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Nice to meet you! My name is,

Joe Galluzzo

Loan Officer
NMLS#: 1791383

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Hello, welcome to my page.

I have over 15 years of experience in recruiting, training and managing sales forces in various industries. I have worked for Fortune 500 companies and have also been responsible for growing new businesses into successful entities.

I was very successful in the mortgage industry in New York over 10 years ago, prior to the “Bubble Burst”.

Since I have been living in Florida with my wife of 17 years and 2 boys and have had a long rewarding career as an Energy Consultant, but I have decided to get back into the mortgage industry as it has always been something I enjoyed tremendously.

I enjoy it because I love helping people achieve their goals and dreams and I can’t think of a more important dream and goal than homeownership.

My success as a mortgage loan originator in New York was based on being diligent, informative and compassionate towards my clients.

I look forward to starting new friendships within the Florida mortgage community and helping as many people as possible achieve their dream.

Thank You First Florida Financial Group for giving me the opportunity to work with one of the top producing, most experienced and trusted companies in the State of Florida.

Phone: (914) 557-4569

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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