{"id":15,"date":"2026-04-17T10:20:50","date_gmt":"2026-04-17T17:20:50","guid":{"rendered":"http:\/\/wp-preview.htmlburger.com\/reshma_chamberlin\/integrity-first\/?page_id=566"},"modified":"2026-04-17T10:20:50","modified_gmt":"2026-04-17T17:20:50","slug":"low-down-payment-purchase-options","status":"publish","type":"page","link":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/loan-options\/low-down-payment-purchase-options\/","title":{"rendered":"Low Down Payment Purchase Options"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;60&#8243; css=&#8221;.vc_custom_1767973670481{padding-top: 75px !important;background-color: #f7f7f7 !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;]<style>.vcex-heading.vcex_6a0eaa111fddd{font-size:35px;font-weight:700;}<\/style><h1 class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl vcex_6a0eaa111fddd\"><span class=\"vcex-heading-inner wpex-inline-block\">Not ready for a sizable down payment?<\/span><\/h1><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:15px;\"><\/div>[vc_column_text font_weight=&#8221;500&#8243; el_class=&#8221;wpex-antialiased&#8221;]There are options that can make you a home owner with a low down payment.[\/vc_column_text]<div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:45px;\"><\/div><style>.vcex-flex-container_6a0eaa1120b9c{gap:15px;}.vcex-button.vcex_6a0eaa112162d{background:#ffffff;color:#363636!important;border:solid #363636 1px;}.vcex-button.vcex_6a0eaa112162d:hover{background:#b7b7b7!important;color:#ffffff!important;}<\/style><div class=\"vcex-flex-container vcex-module wpex-flex wpex-gap-20 wpex-flex-wrap vcex-flex-container_6a0eaa1120b9c\"><div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"#quote\" class=\"vcex-button theme-button align-center wpex-mb-15 inline animated-theme-button hvr hvr-float local-scroll-link\" title=\"Request A Quote\" aria-label=\"Request A Quote\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\"><span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-left\"><span class=\"wpex-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path d=\"M168 80c-13.3 0-24 10.7-24 24V408c0 8.4-1.4 16.5-4.1 24H440c13.3 0 24-10.7 24-24V104c0-13.3-10.7-24-24-24H168zM72 480c-39.8 0-72-32.2-72-72V112C0 98.7 10.7 88 24 88s24 10.7 24 24V408c0 13.3 10.7 24 24 24s24-10.7 24-24V104c0-39.8 32.2-72 72-72H440c39.8 0 72 32.2 72 72V408c0 39.8-32.2 72-72 72H72zM176 136c0-13.3 10.7-24 24-24h96c13.3 0 24 10.7 24 24v80c0 13.3-10.7 24-24 24H200c-13.3 0-24-10.7-24-24V136zm200-24h32c13.3 0 24 10.7 24 24s-10.7 24-24 24H376c-13.3 0-24-10.7-24-24s10.7-24 24-24zm0 80h32c13.3 0 24 10.7 24 24s-10.7 24-24 24H376c-13.3 0-24-10.7-24-24s10.7-24 24-24zM200 272H408c13.3 0 24 10.7 24 24s-10.7 24-24 24H200c-13.3 0-24-10.7-24-24s10.7-24 24-24zm0 80H408c13.3 0 24 10.7 24 24s-10.7 24-24 24H200c-13.3 0-24-10.7-24-24s10.7-24 24-24z\"\/><\/svg><\/span><\/span>Request A Quote<\/span><\/a><\/div> <div class=\"theme-button-wrap textcenter wpex-clr\"><a href=\"#learn\" class=\"vcex-button theme-button align-center wpex-mb-15 inline hvr hvr-float local-scroll-link vcex_6a0eaa112162d\" title=\"Learn More\" aria-label=\"Learn More\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\"><span class=\"vcex-button-icon vcex-icon-wrap theme-button-icon-left\"><span class=\"wpex-icon\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\"><path d=\"M169.4 470.6c12.5 12.5 32.8 12.5 45.3 0l160-160c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L224 370.8 224 64c0-17.7-14.3-32-32-32s-32 14.3-32 32l0 306.7L54.6 265.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l160 160z\"\/><\/svg><\/span><\/span>Learn More<\/span><\/a><\/div> <\/div><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:40px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243;]<style>.vcex-image.vcex_6a0eaa11218d0 .vcex-image-img{border-radius:20px;}<\/style><figure class=\"vcex-image vcex-module wpex-text-center vcex_6a0eaa11218d0\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img width=\"800\" height=\"533\" src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2021\/11\/Low-Down-Payment.jpg\" class=\"vcex-image-img wpex-align-middle wpex-shadow\" alt=\"A couple stands arm-in-arm, looking at a two-story house with a porch and steps, surrounded by greenery and trees, on a sunny day.\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2021\/11\/Low-Down-Payment.jpg 800w, https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2021\/11\/Low-Down-Payment-300x200.jpg 300w, https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2021\/11\/Low-Down-Payment-768x512.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" title=\"\"><\/div><\/figure>[\/vc_column][\/vc_row][vc_row local_scroll_id=&#8221;learn&#8221; css=&#8221;.vc_custom_1756141684689{padding-top: 100px !important;padding-bottom: 80px !important;}&#8221; el_id=&#8221;learn&#8221;][vc_column][vc_column_text css=&#8221;&#8221; width=&#8221;1000&#8243;]Deciding on how much money to use as a down payment can be confusing. E Zip Mortgage is here to help. The route for each buyer or investor depends on their situation and personal preferences.<\/p>\n<h2>Low Down Payment Options<\/h2>\n<h3><a href=\"\/loan-options\/fha-home-loan\/\">FHA Loan<\/a><\/h3>\n<p>You can purchase a single-family home or condominium with as little as 3.5% down payment using an FHA loan, but there is a price for lower down payments on conforming loans: mortgage insurance (often called PMI, private mortgage insurance).<\/p>\n<p>Mortgage insurance is required when the conforming loan amount is MORE than 80% of the purchase price (practical translation: down payment is less than 20%). Also, the lower the down payment, the higher the premium ratio charged.<\/p>\n<h3><a href=\"\/loan-options\/usda-loan\/\">USDA Loan<\/a><\/h3>\n<p>Is your dream home surrounded by pasture and farmland? Buyers in rural and suburban markets may be able to use a USDA loan, which requires no money down.<\/p>\n<p>Household income limitations do apply and buyers should expect to pay PMI if their down payment is less than 20%.<\/p>\n<h3><a href=\"\/loan-options\/va-home-loan\/\">VA Loan<\/a><\/h3>\n<p>Military veterans who qualify for a VA loan can purchase a home with no money down. VA loans can provide up to 100% financing for qualified military personnel and veterans.<\/p>\n<p>There are also non-conforming mortgage loan programs available that allow for 80\/20 set-ups, which allow borrowers to obtain a second mortgage to cover the 20% down payment.<\/p>\n<p>Have less than perfect income and credit? We may have a program that fits your needs!<\/p>\n<h2>How much should I use for a down payment?<\/h2>\n<p>There are costs and benefits to any option, including those with low down payments. You should carefully consider your options and discuss your plan with a professional.<\/p>\n<p>Talk to one of our loan specialists today to come up with a customized solution that best fits your needs and budget.<\/p>\n<h2>Cost of a Lower Down Payment<\/h2>\n<p>Low or no down payment programs have two primary costs that result in a higher monthly payment:<\/p>\n<ul>\n<li>Higher interest rates<\/li>\n<li>Higher mortgage insurance premiums.<\/li>\n<\/ul>\n<p>Mortgage insurance can be removed once sufficient equity is produced. For example, if the property shows at least 20% equity in a few years, the mortgage insurance can be refinanced away.<\/p>\n<h2>Benefits of Lower Down Payments<\/h2>\n<p>Though the disadvantages of low down payments seem serious, there are also advantages. Take time to weigh the two and assess which is the best for you.<\/p>\n<p>The chief benefits of lower down payment include the following:<\/p>\n<ul>\n<li>Less money out of pocket at the time of purchase.<\/li>\n<li>Higher rate of return. Your property\u2019s appreciation will be the same whether you put 3%, 5%, or 20% down. In fact, your rate of return actually decreases as you make a larger down payment, as discussed below.<\/li>\n<li>Opportunity cost. In some cases, the smart investor can make more money from available cash by placing it in other investments.<\/li>\n<\/ul>\n<p>During the first few years of the mortgage loan, the bulk of your monthly payments go towards paying interest \u2013 which is usually tax-deductible. So you get quite a bit of your monthly payments back at the end of the year in the form of tax deductions.<\/p>\n<h2>Personal Consideration<\/h2>\n<p>Carefully consider the amount of money that you want to put down. Your lender will qualify you for a certain level based on your income; however, that amount may be different from the level that you feel comfortable paying each month. You must decide what you can afford.<\/p>\n<p>Talk to your loan officer at E Zip Mortgage about the best situation for you.[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; full_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1756214837026{background-color: #F7F7F7 !important;}&#8221;][vc_column]<div class=\"vcex-spacing wpex-w-100 wpex-clear visible-phone\" style=\"height:40px;\"><\/div><style>.vcex-heading.vcex_6a0eaa1123175{font-size:45px;font-weight:700;line-height:1.3;}@media (max-width:1024px){.vcex-heading.vcex_6a0eaa1123175{font-size:45px;}}@media (max-width:959px){.vcex-heading.vcex_6a0eaa1123175{font-size:45px;}}@media (max-width:767px){.vcex-heading.vcex_6a0eaa1123175{font-size:30px;}}@media (max-width:479px){.vcex-heading.vcex_6a0eaa1123175{font-size:30px;}}<\/style><div class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl wpex-text-center vcex_6a0eaa1123175\"><span class=\"vcex-heading-inner wpex-inline-block\">Client Resources<\/span><\/div><div class=\"vcex-spacing wpex-w-100 wpex-clear\" style=\"height:15px;\"><\/div>[vc_column_text width=&#8221;500&#8243; text_align=&#8221;center&#8221;]Surf our website to learn about our company, see our loan programs, and request a free consultation.[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-max-w-100 wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"width:180px;margin-block-start:25px;margin-block-end:50px;border-bottom-width:3px;border-color:var(--wpex-accent);\"><\/div><div class=\"vcex-grid-container vcex-module wpex-grid wpex-gap-20 wpex-grid-cols-1 wpex-sm-grid-cols-2 wpex-lg-grid-cols-4 wpex-items-center\"><style>.vcex-image-banner.vcex_6a0eaa1123b1c{min-height:350px;}.vcex-image-banner.vcex_6a0eaa1123b1c .vcex-ib-content-wrap{padding:20px;}.vcex-image-banner.vcex_6a0eaa1123b1c 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action=\"\/~collinatchinson\/wp-json\/wp\/v2\/pages\/15\" data-token=\"3430fc67b6530cf0c4108b1bc0478c4d\" data-token-time=\"1779345937\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div id=\"wpforms-error-noscript\" style=\"display: none;\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-page-indicator progress\" data-indicator=\"progress\" data-indicator-color=\"#3e7666\" data-scroll=\"1\" role=\"progressbar\" aria-valuenow=\"1\" aria-valuemin=\"1\" aria-valuemax=\"20\" tabindex=\"-1\"><span class=\"wpforms-page-indicator-page-title\" ><\/span><span class=\"wpforms-page-indicator-page-title-sep\" style=\"display:none;\"> - <\/span><span class=\"wpforms-page-indicator-steps\">Step <span class=\"wpforms-page-indicator-steps-current\">1<\/span> of 20<\/span><div class=\"wpforms-page-indicator-page-progress-wrap\"><div class=\"wpforms-page-indicator-page-progress\" style=\"width:5%;background-color:#3e7666\"><\/div><\/div><\/div><div class=\"wpforms-field-container\"><div class=\"wpforms-page wpforms-page-1 \" data-page=\"1\"><div id=\"wpforms-5859-field_8-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"8\"><\/div><div id=\"wpforms-5859-field_10-container\" class=\"wpforms-field wpforms-field-html\" data-field-type=\"html\" data-field-id=\"10\"><div id=\"wpforms-5859-field_10\" aria-errormessage=\"wpforms-5859-field_10-error\">What are your goals?<br \/>We are committed to helping you reach them.<\/div><\/div><div id=\"wpforms-5859-field_11-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline wpforms-conditional-trigger\" data-field-type=\"radio\" data-field-id=\"11\"><fieldset><legend class=\"wpforms-field-label\">Purchase or Refinance<\/legend><ul id=\"wpforms-5859-field_11\" class=\"wpforms-image-choices wpforms-image-choices-modern\"><li class=\"choice-1 depth-1 wpforms-image-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_11_1\" tabindex=\"0\"><span class=\"wpforms-image-choices-image\"><img src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2025\/06\/vd_purchase.webp\" alt=\"I want to purchase\" title=\"I want to purchase\"><\/span><input type=\"radio\" id=\"wpforms-5859-field_11_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][11]\" value=\"I want to purchase\" aria-errormessage=\"wpforms-5859-field_11_1-error\" tabindex=\"-1\"  ><span class=\"wpforms-image-choices-label\">I want to purchase<\/span><\/label><\/li><li class=\"choice-3 depth-1 wpforms-image-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_11_3\" tabindex=\"0\"><span class=\"wpforms-image-choices-image\"><img src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/uploads\/2025\/06\/vd_refinance.webp\" alt=\"I want to refinance\" title=\"I want to refinance\"><\/span><input type=\"radio\" id=\"wpforms-5859-field_11_3\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][11]\" value=\"I want to refinance\" aria-errormessage=\"wpforms-5859-field_11_3-error\" tabindex=\"-1\"  ><span class=\"wpforms-image-choices-label\">I want to refinance<\/span><\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_7-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"7\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"1\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-2  \" data-page=\"2\" style=\"display:none;\"><div id=\"wpforms-5859-field_12-container\" class=\"wpforms-field wpforms-field-html\" data-field-type=\"html\" data-field-id=\"12\"><div id=\"wpforms-5859-field_12\" aria-errormessage=\"wpforms-5859-field_12-error\">Where is the home located?\r\n<small>City or Zip Code<\/small><\/div><\/div><div id=\"wpforms-5859-field_1-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_1\">City or Zip Code <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-5859-field_1\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][1]\" aria-errormessage=\"wpforms-5859-field_1-error\" required><\/div><div id=\"wpforms-5859-field_13-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"13\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"2\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"2\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-3  \" data-page=\"3\" style=\"display:none;\"><div id=\"wpforms-5859-field_14-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline\" data-field-type=\"radio\" data-field-id=\"14\"><fieldset><legend class=\"wpforms-field-label\">What type of home is it?<\/legend><ul id=\"wpforms-5859-field_14\" class=\"wpforms-icon-choices wpforms-icon-choices-default wpforms-icon-choices-large\" style=\"--wpforms-icon-choices-color: #066aab;\"><li class=\"choice-1 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_14_1\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 576 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M575.8 255.5c0 18-15 32.1-32 32.1h-32l.7 160.2c0 2.7-.2 5.4-.5 8.1V472c0 22.1-17.9 40-40 40H456c-1.1 0-2.2 0-3.3-.1c-1.4 .1-2.8 .1-4.2 .1H416 392c-22.1 0-40-17.9-40-40V448 384c0-17.7-14.3-32-32-32H256c-17.7 0-32 14.3-32 32v64 24c0 22.1-17.9 40-40 40H160 128.1c-1.5 0-3-.1-4.5-.2c-1.2 .1-2.4 .2-3.6 .2H104c-22.1 0-40-17.9-40-40V360c0-.9 0-1.9 .1-2.8V287.6H32c-18 0-32-14-32-32.1c0-9 3-17 10-24L266.4 8c7-7 15-8 22-8s15 2 21 7L564.8 231.5c8 7 12 15 11 24z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_14_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Single Family\" aria-errormessage=\"wpforms-5859-field_14_1-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Single Family<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-2 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_14_2\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 384 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M64 48c-8.8 0-16 7.2-16 16V448c0 8.8 7.2 16 16 16h80V400c0-26.5 21.5-48 48-48s48 21.5 48 48v64h80c8.8 0 16-7.2 16-16V64c0-8.8-7.2-16-16-16H64zM0 64C0 28.7 28.7 0 64 0H320c35.3 0 64 28.7 64 64V448c0 35.3-28.7 64-64 64H64c-35.3 0-64-28.7-64-64V64zm88 40c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V104zM232 88h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V104c0-8.8 7.2-16 16-16zM88 232c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V232zm144-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V232c0-8.8 7.2-16 16-16z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_14_2\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Townhouse\" aria-errormessage=\"wpforms-5859-field_14_2-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Townhouse<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-3 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_14_3\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 512 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M0 32C0 14.3 14.3 0 32 0H480c17.7 0 32 14.3 32 32s-14.3 32-32 32V448c17.7 0 32 14.3 32 32s-14.3 32-32 32H304V464c0-26.5-21.5-48-48-48s-48 21.5-48 48v48H32c-17.7 0-32-14.3-32-32s14.3-32 32-32V64C14.3 64 0 49.7 0 32zm96 80v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V112c0-8.8-7.2-16-16-16H112c-8.8 0-16 7.2-16 16zM240 96c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V112c0-8.8-7.2-16-16-16H240zm112 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V112c0-8.8-7.2-16-16-16H368c-8.8 0-16 7.2-16 16zM112 192c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V208c0-8.8-7.2-16-16-16H112zm112 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V208c0-8.8-7.2-16-16-16H240c-8.8 0-16 7.2-16 16zm144-16c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16V208c0-8.8-7.2-16-16-16H368zM328 384c13.3 0 24.3-10.9 21-23.8c-10.6-41.5-48.2-72.2-93-72.2s-82.5 30.7-93 72.2c-3.3 12.8 7.8 23.8 21 23.8H328z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_14_3\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Condominium\" aria-errormessage=\"wpforms-5859-field_14_3-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Condominium<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-4 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_14_4\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 640 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M335.5 4l288 160c15.4 8.6 21 28.1 12.4 43.5s-28.1 21-43.5 12.4L320 68.6 47.5 220c-15.4 8.6-34.9 3-43.5-12.4s-3-34.9 12.4-43.5L304.5 4c9.7-5.4 21.4-5.4 31.1 0zM320 160a40 40 0 1 1 0 80 40 40 0 1 1 0-80zM144 256a40 40 0 1 1 0 80 40 40 0 1 1 0-80zm312 40a40 40 0 1 1 80 0 40 40 0 1 1 -80 0zM226.9 491.4L200 441.5V480c0 17.7-14.3 32-32 32H120c-17.7 0-32-14.3-32-32V441.5L61.1 491.4c-6.3 11.7-20.8 16-32.5 9.8s-16-20.8-9.8-32.5l37.9-70.3c15.3-28.5 45.1-46.3 77.5-46.3h19.5c16.3 0 31.9 4.5 45.4 12.6l33.6-62.3c15.3-28.5 45.1-46.3 77.5-46.3h19.5c32.4 0 62.1 17.8 77.5 46.3l33.6 62.3c13.5-8.1 29.1-12.6 45.4-12.6h19.5c32.4 0 62.1 17.8 77.5 46.3l37.9 70.3c6.3 11.7 1.9 26.2-9.8 32.5s-26.2 1.9-32.5-9.8L552 441.5V480c0 17.7-14.3 32-32 32H472c-17.7 0-32-14.3-32-32V441.5l-26.9 49.9c-6.3 11.7-20.8 16-32.5 9.8s-16-20.8-9.8-32.5l36.3-67.5c-1.7-1.7-3.2-3.6-4.3-5.8L376 345.5V400c0 17.7-14.3 32-32 32H296c-17.7 0-32-14.3-32-32V345.5l-26.9 49.9c-1.2 2.2-2.6 4.1-4.3 5.8l36.3 67.5c6.3 11.7 1.9 26.2-9.8 32.5s-26.2 1.9-32.5-9.8z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_14_4\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][14]\" value=\"Multi-Family\" aria-errormessage=\"wpforms-5859-field_14_4-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Multi-Family<\/span>\n\t\t\t<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_15-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"15\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"3\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"3\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-4  \" data-page=\"4\" style=\"display:none;\"><div id=\"wpforms-5859-field_16-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"16\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">Where are you in the home buying process?<\/legend><ul id=\"wpforms-5859-field_16\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_1\" name=\"wpforms[fields][16]\" value=\"Signed a purchase contract\" aria-errormessage=\"wpforms-5859-field_16_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_1\">Signed a purchase contract<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_2\" name=\"wpforms[fields][16]\" value=\"Found a home\" aria-errormessage=\"wpforms-5859-field_16_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_2\">Found a home<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_3\" name=\"wpforms[fields][16]\" value=\"Looking to buy within one month\" aria-errormessage=\"wpforms-5859-field_16_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_3\">Looking to buy within one month<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_4\" name=\"wpforms[fields][16]\" value=\"Looking to buy in 1 to 3 months\" aria-errormessage=\"wpforms-5859-field_16_4-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_4\">Looking to buy in 1 to 3 months<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_16_5\" name=\"wpforms[fields][16]\" value=\"Looking to buy in more than 3 months\" aria-errormessage=\"wpforms-5859-field_16_5-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_16_5\">Looking to buy in more than 3 months<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_17-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"17\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"4\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"4\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-5  \" data-page=\"5\" style=\"display:none;\"><div id=\"wpforms-5859-field_18-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-inline wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"18\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">How do you plan to use your new home?<\/legend><ul id=\"wpforms-5859-field_18\" class=\"wpforms-icon-choices wpforms-icon-choices-default wpforms-icon-choices-large\" style=\"--wpforms-icon-choices-color: #066aab;\"><li class=\"choice-1 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_18_1\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 576 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M543.8 287.6c17 0 32-14 32-32.1c1-9-3-17-11-24L512 185V64c0-17.7-14.3-32-32-32H448c-17.7 0-32 14.3-32 32v36.7L309.5 7c-6-5-14-7-21-7s-15 1-22 8L10 231.5c-7 7-10 15-10 24c0 18 14 32.1 32 32.1h32v69.7c-.1 .9-.1 1.8-.1 2.8V472c0 22.1 17.9 40 40 40h16c1.2 0 2.4-.1 3.6-.2c1.5 .1 3 .2 4.5 .2H160h24c22.1 0 40-17.9 40-40V448 384c0-17.7 14.3-32 32-32h64c17.7 0 32 14.3 32 32v64 24c0 22.1 17.9 40 40 40h24 32.5c1.4 0 2.8 0 4.2-.1c1.1 .1 2.2 .1 3.3 .1h16c22.1 0 40-17.9 40-40V455.8c.3-2.6 .5-5.3 .5-8.1l-.7-160.2h32z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_18_1\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][18]\" value=\"Primary Residence\" aria-errormessage=\"wpforms-5859-field_18_1-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Primary Residence<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-2 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_18_2\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 576 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M346.3 271.8l-60.1-21.9L214 448H32c-17.7 0-32 14.3-32 32s14.3 32 32 32H544c17.7 0 32-14.3 32-32s-14.3-32-32-32H282.1l64.1-176.2zm121.1-.2l-3.3 9.1 67.7 24.6c18.1 6.6 38-4.2 39.6-23.4c6.5-78.5-23.9-155.5-80.8-208.5c2 8 3.2 16.3 3.4 24.8l.2 6c1.8 57-7.3 113.8-26.8 167.4zM462 99.1c-1.1-34.4-22.5-64.8-54.4-77.4c-.9-.4-1.9-.7-2.8-1.1c-33-11.7-69.8-2.4-93.1 23.8l-4 4.5C272.4 88.3 245 134.2 226.8 184l-3.3 9.1L434 269.7l3.3-9.1c18.1-49.8 26.6-102.5 24.9-155.5l-.2-6zM107.2 112.9c-11.1 15.7-2.8 36.8 15.3 43.4l71 25.8 3.3-9.1c19.5-53.6 49.1-103 87.1-145.5l4-4.5c6.2-6.9 13.1-13 20.5-18.2c-79.6 2.5-154.7 42.2-201.2 108z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_18_2\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][18]\" value=\"Vacation Property\" aria-errormessage=\"wpforms-5859-field_18_2-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Vacation Property<\/span>\n\t\t\t<\/label><\/li><li class=\"choice-3 depth-1 wpforms-icon-choices-item\"><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_18_3\">\n\t\t\t\t<span class=\"wpforms-icon-choices-icon\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"80\" height=\"64\" viewBox=\"0 0 384 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M64 48c-8.8 0-16 7.2-16 16V448c0 8.8 7.2 16 16 16h80V400c0-26.5 21.5-48 48-48s48 21.5 48 48v64h80c8.8 0 16-7.2 16-16V64c0-8.8-7.2-16-16-16H64zM0 64C0 28.7 28.7 0 64 0H320c35.3 0 64 28.7 64 64V448c0 35.3-28.7 64-64 64H64c-35.3 0-64-28.7-64-64V64zm88 40c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V104zM232 88h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V104c0-8.8 7.2-16 16-16zM88 232c0-8.8 7.2-16 16-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H104c-8.8 0-16-7.2-16-16V232zm144-16h48c8.8 0 16 7.2 16 16v48c0 8.8-7.2 16-16 16H232c-8.8 0-16-7.2-16-16V232c0-8.8 7.2-16 16-16z\"\/><\/svg>\n\t\t\t\t\t<span class=\"wpforms-icon-choices-icon-bg\"><\/span>\n\t\t\t\t<\/span>\n\t\t\t\t<input type=\"radio\" id=\"wpforms-5859-field_18_3\" class=\"wpforms-screen-reader-element\" name=\"wpforms[fields][18]\" value=\"Investment Property\" aria-errormessage=\"wpforms-5859-field_18_3-error\"  >\n\t\t\t\t<span class=\"wpforms-icon-choices-label\">Investment Property<\/span>\n\t\t\t<\/label><\/li><\/ul><\/fieldset><\/div>\t\t<div id=\"wpforms-5859-field_2-container\"\n\t\t\tclass=\"wpforms-field wpforms-field-text\"\n\t\t\tdata-field-type=\"text\"\n\t\t\tdata-field-id=\"2\"\n\t\t\t>\n\t\t\t<label class=\"wpforms-field-label\" for=\"wpforms-5859-field_2\" >this in have<\/label>\n\t\t\t<input type=\"text\" id=\"wpforms-5859-field_2\" class=\"wpforms-field-medium\" name=\"wpforms[fields][2]\" >\n\t\t<\/div>\n\t\t<div id=\"wpforms-5859-field_19-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"19\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"5\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"5\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-6  \" data-page=\"6\" style=\"display:none;\"><div id=\"wpforms-5859-field_20-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-trigger\" data-field-type=\"radio\" data-field-id=\"20\"><fieldset><legend class=\"wpforms-field-label\">Have you or your spouse served in the US military?<\/legend><ul id=\"wpforms-5859-field_20\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_20_1\" name=\"wpforms[fields][20]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_20_1-error\" aria-describedby=\"wpforms-5859-field_20-description\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_20_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_20_2\" name=\"wpforms[fields][20]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_20_2-error\" aria-describedby=\"wpforms-5859-field_20-description\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_20_2\">No<\/label><\/li><\/ul><div id=\"wpforms-5859-field_20-description\" class=\"wpforms-field-description\">Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.<\/div><\/fieldset><\/div><div id=\"wpforms-5859-field_22-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"22\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"6\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"6\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-7  \" data-page=\"7\" style=\"display:none;\"><div id=\"wpforms-5859-field_21-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"21\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">What is your (or your spouse&#039;s) branch of military service?<\/legend><ul id=\"wpforms-5859-field_21\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_1\" name=\"wpforms[fields][21]\" value=\"Army\" aria-errormessage=\"wpforms-5859-field_21_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_1\">Army<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_2\" name=\"wpforms[fields][21]\" value=\"Marine Corps\" aria-errormessage=\"wpforms-5859-field_21_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_2\">Marine Corps<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_3\" name=\"wpforms[fields][21]\" value=\"Navy\" aria-errormessage=\"wpforms-5859-field_21_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_3\">Navy<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_4\" name=\"wpforms[fields][21]\" value=\"Air Force\" aria-errormessage=\"wpforms-5859-field_21_4-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_4\">Air Force<\/label><\/li><li class=\"choice-6 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_6\" name=\"wpforms[fields][21]\" value=\"Coast Guard\" aria-errormessage=\"wpforms-5859-field_21_6-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_6\">Coast Guard<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_5\" name=\"wpforms[fields][21]\" value=\"National Guard\" aria-errormessage=\"wpforms-5859-field_21_5-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_5\">National Guard<\/label><\/li><li class=\"choice-9 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_9\" name=\"wpforms[fields][21]\" value=\"Military Spouse\" aria-errormessage=\"wpforms-5859-field_21_9-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_9\">Military Spouse<\/label><\/li><li class=\"choice-8 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_8\" name=\"wpforms[fields][21]\" value=\"Other VA Eligibility\" aria-errormessage=\"wpforms-5859-field_21_8-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_8\">Other VA Eligibility<\/label><\/li><li class=\"choice-7 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_21_7\" name=\"wpforms[fields][21]\" value=\"No Military Experience\" aria-errormessage=\"wpforms-5859-field_21_7-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_21_7\">No Military Experience<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_23-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"23\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"7\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"7\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-8  \" data-page=\"8\" style=\"display:none;\"><div id=\"wpforms-5859-field_24-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"24\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">Are you actively working with a real estate agent?<\/legend><ul id=\"wpforms-5859-field_24\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_24_1\" name=\"wpforms[fields][24]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_24_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_24_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_24_2\" name=\"wpforms[fields][24]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_24_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_24_2\">No<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_25-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"25\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"8\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"8\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-9  \" data-page=\"9\" style=\"display:none;\"><div id=\"wpforms-5859-field_26-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"26\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">Is this your first time purchasing a home?<\/legend><ul id=\"wpforms-5859-field_26\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_26_1\" name=\"wpforms[fields][26]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_26_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_26_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_26_2\" name=\"wpforms[fields][26]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_26_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_26_2\">No<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_27-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"27\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"9\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"9\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-10  \" data-page=\"10\" style=\"display:none;\"><div id=\"wpforms-5859-field_29-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"29\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_29\">What is the approximate purchase price of the new property?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_29\" class=\"wpforms-field-medium\" name=\"wpforms[fields][29]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_29-error\" aria-describedby=\"wpforms-5859-field_29-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"10000\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_29-description\" class=\"wpforms-field-description\">(It's OK to estimate)<\/div><\/div><div id=\"wpforms-5859-field_30-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"30\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_30\">What is the estimated value of your property?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_30\" class=\"wpforms-field-medium\" name=\"wpforms[fields][30]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_30-error\" aria-describedby=\"wpforms-5859-field_30-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"10000\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_30-description\" class=\"wpforms-field-description\">Use the slider to select the price range of homes you're interested in (it's OK to estimate)<\/div><\/div><div id=\"wpforms-5859-field_31-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"31\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"10\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"10\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-11  \" data-page=\"11\" style=\"display:none;\"><div id=\"wpforms-5859-field_33-container\" class=\"wpforms-field wpforms-field-number-slider vd-two-fields-page wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"33\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_33\">How much do you have for a down payment?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_33\" class=\"wpforms-field-medium\" name=\"wpforms[fields][33]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_33-error\" aria-describedby=\"wpforms-5859-field_33-description\"\t\tmin=\"0\"\n\tmax=\"80\"\n\tstep=\"1\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: {value}%\">\n\tSelected Value: <b>0<\/b>%<\/div>\n<div id=\"wpforms-5859-field_33-description\" class=\"wpforms-field-description\">(It's OK to estimate)<\/div><\/div><div id=\"wpforms-5859-field_61-container\" class=\"wpforms-field wpforms-field-payment-single vd-two-fields-page wpforms-conditional-field wpforms-conditional-show wpforms-calculations-field\" data-field-type=\"payment-single\" data-field-id=\"61\" style=\"display:none;\"><label class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">Single Item<\/label><div class=\"wpforms-single-item-price-content\"><div class=\"wpforms-single-item-price wpforms-field-small wpforms-payment-price\">Down Payment: <span class=\"wpforms-price\">&#036;0.00<\/span><\/div><\/div><input type=\"hidden\" id=\"wpforms-5859-field_61\" class=\"wpforms-field-small wpforms-payment-price\" name=\"wpforms[fields][61]\"><\/div><div id=\"wpforms-5859-field_34-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"34\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_34\">What is the balance of your first mortgage?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_34\" class=\"wpforms-field-medium\" name=\"wpforms[fields][34]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_34-error\" aria-describedby=\"wpforms-5859-field_34-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"5000\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_34-description\" class=\"wpforms-field-description\">(It's OK to estimate)<\/div><\/div><div id=\"wpforms-5859-field_35-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"35\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"11\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"11\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-12  \" data-page=\"12\" style=\"display:none;\"><div id=\"wpforms-5859-field_36-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"36\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_36\">What is the interest rate of your first mortgage?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_36\" class=\"wpforms-field-medium\" name=\"wpforms[fields][36]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_36-error\" aria-describedby=\"wpforms-5859-field_36-description\"\t\tmin=\"0\"\n\tmax=\"10\"\n\tstep=\"0.125\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: {value}\">\n\tSelected Value: <b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_36-description\" class=\"wpforms-field-description\">(It's OK to estimate)<\/div><\/div><div id=\"wpforms-5859-field_37-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"37\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"12\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"12\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-13  \" data-page=\"13\" style=\"display:none;\"><div id=\"wpforms-5859-field_38-container\" class=\"wpforms-field wpforms-field-radio wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"radio\" data-field-id=\"38\" style=\"display:none;\"><fieldset><legend class=\"wpforms-field-label\">Do you have a second mortgage?<\/legend><ul id=\"wpforms-5859-field_38\"><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_38_2\" name=\"wpforms[fields][38]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_38_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_38_2\">Yes<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_38_3\" name=\"wpforms[fields][38]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_38_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_38_3\">No<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_39-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"39\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"13\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"13\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-14  \" data-page=\"14\" style=\"display:none;\"><div id=\"wpforms-5859-field_40-container\" class=\"wpforms-field wpforms-field-number-slider wpforms-conditional-field wpforms-conditional-show\" data-field-type=\"number-slider\" data-field-id=\"40\" style=\"display:none;\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_40\">How much additional cash do you wish to borrow?<\/label>\n<input\n\ttype=\"range\"\n\tid=\"wpforms-5859-field_40\" class=\"wpforms-field-medium\" name=\"wpforms[fields][40]\" value=\"0\" aria-errormessage=\"wpforms-5859-field_40-error\" aria-describedby=\"wpforms-5859-field_40-description\"\t\tmin=\"0\"\n\tmax=\"2000000\"\n\tstep=\"2500\">\n\n<div class=\"wpforms-field-number-slider-hint\"\n\tdata-hint=\"Selected Value: ${value}\">\n\tSelected Value: $<b>0<\/b><\/div>\n<div id=\"wpforms-5859-field_40-description\" class=\"wpforms-field-description\">(It's OK to estimate or if no cash-out leave at $0)<\/div><\/div><div id=\"wpforms-5859-field_41-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"41\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"14\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"14\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-15  \" data-page=\"15\" style=\"display:none;\"><div id=\"wpforms-5859-field_42-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"42\"><fieldset><legend class=\"wpforms-field-label\">What is your current employment status?<\/legend><ul id=\"wpforms-5859-field_42\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_42_1\" name=\"wpforms[fields][42]\" value=\"Employed\" aria-errormessage=\"wpforms-5859-field_42_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_42_1\">Employed<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_42_2\" name=\"wpforms[fields][42]\" value=\"Self-Employed\/1099 Independent Contractor\" aria-errormessage=\"wpforms-5859-field_42_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_42_2\">Self-Employed\/1099 Independent Contractor<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_42_3\" name=\"wpforms[fields][42]\" value=\"Retired\" aria-errormessage=\"wpforms-5859-field_42_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_42_3\">Retired<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_43-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"43\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"15\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"15\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-16  \" data-page=\"16\" style=\"display:none;\"><div id=\"wpforms-5859-field_44-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"44\"><fieldset><legend class=\"wpforms-field-label\">What is your household gross (before taxes) annual income?<\/legend><ul id=\"wpforms-5859-field_44\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_1\" name=\"wpforms[fields][44]\" value=\"Less than $30,000\" aria-errormessage=\"wpforms-5859-field_44_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_1\">Less than $30,000<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_2\" name=\"wpforms[fields][44]\" value=\"$30,000 - $50,000\" aria-errormessage=\"wpforms-5859-field_44_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_2\">$30,000 - $50,000<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_3\" name=\"wpforms[fields][44]\" value=\"$50,000 - $75,000\" aria-errormessage=\"wpforms-5859-field_44_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_3\">$50,000 - $75,000<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_5\" name=\"wpforms[fields][44]\" value=\"$75,000 - $100,000\" aria-errormessage=\"wpforms-5859-field_44_5-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_5\">$75,000 - $100,000<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_44_4\" name=\"wpforms[fields][44]\" value=\"Greater than $100,000\" aria-errormessage=\"wpforms-5859-field_44_4-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_44_4\">Greater than $100,000<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_45-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"45\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"16\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"16\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-17  \" data-page=\"17\" style=\"display:none;\"><div id=\"wpforms-5859-field_46-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"46\"><fieldset><legend class=\"wpforms-field-label\">What is your credit score?<\/legend><ul id=\"wpforms-5859-field_46\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_1\" name=\"wpforms[fields][46]\" value=\"Excellent 740+\" aria-errormessage=\"wpforms-5859-field_46_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_1\">Excellent 740+<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_2\" name=\"wpforms[fields][46]\" value=\"Good 700-739\" aria-errormessage=\"wpforms-5859-field_46_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_2\">Good 700-739<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_3\" name=\"wpforms[fields][46]\" value=\"Average 660-699\" aria-errormessage=\"wpforms-5859-field_46_3-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_3\">Average 660-699<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_4\" name=\"wpforms[fields][46]\" value=\"Fair 600-659\" aria-errormessage=\"wpforms-5859-field_46_4-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_4\">Fair 600-659<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_46_5\" name=\"wpforms[fields][46]\" value=\"Poor &lt; 600\" aria-errormessage=\"wpforms-5859-field_46_5-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_46_5\">Poor &lt; 600<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_47-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"47\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"17\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"17\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-18  \" data-page=\"18\" style=\"display:none;\"><div id=\"wpforms-5859-field_48-container\" class=\"wpforms-field wpforms-field-radio\" data-field-type=\"radio\" data-field-id=\"48\"><fieldset><legend class=\"wpforms-field-label\">Have you had a bankruptcy or foreclosure in the past 3 years?<\/legend><ul id=\"wpforms-5859-field_48\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_48_1\" name=\"wpforms[fields][48]\" value=\"Yes\" aria-errormessage=\"wpforms-5859-field_48_1-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_48_1\">Yes<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-5859-field_48_2\" name=\"wpforms[fields][48]\" value=\"No\" aria-errormessage=\"wpforms-5859-field_48_2-error\"  ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_48_2\">No<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-5859-field_49-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"49\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"18\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"18\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-19  \" data-page=\"19\" style=\"display:none;\"><div id=\"wpforms-5859-field_50-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"50\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_50\">What is your first name? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-5859-field_50\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][50]\" aria-errormessage=\"wpforms-5859-field_50-error\" required><\/div><div id=\"wpforms-5859-field_51-container\" class=\"wpforms-field wpforms-field-text\" data-field-type=\"text\" data-field-id=\"51\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_51\">What is your last name? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"text\" id=\"wpforms-5859-field_51\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][51]\" aria-errormessage=\"wpforms-5859-field_51-error\" required><\/div><div id=\"wpforms-5859-field_52-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"52\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-prev wpforms-disabled\"\n\t\t\t\t\tdata-action=\"prev\" data-page=\"19\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Back<\/button><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"19\" data-formid=\"5859\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-20 last \" data-page=\"20\" style=\"display:none;\"><div id=\"wpforms-5859-field_53-container\" class=\"wpforms-field wpforms-field-email\" data-field-type=\"email\" data-field-id=\"53\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_53\">What is your email address? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-5859-field_53\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][53]\" spellcheck=\"false\" aria-errormessage=\"wpforms-5859-field_53-error\" required><\/div><div id=\"wpforms-5859-field_54-container\" class=\"wpforms-field wpforms-field-phone\" data-field-type=\"phone\" data-field-id=\"54\"><label class=\"wpforms-field-label\" for=\"wpforms-5859-field_54\">What is your phone number? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-5859-field_54\" class=\"wpforms-field-medium wpforms-field-required wpforms-masked-input\" data-inputmask=\"&#039;mask&#039;: &#039;(999) 999-9999&#039;\" data-rule-us-phone-field=\"true\" data-inputmask-inputmode=\"tel\" name=\"wpforms[fields][54]\" aria-label=\"What is your phone number?\" aria-errormessage=\"wpforms-5859-field_54-error\" required><\/div><div id=\"wpforms-5859-field_56-container\" class=\"wpforms-field wpforms-field-checkbox\" data-field-type=\"checkbox\" data-field-id=\"56\"><fieldset><legend class=\"wpforms-field-label\">Communications Policy <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-5859-field_56\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"checkbox\" id=\"wpforms-5859-field_56_1\" name=\"wpforms[fields][56][]\" value=\"I agree to the Communications Policy.\" aria-errormessage=\"wpforms-5859-field_56_1-error\" aria-describedby=\"wpforms-5859-field_56-description\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-5859-field_56_1\">I agree to the Communications Policy.<\/label><\/li><\/ul><div id=\"wpforms-5859-field_56-description\" class=\"wpforms-field-description\"><font size=\"3\">We may communicate with you in a variety of different ways including by email, voicemail, mail, text and SMS messaging, and in person. Some communications occur through multiple channels. Such communications are confidential and only intended for you or persons authorized to act on your behalf. By using the Service, you acknowledge the following communications-related practices. By providing a telephone number and submitting the form you are consenting to be contacted by SMS text message (our message frequency may vary). Message &amp; data rates apply. Reply STOP to unsubscribe from further messaging. Reply HELP for more information. See our <a href=\"\/privacy-policy\/\">Privacy Policy<\/a><\/font><\/div><\/fieldset><\/div><div id=\"wpforms-5859-field_9-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-type=\"pagebreak\" data-field-id=\"9\"><\/div><\/div><script>\n\t\t\t\t( function() {\n\t\t\t\t\tconst style = document.createElement( 'style' );\n\t\t\t\t\tstyle.appendChild( document.createTextNode( '#wpforms-5859-field_2-container { position: absolute !important; overflow: hidden !important; display: inline !important; height: 1px !important; width: 1px !important; z-index: -1000 !important; padding: 0 !important; } #wpforms-5859-field_2-container input { visibility: hidden; } #wpforms-conversational-form-page #wpforms-5859-field_2-container label { counter-increment: none; }' ) );\n\t\t\t\t\tdocument.head.appendChild( style );\n\t\t\t\t\tdocument.currentScript?.remove();\n\t\t\t\t} )();\n\t\t\t<\/script><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" style=\"display:none;\"><input type=\"hidden\" name=\"wpforms[id]\" value=\"5859\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/15\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-5859\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img src=\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\" title=\"\"><\/div><\/form><\/div>  <!-- .wpforms-container -->[\/vc_column][\/vc_row][vc_section local_scroll_id=&#8221;Schema Markup&#8221; el_id=&#8221;Schema Markup&#8221;][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1760112174928{padding-top: 80px !important;padding-bottom: 60px !important;background-color: #F7F7F7 !important;}&#8221;][vc_column][vc_column_text css=&#8221;.vc_custom_1760112295407{padding-top: 15px !important;padding-right: 15px !important;padding-bottom: 30px !important;padding-left: 15px !important;border-radius: 20px !important;}&#8221; width=&#8221;1000&#8243; font_size=&#8221;16&#8243; wpex_bg_color=&#8221;#ffffff&#8221;]<section class=\"vls-faqs\"><h3>Frequently Asked Questions<\/h3><div class=\"vls-faq-item\"><h4>What are low down payment mortgage options?<\/h4><p>Low down payment mortgages are loan programs that allow eligible borrowers to buy a home with a smaller upfront payment\u2014often as little as 3% to 5% down. These programs make homeownership more accessible, especially for first-time buyers.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>Which loan types offer low down payment options?<\/h4><p>Several programs offer reduced down payments, including FHA loans (as low as 3.5%), certain conventional loan programs (starting at 3%), and USDA or VA loans, which may require no down payment at all for eligible borrowers.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>Do low down payment loans require mortgage insurance?<\/h4><p>In most cases, yes. Borrowers who put less than 20% down usually pay mortgage insurance\u2014either private mortgage insurance (PMI) for conventional loans or mortgage insurance premiums (MIP) for FHA loans\u2014to protect the lender against default risk.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>Can I use gift funds or assistance programs for my down payment?<\/h4><p>Yes. Many low down payment programs allow part or all of the down payment to come from gift funds, grants, or local down payment assistance programs, provided proper documentation and program guidelines are met.<\/p>\n<\/div><div class=\"vls-faq-item\"><h4>Are low down payment loans only for first-time buyers?<\/h4><p>Not necessarily. While many programs are designed with first-time buyers in mind, repeat buyers who meet the income, credit, and occupancy requirements may also qualify.<\/p>\n<\/div><\/section>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"vcex-shortcode wpex-clr\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"FinancialProduct\",\"@id\":\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/#loan-low-down-payment-purchase-options\",\"name\":\"Low Down Payment Purchase Options\",\"description\":\"Mortgage program information for this page.\",\"category\":\"MortgageLoan\",\"provider\":{\"@type\":\"Organization\",\"name\":\"E Zip Mortgage\",\"url\":\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/\"},\"termsOfService\":\"\/terms-of-use\/\"},{\"@type\":\"FAQPage\",\"@id\":\"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/#faq-loan-program\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What are low down payment mortgage options?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Low down payment mortgages are loan programs that allow eligible borrowers to buy a home with a smaller upfront payment\u2014often as little as 3% to 5% down. 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While many programs are designed with first-time buyers in mind, repeat buyers who meet the income, credit, and occupancy requirements may also qualify.\"}}]}]}<\/script><\/div>[\/vc_column][\/vc_row][\/vc_section]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; column_spacing=&#8221;60&#8243; css=&#8221;.vc_custom_1767973670481{padding-top: 75px !important;background-color: #f7f7f7 !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_column_text font_weight=&#8221;500&#8243; el_class=&#8221;wpex-antialiased&#8221;]There are options that can make you a home owner with a low down payment.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243;][\/vc_column][\/vc_row][vc_row local_scroll_id=&#8221;learn&#8221; css=&#8221;.vc_custom_1756141684689{padding-top: 100px !important;padding-bottom: 80px !important;}&#8221; el_id=&#8221;learn&#8221;][vc_column][vc_column_text css=&#8221;&#8221; width=&#8221;1000&#8243;]Deciding on how much money to use as a down payment can be confusing. E Zip Mortgage is here to&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":22,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mbp_gutenberg_autopost":false,"footnotes":""},"class_list":["post-15","page","type-page","status-publish","hentry","entry","no-media"],"_links":{"self":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":8,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/15\/revisions"}],"predecessor-version":[{"id":6788,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/15\/revisions\/6788"}],"up":[{"embeddable":true,"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/pages\/22"}],"wp:attachment":[{"href":"https:\/\/mega5.vonkdigital.com\/~collinatchinson\/wp-json\/wp\/v2\/media?parent=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}