_48_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_48_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_48_2\" name=\"wpforms[fields][48]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_48_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_48_2\">No<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_49-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"49\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"18\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"18\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-19  \" data-page=\"19\" style=\"display:none;\"><div id=\"wpforms-5859-field_50-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"50\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_50\">What is your first name? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-5859-field_50\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][50]\" aria-errormessage=\"wpforms-5859-field_50-error\" required><\/div><div id=\"wpforms-5859-field_51-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"51\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_51\">What is your last name? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-5859-field_51\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][51]\" aria-errormessage=\"wpforms-5859-field_51-error\" required><\/div><div id=\"wpforms-5859-field_52-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"52\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"19\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"19\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-20 last \" data-page=\"20\" style=\"display:none;\"><div id=\"wpforms-5859-field_53-container\" class=\"wpforms-field wpforms-field-email\" data-field-type=\"email\" data-field-id=\"53\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_53\">What is your email address? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-5859-field_53\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][53]\" spellcheck=\"false\" aria-errormessage=\"wpforms-5859-field_53-error\" required><\/div><div id=\"wpforms-5859-field_54-container\" class=\"wpforms-field wpforms-field-phone\" data-field-type=\"phone\" data-field-id=\"54\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_54\">What is your phone number? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-5859-field_54\" class=\"wpforms-field-medium wpforms-field-required wpforms-masked-input\" data-inputmask=\"&#039;mask&#039;: &#039;(999) 999-9999&#039;\" data-rule-us-phone-field=\"true\" data-inputmask-inputmode=\"tel\" name=\"wpforms[fields][54]\" aria-label=\"What is your phone number?\" aria-errormessage=\"wpforms-5859-field_54-error\" required><\/div><div id=\"wpforms-5859-field_56-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-type=\"checkbox\" data-field-id=\"56\"><fieldset><legend class=\"wpforms-field-label\">Communications Policy <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-5859-field_56\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-5859-field_56_1\" name=\"wpforms[fields][56][]\" value=\"I agree to the Communications Policy.\" aria-errormessage=\"wpforms-5859-field_56_1-error\" aria-describedby=\"wpforms-5859-field_56-description\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_56_1\">I agree to the Communications Policy.<\/label><\/li><\/ul><div id=\"wpforms-5859-field_56-description\" class=\"wpforms-field-description\"><font size=\"3\">We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message &amp; data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our <a href=\"\/privacy-policy\/\">Privacy Policy<\/a><\/font><\/div><\/fieldset><\/div><div id=\"wpforms-5859-field_9-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"9\"><\/div><\/div><script>\n\t\t\t\t( function() {\n\t\t\t\t\tconst style = document.createElement( 'style' );\n\t\t\t\t\tstyle.appendChild( document.createTextNode( '#wpforms-5859-field_2-container { position: absolute !important; overflow: hidden !important; display: inline !important; height: 1px !important; width: 1px !important; z-index: -1000 !important; padding: 0 !important; } #wpforms-5859-field_2-container input { visibility: hidden; } #wpforms-conversational-form-page #wpforms-5859-field_2-container label { counter-increment: none; }' ) );\n\t\t\t\t\tdocument.head.appendChild( style );\n\t\t\t\t\tdocument.currentScript?.remove();\n\t\t\t\t} )();\n\t\t\t<\/script><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" style=\"display:none;\"><input type=\"hidden\" name=\"wpforms[id]\" value=\"5859\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4698\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-5859\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/div><\/form><\/div>  <!-- .wpforms-container -->[\/vc_column][\/vc_row][vc_section local_scroll_id=&#8221;Schema Markup&#8221; el_id=&#8221;Schema Markup&#8221;][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1760112174928{padding-top: 80px !important;padding-bottom: 60px !important;background-color: #F7F7F7 !important;}&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1760112295407{padding-top: 15px !important;padding-right: 15px !important;padding-bottom: 30px !important;padding-left: 15px !important;border-radius: 20px !important;}&#8221; width=&#8221;1000&#8243; font_size=&#8221;16&#8243; wpex_bg_color=&#8221;#ffffff&#8221;]<section class=\"vls-faqs\"><h3>Frequently Asked Questions<\/h3><div class=\"vls-faq-item\"><h4>What is a HELOC?<\/h4><p>A HELOC, or Home Equity Line of Credit, is a revolving line of credit that allows homeowners to borrow against the equity in their home as needed. It works similarly to a credit card, giving flexible access to funds over a set draw period.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>How does a HELOC work?<\/h4><p>During the draw period\u2014usually 5 to 10 years\u2014you can borrow, repay, and borrow again up to your approved credit limit. After that, the loan typically enters a repayment period, where you can no longer draw funds and must pay back the balance with interest.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>What can a HELOC be used for?<\/h4><p>A HELOC can be used for nearly any purpose, including home renovations, debt consolidation, education expenses, or emergency funds. Many homeowners use it to finance improvements that may increase their property\u2019s value.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>How is a HELOC different from a home equity loan?<\/h4><p>A home equity loan provides a one-time lump sum with a fixed interest rate, while a HELOC offers ongoing access to funds with a variable rate. The HELOC is more flexible but can fluctuate with market interest rates.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>What are the requirements to qualify for a HELOC?<\/h4><p>Lenders typically look at factors such as your home\u2019s equity, credit score, income, and debt-to-income ratio. Most programs require you to maintain at least 15\u201320% equity in your home after borrowing.<\/p>\n<\/div><\/section>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"vcex-shortcode wpex-clr\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FinancialProduct\",\"@id\":\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/#loan-heloc-home-loan\",\"name\":\"HELOC Home Loan\",\"description\":\"Mortgage program information for this page.\",\"category\":\"MortgageLoan\",\"provider\":{\"@type\":\"Organization\",\"name\":\"E Zip Mortgage\",\"url\":\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/\"},\"termsOfService\":\"\/terms-of-use\/\"},{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/#faq-loan-program\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a HELOC?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A HELOC, or Home Equity Line of Credit, is a revolving line of credit that allows homeowners to borrow against the equity in their home as needed. 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Most programs require you to maintain at least 15\u201320% equity in your home after borrowing.\"}}]}]}<\/script><\/div>[\/vc_column][\/vc_row][\/vc_section]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;60&#8243; css=&#8221;.vc_custom_1767973868697{padding-top: 75px !important;background-color: #f7f7f7 !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text font_weight=&#8221;500&#8243; el_class=&#8221;wpex-antialiased&#8221;]Unlock the value trapped in your home equity with a flexible, convenient HELOC home loan.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1756148691549{padding-top: 100px !important;padding-bottom: 80px !important;}&#8221; local_scroll_id=&#8221;learn&#8221; el_id=&#8221;learn&#8221;][vc_column][vc_column_text css=&#8221;&#8221; width=&#8221;1000&#8243;] What is a Heloc Home Loan? A HELOC (Home Equity Line of Credit) is a type of loan that&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":22,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"class_list":["post-4698","page","type-page","status-publish","hentry","entry","no-media"],"_links":{"self":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4698","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/comments?post=4698"}],"version-history":[{"count":8,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4698\/revisions"}],"predecessor-version":[{"id":6796,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/4698\/revisions\/6796"}],"up":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/22"}],"wp:attachment":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/media?parent=4698"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}